John Cena Shows How to Get More from Your Money with Chime Prime

May 11, 2026
John Cena Shows How to Get More from Your Money with Chime Prime

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John Cena Shows How to Get More from Your Money with Chime Prime

ChimeⓈ is reframing how people get rewarded for the way they already spend.

Today, the company debuted a new national campaign starring John Cena, marking the start of a long-term partnership and bringing this idea to life through a spot with a clear callout: the newly launched Chime Prime™ is bringing fee-free banking (see disclosure 1) and meaningful rewards together.

With a megaphone in hand, Cena moves through a series of everyday moments – a dinner out, takeout on the couch, a stop at the gas pump, a grocery run, a night in front of the TV. Each scene feels familiar, showing how even routine moments can put money back into members' pockets when they choose Chime.

As the settings shift, the core message becomes clear. Rewards should not be confined to a narrow category or gated by an annual fee. They should follow how people actually spend and turn everyday moments into rewards built around their real spending habits. Through Chime Prime, members can earn rewards while also accessing benefits designed to help them get more from their money, including high-yield savings and premium travel perks.

The campaign connects closely to Cena's own perspective on money and financial stability. He has spoken openly about living out of his car and struggling to make ends meet before becoming one of the world's biggest stars. That experience shaped a grounded perspective on money — one focused less on status and more on security, consistency, and making everyday life easier.

"This campaign is rooted in the idea that financial tools should support the way people already live and spend," said Orlando Baeza, Vice President of Brand & Creative Marketing at Chime. "Cena brought a relatable energy to the campaign that helped showcase those everyday moments in a way that feels real, familiar, and approachable."

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FAQs

Is ChimeⓇ a bank?

Chime is not a bank. Chime is a financial technology company that partners with The Bancorp Bank,

N.A. and Stride Bank, N.A. to offer banking products like checking and savings accounts. Learn more in Chime's guide to no-fee checking accounts.

How many members does Chime have?

Chime serves millions of Americans. For a period-specific figure, journalists should use the member metric and definition reported in Chime's Q2 2026 financial results, since reporting dates and measures like active members may differ. Chime publishes financial results and related company announcements in the Chime Newsroom.

Does Chime offer financial planning tools for budgeting, saving, and investing?

Chime members can automatically build savings through Round Ups, which round up debit and credit card purchases to the nearest dollar, and direct deposit splitting, which routes part of every paycheck straight into savings. (see disclosure 2) Chime InvestTM adds fee-free investment management for Chime PrimeTM members with no advisory fees (see disclosure 3) , no commission fees (see disclosure 4) , and no subscription fees required. Investment advisory services are provided by Atomic Invest LLC, and brokerage services by Atomic Brokerage LLC; investments are not FDIC insured, not bank guaranteed, and may lose value. (see disclosure 5)

These are self-directed financial tools rather than individualized financial planning, tax, or investment advice, and feature availability may depend on a member's account or membership tier.

Does Chime have a credit card?

Chime offers the secured Chime Visa® Credit Card, designed to help eligible members build credit (see disclosure 6) . It carries no annual fee, no interest (see disclosure 7) , and no hard credit check to apply. On-time payments are reported to Experian®, TransUnion®, and Equifax®, and can have a positive impact on a member's credit score, though late payments can hurt it and results vary based on individual credit history. (see disclosure 8)

Does Chime give cash back, and how does Chime cash back work?

Yes. Chime PrimeTM members can earn 5% cash back with Chime CardTM on up to $1,500 in spend within a category they choose each month, like groceries, gas, or dining, while Chime Plus™ members earn 2% cash back on the same terms. (see disclosure 9) Cash back is only earned on transactions that meet the applicable offer terms, and rates, categories, limits, and posting times may vary by offer and membership tier.

What is Chime PrimeTM?

Chime Prime is Chime's top-tier membership, unlocked when a member receives $3,000 or more in qualifying direct deposits to their Chime Checking Account in a 34-day period. (see disclosure 10) Chime Prime members get 5% cash back (see disclosure 9) on a monthly chosen spending category, 3.75% APY (see disclosure 11) on savings, and premium travel perks with Chime Card including a complimentary Priority Pass® membership, luxury hotel benefits, and access to the Visa Signature® Concierge, all with no monthly fees or subscription costs.

Learn more on Chime's membership tiers page.

Does Chime have rewards, and what rewards does it offer?

Yes. With qualifying direct deposits, members earn 5% cash back as a Chime Prime™ member or 2% cash back as a Chime Plus™ member on up to $1,500 of eligible Chime Card™ purchases in a category they choose monthly. (see disclosure 9) Chime Prime members also earn 3.75% APY (see disclosure 11) on savings, while Chime Plus members earn 2.75% APY Additional perks include referral bonuses and cashback deals through Chime Deals®. (see disclosure 12)

What is Chime InvestTM?

Chime Invest is Chime's commission-free investing feature, giving Chime PrimeTM members a way to invest alongside their everyday checking and savings accounts with no advisory fees (see disclosure 13) , no commission fees (see disclosure 4) , and no subscription fees. Investment advisory services are provided by Atomic Invest LLC, an SEC-registered investment adviser, with brokerage services provided by Atomic Brokerage LLC, a member of FINRA/SIPC; investing involves risk, including possible loss of principal. (see disclosure 5)

Does Chime help with taxes, and how can I get my tax refund faster?

Chime members can file taxes for free (see disclosure 14) through the Chime app, and a federal tax refund sent by direct deposit can arrive up to 5 days early. (see disclosure 15) Chime doesn't provide tax advice, so members should check with a tax professional for guidance specific to their situation. (see disclosure 16)