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Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank, N.A. or Stride Bank, N.A.; Members FDIC.

Banking Basics

Get the most out of banking by understanding the basics of cards, accounts, and fees.

What You Need to Know About Being an Authorized User on a Credit Card

In This ArticleWhat is an authorized user? How does being an authorized user on a […]

Banking Basics
October 21, 2022

Credit Card 101

In This ArticleWhat is a credit card? How do credit cards work? What is APR […]

Banking Basics
October 20, 2022

How to Get a Loan With Bad Credit

In This ArticleWhat is a personal loan? What is a good credit score? How can […]

Banking Basics
October 20, 2022

How to Apply for a Credit Card: A Step-by-Step Guide

In This ArticleHow to get a credit card for the first time What do you […]

Banking Basics
October 19, 2022

What Is APR on a Credit Card?

In This ArticleWhat is APR? Types of credit cards APRs Fixed vs. variable APR How […]

Banking Basics
October 13, 2022

How Many Credit Cards Should I Have?

In This ArticleHow many credit cards is too many? Is it good to have multiple […]

Banking Basics
October 12, 2022

How Do Credit Cards Work?

In This ArticleHow to use a credit card Pros and cons of using a credit […]

Banking Basics
October 11, 2022

What Is a Credit Card?

In This ArticleCredit card definition Best ways to use a credit card Types of credit […]

Banking Basics
October 6, 2022

What Is a Secured Credit Card and How Does It Work?

In This ArticleWhat is a secured credit card? How to get a secured credit card […]

Banking Basics
October 5, 2022

Get Started Today

Applying for an account is free and takes less than 2 minutes with no impact to your credit score.

This page is for informational purposes only. Chime does not provide financial, legal, or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for financial, legal or accounting advice. You should consult your own financial, legal and accounting advisors before engaging in any transaction.

Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank, N.A. or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Chime Visa® Credit Builder Card and the Chime Visa® Cash Rewards Card are issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see back of your Card for its issuing bank.

While Chime doesn’t issue personal checkbooks to write checks, Chime Checkbook gives you the freedom to send checks to anyone, anytime, from anywhere. See your issuing bank’s Deposit Account Agreement for full Chime Checkbook details.

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