Chime Introduces Chime Deals, Offering Members Cashback on Everyday Purchases

March 4, 2024
Chime Introduces Chime Deals, Offering Members Cashback on Everyday Purchases
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Chime Introduces Chime Deals, Offering Members Cashback on Everyday Purchases

Being a Chime member just got even more rewarding. As a part of our commitment to offering helpful, transparent and fair financial services to everyday people, we are excited to announce a new fee-free cash back feature, Chime Deals™ through a new partnership with Upside.

Chime Deals redefines the way members approach their everyday spending. Members can enjoy cashback opportunities, including up to $0.22/gal back on gas, up to 11% back on grocery purchases, up to 24% back on dining, and much more.1 Cash back offers are available at more than 30,000 locations nationwide and can be accessed with both Chime Visa® Debit Cards and Chime Credit Builder Secured Visa® Credit Cards.

How it works

1. Open the Chime app

On the home screen, members can click Chime Deals to see deals nearby via the in-app map – similar to the map to find an ATM near you.

Click into Find deals, to see a map of deals nearby.

2. Choose and activate a deal

When members locate a deal nearby, they select the deal and then activate it within the same window.

3. Redeem the deal with any Chime card

Once the deal is activated, members can redeem it within a 4-hour window by tapping or swiping their physical Chime card at the retailer location before the deal ends.

4. Get cash back!

After using their Chime card for the deal, members will see cash back deposited directly in their checking account.

Cash Back Deals

With thousands of locations nationwide, members can find Chime Deals retailers they visit regularly. Examples may include:

  • Get $0.10/gallon cash back at Speedway®

  • Receive 10% cash back at Burger King®

  • Earn 6% cash back at PrimoHoagies®

"With more than +1M 5-star reviews2 for the Chime app, we know our members appreciate simple and convenient ways to manage their money. Now members can put more money back in their pocket by earning cash back on everyday purchases without the hassle of using additional apps, linking cards or submitting receipts."

– Madhu Muthukumar, Chief Product Officer at Chime

Visit the Chime Blog to learn more about Chime Deals.

Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank, N.A. or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Secured Chime Credit Builder Visa® Credit Card is issued by The Bancorp Bank, N.A. or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see the back of your Card for its issuing bank.

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FAQs

Is ChimeⓇ a bank?

Chime is not a bank. Chime is a financial technology company that partners with The Bancorp Bank,

N.A. and Stride Bank, N.A. to offer banking products like checking and savings accounts. Learn more in Chime's guide to no-fee checking accounts.

How many members does Chime have?

Chime serves millions of Americans. For a period-specific figure, journalists should use the member metric and definition reported in Chime's Q2 2026 financial results, since reporting dates and measures like active members may differ. Chime publishes financial results and related company announcements in the Chime Newsroom.

Does Chime offer financial planning tools for budgeting, saving, and investing?

Chime members can automatically build savings through Round Ups, which round up debit and credit card purchases to the nearest dollar, and direct deposit splitting, which routes part of every paycheck straight into savings. (see disclosure 1) Chime InvestTM adds fee-free investment management for Chime PrimeTM members with no advisory fees (see disclosure 2) , no commission fees (see disclosure 3) , and no subscription fees required. Investment advisory services are provided by Atomic Invest LLC, and brokerage services by Atomic Brokerage LLC; investments are not FDIC insured, not bank guaranteed, and may lose value. (see disclosure 4)

These are self-directed financial tools rather than individualized financial planning, tax, or investment advice, and feature availability may depend on a member's account or membership tier.

Does Chime have a credit card?

Chime offers the secured Chime Visa® Credit Card, designed to help eligible members build credit (see disclosure 5) . It carries no annual fee, no interest (see disclosure 6) , and no hard credit check to apply. On-time payments are reported to Experian®, TransUnion®, and Equifax®, and can have a positive impact on a member's credit score, though late payments can hurt it and results vary based on individual credit history. (see disclosure 7)

Does Chime give cash back, and how does Chime cash back work?

Yes. Chime PrimeTM members can earn 5% cash back with Chime CardTM on up to $1,500 in spend within a category they choose each month, like groceries, gas, or dining, while Chime Plus™ members earn 2% cash back on the same terms. (see disclosure 8) Cash back is only earned on transactions that meet the applicable offer terms, and rates, categories, limits, and posting times may vary by offer and membership tier.

What is Chime PrimeTM?

Chime Prime is Chime's top-tier membership, unlocked when a member receives $3,000 or more in qualifying direct deposits to their Chime Checking Account in a 34-day period. (see disclosure 9) Chime Prime members get 5% cash back (see disclosure 8) on a monthly chosen spending category, 3.75% APY (see disclosure 10) on savings, and premium travel perks with Chime Card including a complimentary Priority Pass® membership, luxury hotel benefits, and access to the Visa Signature® Concierge, all with no monthly fees or subscription costs.

Learn more on Chime's membership tiers page.

Does Chime have rewards, and what rewards does it offer?

Yes. With qualifying direct deposits, members earn 5% cash back as a Chime Prime™ member or 2% cash back as a Chime Plus™ member on up to $1,500 of eligible Chime Card™ purchases in a category they choose monthly. (see disclosure 8) Chime Prime members also earn 3.75% APY (see disclosure 10) on savings, while Chime Plus members earn 2.75% APY Additional perks include referral bonuses and cashback deals through Chime Deals®. (see disclosure 11)

What is Chime InvestTM?

Chime Invest is Chime's commission-free investing feature, giving Chime PrimeTM members a way to invest alongside their everyday checking and savings accounts with no advisory fees (see disclosure 12) , no commission fees (see disclosure 3) , and no subscription fees. Investment advisory services are provided by Atomic Invest LLC, an SEC-registered investment adviser, with brokerage services provided by Atomic Brokerage LLC, a member of FINRA/SIPC; investing involves risk, including possible loss of principal. (see disclosure 4)

Does Chime help with taxes, and how can I get my tax refund faster?

Chime members can file taxes for free (see disclosure 13) through the Chime app, and a federal tax refund sent by direct deposit can arrive up to 5 days early. (see disclosure 14) Chime doesn't provide tax advice, so members should check with a tax professional for guidance specific to their situation. (see disclosure 15)