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1 Information from CIBC’s “CIBC Overdraft Protection Service,” as of March 12. 2025: https://www.cibc.com/en/personal-banking/bank-accounts/overdraft-protection.html
2 SpotMe® for Credit Builder is an optional, no interest/no fee overdraft line of credit tied to the Secured Deposit Account; SpotMe on Debit is an optional, no fee service attached to your Chime Checking Account (individually or collectively, “SpotMe”). Eligibility for SpotMe requires $200 or more in qualifying direct deposits to your Chime Checking Account each month.
3 Information from the Bank of America's "Personal Schedule of Fees," as of March 12, 2025: https://www.bankofamerica.com/salesservices/deposits/resources/personal-schedule-fees/?request_locale=en_US
4 Information from Chase Bank's "Chase Overdraft Services," as of March 11, 2025: https://www.chase.com/personal/checking/overdraft-services/standard-overdraft-practice
5 Information from PNC's "Low Cash Mode," as of March 11, 2025: https://www.pnc.com/en/personal-banking/banking/services/low-cash-mode.html
6 Information from the US Bank's "What types of overdraft options does the U.S. Bank offer?" As of March 11, 2025: https://www.usbank.com/customer-service/knowledge-base/KB0205931.html
7 Information from Wells Fargo's "Overdraft services for personal accounts" as of March 12, 2025: https://www.wellsfargo.com/checking/overdraft-services/
8 Information from the Consumer Federation of America’s “CFA statement in response to congressional review act to overturn CFPB’s overdraft lending final rule,” as of March 12, 2025: https://consumerfed.org/press_release/cfa-statement-in-response-to-congressional-review-act-to-overturn-cfpbs-overdraft-lending-final-rule/
9 Information from the Consumer Financial Protection Bureau’s “CFPB closes overdraft loophole to save Americans billions in fees” as of March 12, 2025: https://www.consumerfinance.gov/about-us/newsroom/cfpb-closes-overdraft-loophole-to-save-americans-billions-in-fees/
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