What is a mobile banking app?

A mobile banking app is an application that allows you to seamlessly manage everyday finance responsibilities like transferring funds, paying bills, and managing your bank account. Think of it like an app for all of your banking needs.

Is it safe to use mobile banking apps?

When looking for a banking app, it is important to find one that utilizes proper security features and implements regular updates to stay up-to-date on all of the latest technologies. Otherwise, you may run the risk of exposing your finances.

Is a debit card necessary for mobile banking?

While a debit card is not necessary to gain access to a banking app or service, it will likely prevent you from being able to make any transactions. In other words, you’ll be able to browse and manage your accounts, but you may not be able to buy anything using those accounts without a debit card.

Download the Chime mobile banking app today.

Everything you want out of your banking app without any monthly fees. Find out why Chime is the #1 Most Loved Banking App.¹

A banking app designed with you in mind.

The Chime app gives you the tools you need to plan your finances for the present and future. Download our mobile banking app today to gain access to Mobile Check Deposit², online bill pay, and instant transfers³ with Pay Anyone.

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The #1 Most Loved Banking App^™¹

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Finance in one place.

Check your account at any time
Pay bills online with ease
Transfer money to and from your other accounts

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Deposit checks from anywhere.

Whether you're on the go or having a relaxing day at home, Chime mobile check deposit² allows you to seamlessly deposit your checks right from our app.

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Pay Anyone without the fees.

With Pay Anyone, you can make safe and secure payments to your friends and family. Even if they don't have Chime, your transfers will be instant³ and fee-free.

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47,000+ fee-free ATMs.⁴

A mobile banking app that actually makes it easier to find an ATM? That's right! We have more fee-free ATMs than the top three national banks combined.⁵

Open an account in 2 minutes.

Get all the perks of the Chime mobile banking app when you open a Chime^® Checking Account online.

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Resources

Banking Basics

Mobile check deposit² is easy

Chime Guides

Pay Anyone without the fees

Banking Basics

What is mobile banking?

FAQs

What is the Chime mobile banking app?

Think about your normal banking experience. Now picture an easier, more efficient, and more accessible one. That’s the Chime mobile banking app. It can be used to deposit checks², send money, check your balance, find nearby ATMs, and more.

Is the Chime app safe?

Chime is incredibly focused on the safety and security of your finances. To keep you protected, we use 128-bit AES encryption, access control, and security processes. If you notice an unauthorized transaction, you can disable transactions on your Chime card immediately in the settings section of the Chime app and website to prevent further unauthorized card transactions. Additionally, deposits in Chime accounts are insured up to the standard maximum deposit insurance amount of $250,000 through our partners, The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

Can my entire Chime account be managed from the mobile app?

Absolutely! From setting up a direct deposit to managing your Chime cards, any of your account needs can be handled completely within our mobile banking app.