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Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank or Stride Bank, N.A.; Members FDIC.

Banking Basics

Get the most out of banking by understanding the basics of cards, accounts, and fees.

APR vs. APY: What’s the Difference?

If you go to apply for a credit card or loan, or open a savings […]

Banking Basics
December 3, 2021

How to Set Up Direct Deposit

A popular way to receive your paycheck today is by direct deposit.  With direct deposit, […]

Banking Basics
December 2, 2021

What Is An Interest Rate and Why Is It Important?

If you have a bank account, you might be earning interest on the money you […]

Banking Basics
December 2, 2021

How Do Banks Make Money?

In This ArticleWhat’s a Commercial Bank? How Banks Make Money Where Do Banks Get Money […]

Banking Basics
November 30, 2021

How to Choose Between a Credit Union or Online Bank

Nowadays you have a lot of options when it comes to choosing a financial institution […]

Banking Basics
November 22, 2021

Protecting Your Money From Bank Fraud

Bank fraud is a prevalent problem in the financial industry. Despite the increased security measures […]

Banking Basics
November 19, 2021

Secured vs. Unsecured Loans

One of the main differences between a secured and unsecured loan is collateral. Secured loans […]

Banking Basics
November 17, 2021

What Is a Money Order?

Money orders may not be the most innovative or technologically advanced payment method, but they […]

Banking Basics
November 12, 2021

What Is Fintech?

Even if you are not familiar with the term fintech, chances are you use and […]

Banking Basics
November 12, 2021

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This page is for informational purposes only. Chime does not provide financial, legal, or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for financial, legal or accounting advice. You should consult your own financial, legal and accounting advisors before engaging in any transaction.

Banking services provided by The Bancorp Bank or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Chime Visa® Credit Builder Card is issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see back of your Card for its issuing bank.

While Chime doesn’t issue personal checkbooks to write checks, Chime Checkbook gives you the freedom to send checks to anyone, anytime, from anywhere. See your issuing bank’s Deposit Account Agreement for full Chime Checkbook details.

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