Premium Metal Chime Card™ Giveaway Official Rules
- NO PURCHASE IS NECESSARY TO ENTER OR WIN. A PURCHASE OF ANY KIND DOES NOT INCREASE YOUR CHANCES OF WINNING.
- VOID WHERE PROHIBITED BY LAW.
- PLEASE BE AWARE THAT SECTION 13 INCLUDES AN ARBITRATION AGREEMENT WHICH REQUIRES, WITH LIMITED EXCEPTIONS DESCRIBED HEREIN, THAT ALL RELATED DISPUTES BETWEEN YOU AND ANY OR SWEEPSTAKES PARTIES WILL BE RESOLVED SOLELY BY BINDING ARBITRATION AND INCLUDES A CLASS ACTION AND JURY TRIAL WAIVER. PLEASE READ SECTION 13 CAREFULLY FOR MORE INFORMATION.
The secured Chime Visa® Credit Card (“Chime Card”) is issued by The Bancorp Bank, N.A. or Stride Bank, N.A. The prize for this Sweepstakes is a premium titanium color metal Chime Card (“Metal Card” or “titanium Chime Card”). The prize may be referred to as the Metal Card or titanium Chime Card in these Official Rules and / or in marketing materials. “Titanium” may be used to refer to the color of the card but is not a specific indication of the card material. For winners who do not already have a Chime Card, opening one is a requirement of collecting the prize. Chime Card accounts are subject to approval by The Bancorp Bank, N.A. or Stride Bank, N.A.
Table of Contents
- ELIGIBILITY
- TIMING
- HOW TO ENTER
- SWEEPSTAKES DRAWING
- ODDS
- WINNER NOTIFICATION/PRIZE CLAIMING
- PRIZES/PRIZE RESTRICTIONS
- GENERAL
- CONDUCT
- WAIVERS AND DISCLAIMERS
- RELEASES
- GOVERNING LAW AND LIMITATION OF LIABILITY
- DISPUTE RESOLUTION
- ENTRY INFORMATION AND SWEEPSTAKES COMMUNICATIONS
- MISCELLANEOUS
- WINNERS LIST
- SPONSOR
- ADMINISTRATOR
ELIGIBILITY
The Premium Metal Chime Card Giveaway (“Sweepstakes”) is open only to legal residents of the fifty (50) United States and the District of Columbia, who are eighteen (18) years of age or older and have a valid Social Security Number (“SSN”) as of date of entry. Employees, officers and directors of Chime Financial, Inc. (“Sponsor”), The Bancorp Bank, N.A., Stride Bank, N.A., Realtime Media LLC (“Administrator”) and their respective parent companies, affiliates, subsidiaries, advertising, contest, fulfillment and marketing agencies (collectively, the “Sweepstakes Parties”), their immediate family members and those living in the same household as such individuals (whether legally related or not) are not eligible to participate in the Sweepstakes or win a prize. For purposes of this Sweepstakes, immediate family members are defined as spouse, partner, parents, legal guardians, in-laws, grandparents, siblings, children and grandchildren and their respective spouses, and those living in the same household shall mean people who share the same residence at least three (3) months a year, whether legally related or not. In the event that a household, based on address, enters the Sweepstakes using more than five (5) unique email addresses, all of the Sweepstakes entries associated with that household (determined by Sponsor or Administrator at their sole discretion) will be disqualified. Void where prohibited by law. All federal, state and local laws and regulations apply. By participating in the Sweepstakes, you unconditionally accept and agree to comply with and abide by these “Official Rules” and the decisions of Sponsor, including the interpretation of these Official Rules, administration of the Sweepstakes, selection of the winners, and Sponsor’s exercise of discretion, which will be final, non-appealable, and binding in all respects.
TIMING
The Sweepstakes begins at or about 12:00 a.m. Pacific Time (“PT”) on December 1, 2025 and ends at 11:59 p.m. PT on December 31, 2025 (the “Sweepstakes Period”). The designated computer clock of the Sponsor is the official time-keeping device in the Sweepstakes.
