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Chime® is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.
Chime Visa® Debit Card
International students - Sign up for a Chime Visa® Debit Card!
Forget about monthly service fees or overdraft fees with the Chime® Debit Card. Sign up for free, and we’ll ship you a Visa® Debit Card with access to over 50,000 fee-free ATMs.¹
- No overdraft fees or monthly service fees
- Over 50,000 fee-free ATMs
- Real-time transaction alerts
Learn how we collect and use your information by visiting our Privacy Notice
Pay with your phone.
Leave your wallet at home. Connect your Chime Debit Card to your mobile device. Enjoy quick, secure mobile payments with platforms like Google Pay™ and Apple Pay™
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Grow your savings automatically.
Turn on Round Ups to transfer the change from every purchase to your savings account.2 Use Save When I Get Paid to save a percentage of every paycheck automatically.3
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Over 50,000 fee-free ATMs1
Withdraw cash with your debit card at Walgreens®, 7-Eleven®, and CVS Pharmacy®, and Circle K. Check the app or our website to find a fee-free ATM near you
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Chime® Visa Debit Card vs. our competitors.
Sign up in 2 minutes. Apply for Chime by telling us your name, address, date of birth, and social security number.
Download the app. Get started on chime.com or log into the mobile app. Set up direct deposit or connect your current bank account to transfer money to your debit card.
Use your debit card today. Make digital purchases with your temporary debit card. Head to Settings in the Chime app, scroll down to Debit Card, and tap View your card.
Once it ships, your card arrives in 7-10 business days. Keep an eye on the mail for your new Chime® Debit Card!
Your Visa® Debit Card awaits.
Apply for free in less than 2 minutes with no impact on your credit score.
FAQs
How do I open an online Chime® Checking Account and get a Visa® Debit Card?
Applying for a Chime Debit Card is free and signing up for an account takes less than 2 minutes. Here’s how to apply online:
- Visit chime.com to apply and enter your personal info to complete the enrollment. You’ll need:
- Your first and last name
- Phone number
- Date of birth
- Email address and an account password
- Social Security number
- Home address
- 18+ U.S. Citizen or resident of 50 United States
- Once enrollment is completed, we’ll send a Chime Visa® Debit Card in the mail to the address you provided. Your free debit card typically arrives in 7-10 business days.
Download our mobile banking app and log in. You can connect your existing bank account to transfer funds or set up direct deposit to your Checking Account. You can also log in to online banking at chime.com whenever you need it.
Do I need a credit check to get a Chime Visa® Debit Card?
Chime does not require a credit check to open an account and receive a Chime Debit Card.
How do I activate my Chime Debit Card?
You just received your Chime Debit Card in the mail. Welcome! To activate your Visa® debit card:
- Log in to your account.
- You should see a card status widget that reads, “Your card was delivered.” Tap the Activate button.
- If you do not see this button, ask the Chatbot “Activate my card”.
You’re all set! Now you can start using your free Chime Debit Card in stores. If you have any problems activating your Chime Debit Card, contact our call center at 1-844-244-6363.
Where can I use my Chime Debit Card?
Your Chime Visa® Debit Card works everywhere Visa® debit cards are accepted.
Does my Chime Debit Card have a chip?
Your Chime Visa® Debit Card comes equipped with the latest EMV chip technology to make your debit card more secure.
How do I add money to my Chime Debit Card?
There are many ways to add money to your debit card.
One option is to set up direct deposit by providing your Chime routing and account number to your employer or payroll provider. Your routing number and account number can be found in the Move Money and Settings sections of the Chime app or at chime.com. You can also have a direct deposit enrollment form emailed to you from the Move Money section of the Chime app.
We will only post deposits that are sent under your name. All others will be returned to the sender.
Another way to add money to your debit card is through a mobile check deposit9 or bank transfer. Find out more ways to move money into Chime®.
You can also deposit10 cash into your Chime Debit Card at several participating stores.
Will I ever be charged an overdraft fee through Chime®?
No. If you do not have sufficient funds in your Chime Checking Account, or have reached your SpotMe®11 limit (if enrolled), then your Chime Visa® Debit Card will be declined. There is no fee for declining transactions or for utilizing SpotMe.
How many fee-free ATMs accept the Chime Debit Card?
You can get cash with your debit card at more than 60,000+ fee-free ATMs1 – that’s more than the top 3 national banks combined! Find fee-free ATMs at your favorite retail stores like Walgreens®, CVS®, and 7-Eleven®.
Enjoy fee-free debit card transactions at any MoneyPass® ATM in a 7-Eleven location and at any Allpoint® or Visa® Plus Alliance ATM. Otherwise, out-of-network ATM withdrawal fees may apply.
How can I see the checking account or card number for my debit card?
To see your routing number and account number, go to Move Money and select Direct Deposit in the Chime app or at chime.com.
To see your card number, go to Settings, scroll down to Account info, and select your card under View cards.
Is a Chime card Visa® or Mastercard®?
The Chime Debit Card is a Visa® debit card.
Does Chime offer prepaid debit cards?
Chime does not offer a prepaid debit card, however, Chime offers a full-featured deposit account that is a great alternative to prepaid cards. Your account can receive direct deposits and it supports pre-authorized withdrawals and interbank transfers through the Automated Clearing House (ACH) Network. Deposits are FDIC insured to at least $250,000 through The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.