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Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank or Stride Bank, N.A.; Members FDIC.

Banking Basics

Get the most out of banking by understanding the basics of cards, accounts, and fees.

What Is a Lien and How Do They Work?

At some point in our adult lives, we’ll find ourselves in need of financing for […]

Banking Basics
May 9, 2022

How to Transfer Money From One Bank to Another

Transferring money is a basic banking transaction that can be done for a myriad of […]

Banking Basics
May 6, 2022

How Do Credit Monitoring Services Work?

Credit is super important when it comes to things like loan approvals, insurance premiums, and […]

Banking Basics
May 5, 2022

How to Increase Your Credit Limit

Credit cards allow you to borrow money from a card issuer for purchases you wouldn’t […]

Banking Basics
May 4, 2022

What Is a Safety Deposit Box and How Do I Properly Use One?

We all have valuables that we’d like to keep safe. For some, it might be […]

Banking Basics
May 3, 2022

What to Know About Federal Interest Rate Increases

The central bank of the U.S., also known as the Federal Reserve, is responsible for […]

Banking Basics
April 26, 2022

Federal vs. Private Student Loans: What’s the Difference?

There’s no doubt that paying for college can be really stressful. Tuition, room and board, […]

Banking Basics
April 22, 2022

What Are Liquid Assets?

Having ready access to cash is a huge component of one’s financial health. Cash and […]

Banking Basics
April 21, 2022

What You Need to Know About Crypto Savings Accounts

Cryptocurrency continues to make waves in the financial world, and many consumers already own or […]

Banking Basics
April 19, 2022

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This page is for informational purposes only. Chime does not provide financial, legal, or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for financial, legal or accounting advice. You should consult your own financial, legal and accounting advisors before engaging in any transaction.

Banking services provided by The Bancorp Bank or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Chime Visa® Credit Builder Card is issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see back of your Card for its issuing bank.

While Chime doesn’t issue personal checkbooks to write checks, Chime Checkbook gives you the freedom to send checks to anyone, anytime, from anywhere. See your issuing bank’s Deposit Account Agreement for full Chime Checkbook details.

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