Banking made awesome
Welcome Zebit Customers!
Chime offers a beautifully designed mobile banking app.
✓ Get paid up to 2 days early with direct deposit1
✓ Fee-free overdraft with SpotMe2
✓ No hidden fees3
✓ Grow your savings automatically
✓ Free to apply and only takes 2 minutes!
Finally, a banking app built by a tech company
Chime is one of the fastest growing mobile banking apps in the U.S. with over 8 million accounts opened to date. With Chime, you get a Spending Account and an optional Savings Account – all managed through a beautifully designed banking app that gives you complete control of your money everywhere you go.
150,000+ 5-Star Google Play and Apple App Store reviews
"Chime really does have your back!"
Chime is amazing! The spot me feature helped me with paying my insurance bill that couldn't be postponed. Without this feature my insurance would have been canceled. Thank you!!
Get your paycheck early.
Set up Direct Deposit and receive your paycheck up to 2 days early!1
Fee-free overdraft with SpotMe
We’ll spot you with no overdraft fees on debit card purchases. Eligibility requirements apply.2
Say goodbye to hidden fees.
No overdraft fees. No minimum balance fees. No monthly service fees. No foreign transaction fees. Over 60,000 fee-free ATMs at stores like Walgreens®, 7-Eleven®, CVS Pharmacy® & more. Out-of-network fees may apply.3
Grow your savings, automatically.
Security and control on the go.
Chime is one of the best ways to manage, save, and spend your money.
Real-time alerts for every banking transaction.
Automatic Savings takes the effort out of saving.
No minimum balance requirement, monthly fees, or overdraft.
Banking services provided by The Bancorp Bank or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Chime Visa® Credit Builder Card is issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see back of your Card for its issuing bank.
By clicking on some of the links above, you will leave the Chime website and be directed to a third-party website. The privacy practices of those third parties may differ from those of Chime. We recommend you review the privacy statements of those third party websites, as Chime is not responsible for those third parties' privacy or security practices.
1 Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.
2 Chime SpotMe is an optional, no fee service that requires a single deposit of $200 or more in qualifying direct deposits to the Chime Spending Account each month. All qualifying members will be allowed to overdraw their account up to $20 on debit card purchases and cash withdrawals initially, but may be later eligible for a higher limit of up to $200 or more based on member's Chime Account history, direct deposit frequency and amount, spending activity and other risk-based factors. Your limit will be displayed to you within the Chime mobile app. You will receive notice of any changes to your limit. Your limit may change at any time, at Chime's discretion. Although there are no overdraft fees, there may be out-of-network or third party fees associated with ATM transactions. SpotMe won't cover non-debit card transactions, including ACH transfers, Pay Friends transfers, or Chime Checkbook transactions. See Terms and Conditions.
3 Get fee-free transactions at any MoneyPass ATM in a 7-Eleven location or at any Allpoint or Visa Plus Alliance ATM. Otherwise, out-of-network ATM withdrawal fees may apply.
4 You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.
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