HOW TO ENTER
- Chime Account Methods of Entry: To enter via any of the following methods of entry outlined in this Subsection A, during the Sweepstakes Period, you must 1) first have a Chime Checking Account (“Chime Account”) or open one for free; and 2) view the Sweepstakes Chime in-app hub at least once before you enter via methods referenced in (i) to (iv) below. To open a Chime Account visit www.Chime.com (the “Website”) or download the Chime app (the “App”) from the App Store or Google Play. Then, follow the prompts to sign up for a new Chime Account by providing your full name, street address (no PO Boxes), city, state, ZIP Code, email address, phone number, date of birth, and valid SSN. To access the Sweepstakes in-App hub and view information in the App on these methods to enter / to be eligible to enter through these methods, please make sure you’ve downloaded the latest version of the App. Then, you may use the following methods to earn entries into the Sweepstakes:
- Chime Savings Account Deposit: During the Sweepstakes Period log in to your Chime Savings Account (or open a Chime Savings Account for free) and follow the instructions to deposit $10.00 or more into your Chime Savings Account. Upon completion of deposit, you will receive one (1) entry into the Sweepstakes. Note, you can only receive one (1) entry via deposit activities. You cannot earn additional Sweepstakes entries for additional deposits during the Sweepstakes Period.
- Friend Referral: During the Sweepstakes Period, follow the instructions at the Website or App to send an account opening referral link to friends who do not already have a Chime Account. If a friend uses your referral link to open a Chime Account on the respective referral webpage during the Sweepstakes Period, you will receive one (1) entry into the Sweepstakes. The friend must not have previously opened a Chime Account and must open a new Chime Account during the Sweepstakes Period to be valid for entry in this Sweepstakes. You cannot earn additional Sweepstakes entries for additional successful referrals during the Sweepstakes Period.
- Chime Deals: During the Sweepstakes Period, log in to your Chime Account in the App to view available Chime Deals® offers on the “Deals” tab. Activate a deal within the App and use your Chime Card at the applicable retailer to redeem the deal. Please note that while retailer offer terms in the App may state you may use any Chime card to benefit from the retailer offer, you must use your physical or virtual Chime Card™ for the Chime Deals transaction to count towards an entry for this Sweepstakes. Use of any other card besides your physical or virtual Chime Card, including, but not limited to, your Chime Visa® Debit Card (“Debit Card”) or secured Chime Credit Builder Visa® Credit Card (“Credit Builder”), during the Sweepstakes Period will not count as an entry for this Sweepstakes. See the retailer offer terms in the App for any further details and restrictions. Upon completion of a Chime Deals transaction at the applicable retailer, verification by the third-party Chime Deals provider, and receipt of the cash back amount into your Chime Account, you will receive one (1) entry into the Sweepstakes. The retailer transaction must occur during the Sweepstakes Period to receive the Sweepstakes entry. Chime Deals retailer transactions completed after December 31, 2025 (regardless of when the Chime Deals offer was activated in the App) are not valid for entry in this Sweepstakes. You cannot earn additional Sweepstakes entries for using additional Chime Deals during the Sweepstakes Period.
- Use Your Chime Card: During the Sweepstakes Period, make a single purchase with your physical or virtual Chime Card to receive one (1) entry into the Sweepstakes. The single Chime Card purchase must take place during the Sweepstakes Period, but the credit transaction may settle up to 11 calendar days after the end of the Sweepstakes Period to be considered a valid entry. Sponsor reserves the right to invalidate the entry if the Chime Card purchase is cancelled or refunded. Purchases using Credit Builder) or Debit Card will not grant an entry to the Sweepstakes. The Chime Card purchase date must be during the Sweepstakes Period. Purchases made after December 31, 2025 are not valid for entry in this Sweepstakes. You cannot earn additional Sweepstakes entries for subsequent Chime Card transactions during the Sweepstakes Period.
