Your account shouldn’t cost you money
no late fees
no minimum balance
no monthly fees
no foreign transaction fees
no transfer fees
Get paid up to 2 days earlyˆ with direct deposit
Over 60k fee-free ATMs˜
Fee-free overdraft up to $200*
24/7 live support, with a real human
Chime Checking Account and Visa® Debit Card
Chime offers a Checking Account with no minimum balance fees, no monthly fees, and fee-free overdraft*.
Use your Chime debit card to withdraw cash at over 60K fee-free ATMs˜ and make purchases wherever Visa® debit cards are accepted.
Chime Credit Builder Visa® Credit Card
Help increase your FICO® Score by an average of 30 points with regular, on-time payments with our new secured credit card.2 Eligibility requirements apply.1
Safe, secure & trusted by millions
Your funds are FDIC insured up to $250,000 through The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC and we keep your money safe and secure with periodic security tests of our systems.