Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank or Stride Bank N.A.; Members FDIC

Banking made awesome

Welcome Long Game Users! Long Game will give you 1 million Long Game coins to your Long Game account when you sign up for Chime and link your new Chime Spending Account to Long Game. Chime will notify Long Game that you opened a new Chime Spending Account.*

Chime offers a beautifully designed mobile banking app.

✓ Get paid up to 2 days early with direct deposit1

✓ Fee-free overdraft with SpotMe2

✓ No hidden fees3

✓ Grow your savings automatically

✓ Free to apply and only takes 2 minutes!

Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank or Stride Bank, N.A., Members FDIC.
Chime Online Banking App and Debit Card

150,000+ 5-Star Google Play and Apple App Store reviews

"Chime really does have your back!"

Chime is amazing! The spot me feature helped me with paying my insurance bill that couldn't be postponed. Without this feature my insurance would have been canceled. Thank you!!

Allyson, App Store Review
Get Paid Early with Early Direct Deposit

Get your paycheck early.

Set up Direct Deposit and receive your paycheck up to 2 days early!1

Fee-free overdraft with SpotMe

We’ll spot you with no overdraft fees on debit card purchases. Eligibility requirements apply.2

No Fee Banking

Say goodbye to hidden fees.

No overdraft fees. No minimum balance fees. No monthly service fees. No foreign transaction fees. Over 60,000 fee-free ATMs at stores like Walgreens®, 7-Eleven®, CVS Pharmacy® & more. Out-of-network fees may apply.3

automatically save money

Grow your savings, automatically.

Reach your goals faster by saving money automatically. Our Automatic Savings features help you save money any time you spend or get paid. Learn about our Savings Account.

Security and control on the go.

Chime is one of the best ways to manage, save, and spend your money.

Your funds are FDIC insured up to $250,000 through The Bancorp Bank or Stride Bank, N.A., Members FDIC.

Visa Zero-Liability guarantees that you will not be held responsible for unauthorized card purchases.4

Over 60,000 fee-free MoneyPass® and Visa Plus Alliance ATMs.3

Real-time alerts for every banking transaction.

Automatic Savings takes the effort out of saving.

No minimum, monthly, or overdraft fees.

Banking services provided by The Bancorp Bank or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Chime Visa® Credit Builder Card is issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see back of your Card for its issuing bank.

While Chime doesn’t issue personal checkbooks to write checks, Chime Checkbook gives you the freedom to send checks to anyone, anytime, from anywhere. See your issuing bank’s Deposit Account Agreement for full Chime Checkbook details.

By clicking on some of the links above, you will leave the Chime website and be directed to a third-party website. The privacy practices of those third parties may differ from those of Chime. We recommend you review the privacy statements of those third party websites, as Chime is not responsible for those third parties' privacy or security practices.

* By signing up for Chime through this offer, you consent to share the following personal information about your Chime account with Long Game: Chime will notify Long Game of your Chime enrollment only.

1 Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.

2 Chime SpotMe is an optional, no fee service that requires a single deposit of $200 or more in qualifying direct deposits to the Chime Spending Account each month. All qualifying members will be allowed to overdraw their account up to $20 on debit card purchases and cash withdrawals initially, but may be later eligible for a higher limit of up to $200 or more based on member's Chime Account history, direct deposit frequency and amount, spending activity and other risk-based factors. Your limit will be displayed to you within the Chime mobile app. You will receive notice of any changes to your limit. Your limit may change at any time, at Chime's discretion. Although there are no overdraft fees, there may be out-of-network or third party fees associated with ATM transactions. SpotMe won't cover non-debit card transactions, including ACH transfers, Pay Friends transfers, or Chime Checkbook transactions. See Terms and Conditions.

3 Get fee-free transactions at any MoneyPass ATM in a 7-Eleven location or at any Allpoint or Visa Plus Alliance ATM. Otherwise, out-of-network ATM withdrawal fees may apply.

4 You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.

© 2013-2021 Chime. All Rights Reserved.