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Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank, N.A. or Stride Bank, N.A.; Members FDIC.

Banking Basics

Get the most out of banking by understanding the basics of cards, accounts, and fees.

How To Void a Check (the Right Way)

In This ArticleHow to void a check Reasons for voiding a check How to get […]

Banking Basics
June 5, 2023

How to Choose Between a Credit Union or Bank

In This ArticleWhat is a credit union? How do credit unions work? How credit unions […]

Banking Basics
June 2, 2023

Checking vs Savings: Choose the Best Account Option

In This ArticleWhat’s a checking account? What’s a savings account? What is the difference between […]

Banking Basics
May 30, 2023

APR vs. APY: What’s the Difference?

In This ArticleAPR meaning APY meaning How to calculate APR and APY What's the difference […]

Banking Basics
May 30, 2023

How to Consolidate Debt: 5 Low-Effort Approaches

In This ArticleGet a balance transfer credit card Get a debt consolidation loan Sign up […]

Banking Basics
May 20, 2023

What You Need to Know About Being an Authorized User on a Credit Card

In This ArticleWhat is an authorized user for credit cards? How does being an authorized […]

Banking Basics
May 19, 2023

How Many Credit Cards Should I Have?

In This ArticleHow many credit cards is too many? Is it bad to have multiple […]

Banking Basics
May 19, 2023

Debit Card vs. Credit Card: What’s the Difference?

In This ArticleWhat is the difference between debit and credit? How do credit cards work? […]

Banking Basics
May 16, 2023

How Much Money Should I Keep in My Checking Account?

In This ArticleHow much money to keep in your checking account 5 benefits of having […]

Banking Basics
May 16, 2023

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This page is for informational purposes only. Chime does not provide financial, legal, or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for financial, legal or accounting advice. You should consult your own financial, legal and accounting advisors before engaging in any transaction.

Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank, N.A. or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Chime Visa® Credit Builder Card and the Chime Visa® Cash Rewards Card are issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see back of your Card for its issuing bank.

While Chime doesn’t issue personal checkbooks to write checks, Chime Checkbook gives you the freedom to send checks to anyone, anytime, from anywhere. See your issuing bank’s Deposit Account Agreement for full Chime Checkbook details.

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