Chime® is a financial technology company, not a bank. Banking services, credit, and debit card provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

Chime® Offering Free and Easy In-App Tax Filing

Chime Team • March 14, 2024

Just in time for tax season, Chime is offering its in-app tax filing pilot program for free¹ to even more members.  After early success with the pilot launch, the all-new tax feature is now available to millions more Chime members, showing members are eager for a seamless tax filing option that is truly free.

“Many companies make it feel like their tax filing product is free, but everyday people end up facing a ton of hidden fees — we heard from our members that many of them were even paying $70 or more to file their taxes. At Chime, we believe that everyone should have access to the very best financial services. Offering a free and convenient way for our members to file their taxes is just one of the many ways to have our members’ backs. So far, the reception has been really positive. We’re proud to help our members get their taxes done faster and get their refunds back sooner.”
– Madhu Muthukumar, Chief Product Officer


Directly through the Chime app – which boasts more than 1M 5-star reviews² – members can file both state and federal taxes completely free with a maximum refund guaranteed. Eligible members will receive an in-app notification to let them know they’re eligible to use the tax filing experience as a part of the pilot.


To offer this new feature, Chime partnered with Column Tax and april, registered tax e-file providers, to provide eligible members with the opportunity to file their personal state and federal tax returns directly through the Chime app.

Prepare and file their taxes directly in the app

For members with access to the feature, filing can be done in just a few clicks, right from their Chime app home screen.

File their taxes for free

Filing taxes through Chime is truly free. There are no surprise costs, and no upsell depending on your tax situation. 

File their taxes within minutes

It’s fast. Members can prepare and file their personal return through Chime’s app in minutes.

Get their maximum refund

Members using Chime’s in-app tax feature are guaranteed their maximum possible refund. Max refund guarantee provided by Column Tax or april.

Get their federal tax refund up to six days early

If a member decides to direct deposit with Chime, they can get their federal tax refund up to six days early. So far this tax year, Chime has already made more than $5 billion in tax refunds available to our members up to 6 days early.


Chime plans to roll out this in-app tax filing feature to all members for the 2024 tax year.

What members have to say

Members who’ve already used the new tax feature are giving it a thumbs-up. 

After comparing Chime’s in-app experience to other tax filing products, members who used Chime’s said, “It was the easiest way I’ve done with any tax service,” and another shared, “There are so many types of tax filing platforms …. I tested out a couple, but none were as quick and easy …. Chime just won very easily.”

“Definitely [received my CA state refund] faster than any other tax companies we have used in the past,” one user said on Reddit.³ 

Chime’s commitment to fee-free financial solutions

Chime’s new embedded tax feature not only simplifies tax filing but also aligns with Chime’s mission of helping everyday people unlock financial progress by offering fee-free financial solutions to members. By enabling members to file their taxes for free directly through the app and early access to refunds, Chime aims to help members get ahead of financial goals even easier, and tax filing as seamless as possible.

Easy online banking

  • Checking Account with no monthly fees
  • 50,000+ fee-free ATMs~
  • Chime Visa® Debit Card
Get Started

Easy online banking

  • Checking Account with no monthly fees
  • 50,000+ fee-free ATMs~
  • Chime Visa® Debit Card
Get Started

Chime® is a financial technology company, not a bank. Banking services are provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card and the Chime Credit Builder Visa® Credit Card are issued by The Bancorp Bank, N.A. or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit and credit cards are accepted. Please see the back of your Card for its issuing bank.

While Chime doesn’t issue personal checkbooks to write checks, Chime Checkbook gives you the freedom to send checks to anyone, anytime, from anywhere. See your issuing bank’s Deposit Account Agreement for full Chime Checkbook details.

By clicking on some of the links above, you will leave the Chime website and be directed to a third-party website. The privacy practices of those third parties may differ from those of Chime. We recommend you review the privacy statements of those third party websites, as Chime is not responsible for those third parties' privacy or security practices.

Third-party trademarks referenced for informational purposes only; no endorsements implied.

Opinions, advice, services, or other information or content expressed or contributed here by customers, users, or others, are those of the respective author(s) or contributor(s) and do not necessarily state or reflect those of The Bancorp Bank, N.A. and Stride Bank, N.A. (“Banks”). Banks are not responsible for the accuracy of any content provided by author(s) or contributor(s).

Tax e-file services provided by April Tax Solutions Inc. (“april”) or Column Tax, Inc. (“Column Tax”).

These tax filing offers are not endorsed or offered by our partners, The Bancorp Bank, N.A. or Stride Bank, N.A.

Chime does not provide tax advice. Please consult your accountant for tailored tax guidance.

1 There are no fees required to use this product. The Internal Revenue Service (IRS) may impose penalties or other charges depending on your personal tax situation. For april: If the april tax preparation software makes a mathematical error that results in your payment of a penalty and/or interest to the IRS that you would otherwise not have been required to pay, april will reimburse you up to a maximum of $10,000. See april terms for details.
For Column Tax: If interest and/or a penalty is imposed by the IRS as a result of a computational error by Column Tax, you may be entitled to up to $10,000 reimbursement by Column Tax. See Column Tax terms for details.

2 Across the App Store and Google Play


4 Chime does not guarantee timing of refund. Six day refund estimate is based on 2022 tax year filing data. Refund timing estimates are dependent upon timing of complete tax return submission and other requirements.

5 Maximum refund guarantee provided by april or Column Tax. For april: If you use april's service to prepare and file your return and you find an error in the tax preparation that entitles you to a larger refund (or smaller liability), you may use their service to amend that return at no additional charge. To qualify, the larger refund or smaller tax liability must not be due to differences or inaccuracies in data supplied by you, your choice not to claim a deduction or credit, positions taken on your return that are contrary to law, or changes in federal or state tax laws. See here for details.
For Column Tax: Column Tax will reimburse you for up to $250 if you are able to pay less federal or state income tax or receive a larger federal or state income tax return by using another tax return preparation provider. Eligibility requirements apply. See terms for details.

~ Out-of-network ATM withdrawal and over the counter advance fees may apply except at MoneyPass ATMs in a 7-Eleven, or any Allpoint or Visa Plus Alliance ATM.

Address: 101 California Street, Floor 5, San Francisco, CA 94111, United States.

No customer support available at HQ. Customer support details available on the website.

© 2013-2024 Chime Financial, Inc. All rights reserved.