Authorization for Recurring Electronic Payments

In this Authorization for Recurring Electronic Payments (“Authorization”), the words “I,” “me,” and “my” mean the person giving this Authorization to have payments automatically made to The Bancorp Bank, N.A. as required by my loan agreement (the “Note”). On the date I use the AutoPay toggle and submission buttons in the Chime Financial, Inc. mobile application (“Chime App”) to choose and turn on AutoPay, I agree to all terms and conditions in this Authorization. I will keep a copy of this Authorization for my records.

On the date I choose AutoPay, I authorize The Bancorp Bank, N.A., its service provider Chime Capital, LLC, or their respective assigns, successors and service providers (“you” and “your”) to initiate recurring electronic fund transfers to debit (charge) my Chime Checking Account in the amount and on the date each scheduled payment is due under my Note, starting with the date my next scheduled Note payment is due and continuing at the same intervals in my payment schedule until the earlier of the date my Note is paid in full or you or I otherwise cancel this Authorization.

If the debit entry initiated on a due date for the Note is returned unpaid due to insufficient funds, I authorize you to initiate a debit entry on the next scheduled due date equal to the current payment then due under the Note, plus any prior scheduled payments that remain unpaid and due under the Note, subject to my right to receive advance notice from you through the Chime App of a debit made in a varying amount. If the varying amount of the debit you initiate to my Chime Checking Account on a due date is for less than the scheduled payment (for example, because I made an unscheduled prepayment and my final payment is for less than scheduled), or the varying amount is for not more than my regularly scheduled payment plus the prior Note payments that remain unpaid as of my due date, I agree that you do not need to provide advance notice to me before you initiate a debit to charge this varying amount to my Chime Checking Account, except for the information you provide to me through the Chime App.

Cancelling Payments and Other Terms:

I understand that I may cancel this Authorization for recurring electronic fund transfers at any time, but I agree to allow a reasonable period of time, at least three (3) business days, for you to process my request to cancel. To notify you during your normal hours of operation (M-F, except federal holidays, 9:00 am to 5:00 pm PT), I will either use the Chime App or call you at (844) 244-6363. I understand you may cancel these recurring electronic fund transfers to my Chime Checking Account for your own risk management or business reasons and will seek to provide me with at least three (3) business days’ notice prior to the scheduled processing date to the extent reasonable under the circumstances. Regardless of whether you or I cancel this Authorization, I understand that I must make each payment to you in the amount and by the date required by my Note. I agree to use my Chime App to check for information about the status of this Authorization and my Note payments. I understand that I am not required to give this Authorization. I agree that I am giving this Authorization voluntarily, for my own convenience in making payments that are due under the Note.