- Free Alternate Method of Entry (Mail-In): To enter without a Chime Account, depositing $10.00 into a Chime Savings Account, referring a friend via referral link, activating and using Chime Deals, or completing a single purchase with your Chime Card during the Sweepstakes Period, legibly hand-print your full name, full mailing address (no P.O. Boxes), email address, phone number, and birth date on a plain 3×5 inch paper. Mail your completed entry to Realtime Media, Attn: Premium Metal Chime Card Giveaway (11745) Entry, 2460 General Armistead Ave, STE 209, West Norriton, PA 19403. Each entry must be mailed separately in a hand-addressed, stamped envelope. No photocopied or mechanically reproduced entries will be accepted. Sponsor is not responsible for postage-due entries or for any incorrect or illegible data contained in any sweepstakes entry. Mailed-in entries must be postmarked no later than December 31, 2025 and received by January 7, 2026 to be eligible for the Sweepstakes. All mailed entries become the property of Sponsor and will not be returned or acknowledged. If you take the steps above in this paragraph, you will receive one (1) entry into the Sweepstakes, subject to the limit below.
The Sweepstakes Parties are not responsible for technical difficulties of any kind, or for false, incorrect, changed, incomplete or illegible contact information.
LIMIT: Up to four (4) entries per person during the entire Sweepstakes Period, regardless of methods of entry. Attempts made by the same individual to earn more than the stated number of entries by using multiple or false contact information, accounts or otherwise may result in disqualification. Entries generated by a script, computer programs, macro, programmed, robotic or other automated means are void and may be disqualified. Entries that are in excess of the stated limit(s), incomplete, illegible, corrupted, damaged, destroyed, forged, false, lost, late or misdirected, deceptive or otherwise not in compliance with the Official Rules may be disqualified from the Sweepstakes at Sponsor’s sole and absolute discretion. Those who do not follow all instructions, provide the required information in their entry form, or abide by these Official Rules or other instructions of Sponsor may be disqualified. Entries submitted by those who do not meet the eligibility requirements (including all requirements with respect to age and residence) are void. In the event of a dispute over the identity of an entrant, entry will be deemed submitted by the registered account holder of the email address associated with such entry, provided that person is eligible. Any potential winner may be required to show proof of being the registered account holder. Registered account holder is defined as the person assigned to an email address by an Internet access provider, online service provider or other organization responsible for assigning email addresses. In the event that a dispute regarding the identity of the individual who submitted an entry cannot be resolved to Sponsor’s satisfaction, the affected entry will be deemed ineligible.
SWEEPSTAKES DRAWING
On or about January 12, 2026, the Administrator will conduct a random drawing to select one thousand (1,000) potential winners from among all eligible entries received in accordance with these Official Rules.
ODDS
Odds of winning a prize depend on the total number of eligible entries received in the Sweepstakes.
WINNER NOTIFICATION/PRIZE CLAIMING
The potential winners will be notified via email (or other contact information) in a commercially reasonable time after the drawing, which will be January 15, 2026 or as otherwise determined by Sponsor. The Sweepstakes Parties are not responsible for and shall not be liable for incorrect, changed, or illegible contact information or for electronic communications that are undeliverable as a result of any form of active or passive filtering, or insufficient space in entrant’s email or other account to receive messages. Sweepstakes Parties are not responsible for late, lost, intercepted, misdirected, or unsuccessful efforts to notify the potential winner. Notification is deemed to have occurred immediately upon the sending of an email. If a potential winner cannot be contacted within a reasonable time period, if potential winner is ineligible, if any notification is returned undeliverable, or if a potential winner otherwise fails to fully comply with these Official Rules, potential winner will forfeit that prize and the applicable prize will remain un-awarded. Potential winner becomes a “winner” only after verification of eligibility by Sponsor.
No more than the stated number of prizes will be awarded. If, for any reason, more bona fide winners come forward seeking to claim prizes in excess of the number of prizes set forth in these Official Rules, the winner(s) of the advertised number of prizes available may be selected in a random drawing from among all persons making purportedly valid claims for such prize(s). Inclusion in such drawing shall be each entrant’s sole and exclusive remedy under such circumstances.
PRIZES/PRIZE RESTRICTIONS
The prizes to be awarded in this Sweepstakes are:
One Thousand (1,000) Prizes: Each prize is a Metal Card (aka a titanium Chime Card) as defined above. The prize may be referred to as the titanium Chime Card in marketing materials. The Metal Card is made of stainless steel (or similar metal). “Titanium” may be used to refer to the color of the Metal Card but is not a specific indication of the card material. The approximate retail value (“ARV”) of each prize is $50.00. Prizes are awarded as follows:
- Existing Metal Card member winner: If the winner has a Metal Card at the time the prize is awarded, the winner will receive the cash value of the prize into their Chime Account.
