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The Bancorp Bank, N.A. Consumer Privacy Notice
Rev. 02/2024
| FACTS: | What Does The Bancorp Bank, N.A. (“The Bancorp”) Do With Your Personal Information? |
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| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all. sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? | The types of personal information we collect, and share depend on the product or service you have with us. This information can include:
When you are no longer our customer, we continue to share your information as described in this notice. |
| How? | All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons The Bancorp chooses to share; and whether you can limit this sharing. |
| Reasons We Can Share Your Personal Information | Does The Bancorp share? | Can you limit this sharing? |
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| For our everyday business purposes — Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes — To offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | Yes | No |
| For our affiliates’ everyday business purposes — Information about your transactions and experiences | No | We don’t share |
| For our affiliates’ everyday business purposes — Information about your creditworthiness | No | We don’t share |
| For nonaffiliates to market to you | Yes | Yes |
| To Limit Our Sharing: | Submit an opt-out through the Chime Privacy Hub. Please Note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. |
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| Questions? | Email us at [email protected]. |
Who we are
| Who is providing this notice? | This notice is provided by The Bancorp Bank, N.A. |
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What we do
| How does The Bancorp protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also limit access to information to those employees for whom access is necessary. |
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| How does The Bancorp collect my personal information? | We collect your personal information when, for example, you:
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
| Why can’t I limit all sharing? | Federal law gives you the right to limit only:
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. |
Definitions
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies. The Bancorp does not share with our affiliates. |
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| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies. Nonaffiliates, we share with may include companies such as Chime, when the sharing of data is not for our everyday business purposes. |
| Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include other financial institutions, such as other bank partners that Chime works with. |
Other important information
| Vermont Residents: | We will not disclose your personal information, financial information, credit report, or health information to nonaffiliated third parties to market to you, other than as permitted by Vermont law, unless you authorize us to make those disclosures. We may disclose the following information to other financial institutions with which we have joint marketing agreements:
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| Nevada Residents: | We are providing you this notice pursuant to state law. You may be placed on our internal Do Not Call List by following the directions in the To Limit our Sharing section above. Nevada law requires that we provide you with the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington Ave., Suite 3900, Las Vegas, NV 89101; Phone number: 702-486-3132; email: [email protected] |
| North Dakota Residents: | In accordance with North Dakota law, we will not share information we collect about you with companies outside of our corporate family, except as permitted by law, including, for example, with your consent, to service your account (through Chime or its banking partners). Residents of North Dakota are opted out from nonaffiliate marketing by default. We will limit sharing among our companies to the extent required by North Dakota law. |
| California Residents: | For financial information, we will not share information we collect about you with companies outside of The Bancorp Bank, N.A., unless the law allows. For example, we may share information with your consent, to service your accounts, or to provide rewards or benefits you are entitled to. We may also share your information with third party financial institutions with which we have a joint marketing agreement to offer financial products and services to you. California residents can opt-out of joint marketing through the Chime Privacy Hub or through our California Financial Information Privacy Act opt-out Form. |