- Existing plastic Chime Card member winner: If the winner has a plastic Chime Card at the time the prize is awarded, they may receive a Metal Card for free by requesting it in the App.
- Existing member not enrolled in Chime Card winner: If the winner is not enrolled in Chime Card at the time the prize is awarded, to claim the prize, they must open a Chime Card through the requisite credit card account opening flow and may request a Metal Card for free. If the winner has Credit Builder at the time the prize is awarded, to claim the prize, they must upgrade to Chime Card in the applicable credit card upgrade flow and may select a Metal Card for free.
- Non-member winner: If the winner does not have a Chime Account at the time the prize is awarded, to claim the prize, they must open a Chime Account and apply for a Chime Card. They may select a Metal Card for free. No minimum deposit is required to open a Chime Account or Chime Card, nor does a winner have to pay any fees to open a Chime Account or Chime Card.
Total ARV of all prizes available in the Sweepstakes is $50,000.
Prizes are non-transferable, with no cash redemptions, equivalents, or substitutions except at Sponsor’s sole and absolute discretion. All prize details not specified in these Official Rules will be determined in Sponsor’s sole and absolute discretion. Prize details and availability are subject to change and are subject to applicable rules and restrictions. In the event that Sponsor is unable to provide a prize or prize component, the Sponsor may elect to provide winners with the approximate value of such item in cash or award an alternate prize of comparable or greater value. Prizes are awarded “AS IS” and without warranty of any kind, express or implied (including, without limitation, any implied warranty of merchantability or fitness for a particular purpose). Winners will be solely responsible for all federal, state and/or local taxes, and for any other fees or costs associated with the prizes received, regardless of whether they, in whole or in part, are used. Any unclaimed prize will be forfeited. Prizes, if legitimately claimed, will be awarded. The Sweepstakes Parties are not responsible for and will not replace any lost, mutilated or stolen prize or any prize that is undeliverable or does not reach the winner because of an incorrect or changed address. If a winner does not accept or use the entire prize, the unaccepted or unused part of the prize will be forfeited, and the Sweepstakes Parties will have no further obligation with respect to that prize or portion of the prize. Limit of one (1) prize per person. Sponsor will attempt to fulfill all properly claimed prizes within approximately four (4) to six (6) weeks after winner verification.
GENERAL
Subject to applicable law, each winner hereby expressly grants to the Sweepstakes Parties and their respective successors, assigns, sublicensees and designees, the irrevocable right to use and publish his/her name, social handles, likeness (photographic or simulated), voice, biography and place of residence for all purposes, including, without limitation, advertising, marketing, promotional and publicity purposes in connection with this Sweepstakes or other promotion for Sponsor or its products or services (“Advertising”), in any and all media now or hereafter devised, worldwide, in perpetuity, without any form of notice, permission or any amount or kind of compensation, except for the awarding of the prizes to the winners. Each winner further assigns all trademark, copyright, or other intellectual property rights in any of winner’s Sweepstakes-related social media posts to Sponsor. All copyright, trademark or other intellectual property rights in the Advertising shall be owned by Sponsor and/or its licensors, and each winner hereby disclaims and waives any claim of right to such Advertising. Such Advertising shall be solely under the control of Sponsor and/or its licensors, and each winner hereby waives any claim of control over the Advertising content as well as any possible claims of misuse of winner’s name, image, likeness, or voice under contract, tort or any other theory of law. The Sweepstakes Parties do not assume any responsibility for any disruption in the Sweepstakes, including, but not limited to, the failure or interruption of any social media platform or any internet service provider. In the event there is a discrepancy or inconsistency between disclosures and other statements contained in any Sweepstakes materials and the terms and conditions of these Official Rules, these Official Rules shall prevail, govern, and control. In the event Sponsor is prevented from continuing with the Sweepstakes by any event beyond its control, including, but not limited to, fire, flood, epidemic, earthquake, explosion, labor dispute or strike, act of God or public enemy, communications or equipment failure, utility or service interruptions, riot or civil disturbance, terrorist threat or activity, war (declared or undeclared), interference with the Sweepstakes by any party, or any federal, state, or local government law, order, or regulation, order of any court or jurisdiction, or other cause not reasonably within Sponsor’s control (each, a “Force Majeure” event or occurrence), Sponsor shall have the right to modify, suspend or terminate the Sweepstakes or prize. Sponsor additionally reserves the right, in its sole and absolute discretion to modify, suspend or terminate the Sweepstakes should causes beyond Sponsor’s control corrupt or interfere with the administration, integrity, operation, security or proper play of the Sweepstakes.
CONDUCT
The Sweepstakes Parties are not responsible for the actions of entrants in connection with the Sweepstakes, including entrants’ attempts to circumvent the Official Rules or otherwise interfere with the administration, security, fairness, integrity or proper conduct of the Sweepstakes. The Sweepstakes Parties reserve the right, at their sole discretion, to disqualify (or terminate the prize of) any individual who is found to be, or suspected of, acting in any manner deemed by the Sweepstakes Parties to be in violation of the Official Rules, or to be unsportsmanlike or disruptive, or with intent to annoy, abuse, threaten or harass any other person, or to be tampering with the entry process or the operation of the Sweepstakes, and void all associated entries and/or registrations. CAUTION: ANY ATTEMPT BY A USER, YOU OR ANY OTHER INDIVIDUAL TO DAMAGE OR UNDERMINE THE LEGITIMATE OPERATION OF THE SWEEPSTAKES IS A VIOLATION OF CRIMINAL AND CIVIL LAWS, AND SHOULD SUCH AN ATTEMPT BE MADE, THE SWEEPSTAKES PARTIES RESERVE THE RIGHT TO SEEK DAMAGES AND OTHER REMEDIES (INCLUDING ATTORNEYS’ FEES) FROM ANY SUCH PERSON TO THE FULLEST EXTENT PERMITTED BY LAW.
WAIVERS AND DISCLAIMERS
The Sweepstakes Parties assume no responsibility or liability for: (a) lost, late, stolen, undelivered, inaccurate, incomplete, delayed, misdirected, damaged or garbled registrations, entries, URLs, or emails; (b) any incorrect or inaccurate entry information, or for any faulty or failed electronic data transmissions; (c) any unauthorized access to, or theft, destruction or alteration of entries or registrations at any point in the operation of this Sweepstakes; (d) any technical malfunction, failure, error, omission, interruption, deletion, defect, delay in operation or communications line failure, regardless of cause, with regard to any equipment, systems, networks, lines, cable, satellites, servers, computers or providers utilized in any aspect of the operation of the Sweepstakes; (e) inaccessibility or unavailability of the Internet or the website or any combination thereof or for computer hardware or software malfunctions, failures or difficulties, or other errors or difficulties of any kind whether human, mechanical, electronic, computer, network, typographical, printing or otherwise relating to or in connection with the Sweepstakes, including, without limitation, errors or difficulties which may occur in connection with the administration of the Sweepstakes, the processing of entries, social networking posts, or registrations, the announcement of the prizes, or in any other Sweepstakes-related materials; or (f) any injury or damage to entrants or to any other person’s computer which may be related to or resulting from any attempt to participate in the Sweepstakes. If, for any reason, the Sweepstakes (or any part thereof) is not capable of running as planned for reasons which may include, without limitation, infection by computer virus, tampering, unauthorized intervention, fraud, technical failures, or any other causes which may corrupt or affect the administration, security, fairness, integrity or proper conduct of this Sweepstakes, then the Sweepstakes Parties reserve the right at their sole discretion to cancel, terminate, modify or suspend the Sweepstakes in whole or in part. If terminated, the Sweepstakes Parties will award the prizes in a random drawing from among all non-suspect, eligible entries received for the Sweepstakes up to the time of such action.
RELEASES
All entrants, as a condition of participation in this Sweepstakes, release, discharge, indemnify and hold harmless the Sweepstakes Parties, and each of their respective directors, officers, employees, agents, successors and assigns (collectively, “Released Parties”) from and against any and all liability, claims, costs (including attorneys’ fees), losses, damages, fines, or actions of any kind whatsoever for injuries, death, damages, or losses to persons or property which may be sustained, in whole or in part, directly or indirectly, in connection with: (i) participation in any aspect of the Sweepstakes (including travel to/from any Sweepstakes activity), (ii) the receipt, ownership, use or misuse of the prize awarded, including any travel associated with any prize, (iii) the Released Parties’ violation of rights of publicity or privacy, claims of defamation or portrayal in a false light or based on any claim of infringement of intellectual property; (iv) entrant’s registration material on any related website, or (v) any typographical, human or other error in the printing, offering, selection, operation or announcement of any Sweepstakes activity and/or prize.
GOVERNING LAW AND LIMITATION OF LIABILITY
Subject to Section 13, all issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules or the rights and obligations of entrants, Sponsor or the Released Parties in connection with the Sweepstakes will be governed by and construed in accordance with the internal laws of the State of Delaware, without giving effect to any choice of law or conflict of law rules or provisions that would cause the application of any other laws.
BY ENTERING THE SWEEPSTAKES, ENTRANT AGREES THAT TO THE EXTENT PERMITTED BY APPLICABLE LAW: (A) ANY AND ALL DISPUTES, CLAIMS AND CAUSES OF ACTION ARISING OUT OF OR CONNECTED WITH THE SWEEPSTAKES, OR ANY PRIZE AWARDED, WILL BE RESOLVED THROUGH FINAL AND BINDING ARBITRATION, WITHOUT RESORT TO ANY FORM OF CLASS ACTION, PURSUANT TO SECTION 13 BELOW; (B) EACH PARTY’S AGGREGATE LIABILITY UNDER THESE OFFICIAL RULES SHALL BE LIMITED TO THE NET OF THE ENTRANT’S OUT-OF-POCKET EXPENSES (I.E., COSTS INCURRED TO ENTER THIS SWEEPSTAKES, IF ANY), AND IN NO EVENT WILL ATTORNEYS’ FEES BE AWARDED OR RECOVERABLE; (C) UNDER NO CIRCUMSTANCES WILL ANY PARTY BE LIABLE UNDER THESE OFFICIAL RULES FOR ANY PUNITIVE, INCIDENTAL, CONSEQUENTIAL OR SPECIAL DAMAGES, LOST PROFITS AND/OR ANY OTHER DAMAGES ASIDE FROM THOSE DESCRIBED IN (B) ABOVE, WHETHER IN CONTRACT, TORT, OR ANY OTHER THEORY, NOTWITHSTANDING ANY FAILURE OF ESSENTIAL PURPOSE OF ANY LIMITED REMEDY; AND (D) REMEDIES ARE LIMITED TO A CLAIM FOR MONEY DAMAGES (IF ANY) AND ENTRANT IRREVOCABLY WAIVES ANY RIGHT TO SEEK INJUNCTIVE OR EQUITABLE RELIEF. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATIONS OR EXCLUSION OF LIABILITY, SO THE ABOVE MAY NOT APPLY TO YOU.
DISPUTE RESOLUTION
Except where prohibited by law, as a condition of participating in this Sweepstakes, each entrant agrees that (1) any and all disputes and causes of action between you and any Sweepstakes Parties arising out of or connected with this Sweepstakes or any prizes awarded (a “Dispute”), shall be resolved without resort to any form of class action, and exclusively through final and binding arbitration to be administered by National Arbitration and Mediation (“NAM”) in accordance with the NAM Comprehensive Dispute Resolution Rules and Procedures in effect at the time, except as supplemented, where applicable, by the NAM Mass Filing Supplemental Dispute Resolution Rules and Procedures (available at https://www.namadr.com/resources/rules-fees-forms/), and as modified by this agreement, except that you and Sponsor may assert claims or seek relief in small claims court if such claims qualify and remain in small claims court; (2) the Federal Arbitration Act (9 U.S.C. § 1 et seq.) shall govern the interpretation and enforcement of this agreement to arbitrate and all proceedings at any arbitration; and (3) judgment upon such arbitration award may be entered in any court having jurisdiction. The arbitrator shall have exclusive authority to resolve any Dispute, including, without limitation, disputes regarding the interpretation or application of this agreement to arbitrate, including the enforceability, revocability, scope, or validity of the agreement to arbitrate. If any Dispute involves a “Mass Filing” as defined by NAM, the arbitration will be subject to NAM’s Mass Filing Supplemental Dispute Resolution Rules and Procedures (the “Mass Rules”), except that if the Mass Rules conflict with these Official Rules, the Official Rules control. In any Mass Filing, NAM shall (1) administer the arbitration demands in batches of 100 demands per batch (or, fewer to the extent there are fewer than 100 demands to be adjudicated, including after the batching of prior demands); (2) appoint one Merits Arbitrator (as defined in the Mass Rules) for each batch; and (3) provide for the resolution of each batch on a consolidated basis with, once batched, one set of fees due per batch, one procedural calendar, one hearing (if any) in a place to be determined by the arbitrator, and one final award, which will provide for any and all relief to which the arbitrator determines each individual party is entitled. To the extent state law is relevant under the Federal Arbitration Act, the substantive laws of the State of Delaware, USA shall be applied without regard to Delaware’s choice-of-law rules. If any part or parts of this agreement to arbitrate are found under the law to be invalid or unenforceable, then such specific part or parts shall be of no force and effect and shall be severed, and the remainder of this agreement to arbitrate shall continue in full force and effect. If you have agreed or hereafter agree to the Chime User Agreement, and in the event of a conflict between these Official Rules and the Chime User Agreement (available at https://www.chime.com/policies/chime/chime-user-agreement/), the Chime User Agreement will take precedence and control.
ENTRY INFORMATION AND SWEEPSTAKES COMMUNICATIONS
As a condition of entering the Sweepstakes, each entrant gives consent for Sponsor to obtain and deliver his or her name, address and other information to third parties for the purpose of administering this Sweepstakes and to comply with applicable laws, regulations and rules. Any information entrant provides to Sponsor may be used to communicate with entrant in relation to this Sweepstakes or on a Sweepstakes winner’s list. By participating in the Sweepstakes, entrant agrees to all of the terms and conditions of the Sponsor’s Privacy Policy, which is available at https://www.chime.com/policies/chime/privacy-policy/. In the event of any discrepancy between the Sponsor’s Privacy Policy and these Official Rules, these Official Rules shall control and govern.
MISCELLANEOUS
The invalidity or unenforceability of any provision(s) or portion(s) of any provision(s) of these Official Rules will not affect the validity or enforceability of any other provision or portions of other provisions. In the event that any provision or portion thereof of the Official Rules is determined to be invalid or otherwise unenforceable or illegal, all other parts will remain in effect and will be construed in accordance with their terms as if the invalid or illegal provision(s) or portion(s) thereof were not contained herein. Sponsor’s failure to enforce any term of these Official Rules will not constitute a waiver of that provision. Entrants agree to waive any rights to claim ambiguity of these Official Rules. Headings are solely for convenience of reference and will not be deemed to affect in any manner the meaning or intent of the documents or any provision hereof. In the event there is a discrepancy or inconsistency between disclosures or other statements contained in any Sweepstakes-related materials, privacy policy or terms of use on any website, social media platform or application and/or the terms and conditions of the Official Rules, the Official Rules shall prevail, govern and control and the discrepancy will be resolved in Sponsor’s sole and absolute discretion.
WINNERS LIST
To receive a list of the winners, send a #10 self-addressed, stamped envelope for receipt by March 2, 2026 to: Premium Metal Chime Card Giveaway (11745) – Winners List Request, c/o Realtime Media, 2460 General Armistead Ave, STE 209, West Norriton, PA 19403.
SPONSOR
Chime Financial, Inc., 101 California Street, Suite 500, San Francisco, CA 94111. Reference to third parties in connection with prizes and/or third-party websites or services are for reference and identification purposes only and not intended to suggest endorsement, sponsorship or affiliation with Sponsor or the Sweepstakes.
ADMINISTRATOR
Realtime Media LLC, 2460 General Armistead Ave, STE 209, West Norriton, PA 19403.
The Chime Visa® Debit Card, Chime Credit Builder Visa® Credit Card, and the secured Chime Visa® Credit Cards are issued by The Bancorp Bank, N.A. or Stride Bank, N.A..
Banking services are provided by The Bancorp Bank, N.A., or Stride Bank, N.A., Members FDIC. This sweepstakes is not sponsored, endorsed or administered by The Bancorp Bank, N.A. or Stride Bank, N.A.