Chime® is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

Our commitment to financial progress. Read Chime’s Open Letter ›

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How Chime is helping Bay Area students access higher education

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Chime Adds Service That Lets Workers Tap Paychecks Early

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Watch: Chime CEO Chris Britt Talks with Jim Cramer about MyPay™ and Disrupting Financial Services Industry

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Chime named a CNBC Disruptor 50

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Exclusive: The Inside Story of Chime, America's Biggest Digital Bank

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The Fintech 50 2024: Chime

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Chime on World's Best Fintech Companies 2023 list

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The Fintech 50 2023: Chime

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Chime ranked 15 on CNBC Disruptor 50 list 2023

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The Fintech 50 2022: Chime

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Watch CNBC’s Full Interview with Chime CEO Chris Britt on Consumer Spending

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CNBC Disruptor 50: Chime

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Chime CEO Says Banks Will End Overdraft Fees

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Chime’s Founder Sees End of Overdraft Fees as U.S. Banks Ease Up

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CNBC Disruptor 50: Chime

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This startup is taking on big banks. And it's working.

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US challenger bank Chime launches Credit Builder, a credit card that works more like debit

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Chime CEO Chris Britt on teaming up with NBA’s Dallas Mavericks

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Fintech Startups Rush to Get Stimulus Payments Out

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Chime breaks Top 10 on this year’s CNBC Disruptor 50 list

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Chime Provided Access to $1.1B in Stimulus Payments, Says CEO

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Chime News

Chime and Big Sean Celebrate Launch of “Mama, I Made It” Interview Series

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Chime Files Registration Statement for Proposed Initial Public Offering

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Chime Announces New Office Lease in New York City

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Chime Highlights Financial Empowerment at Tax Time in Partnership with Public Sector Leaders and Advocates

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Chris Britt Joins Tulane Board, Deepens Commitment to Education Access

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Phil McDonnell joins Chime as VP of Product

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Money Talks—And So Should You: Chime’s Financial Progress Month Survey Finds Open Conversations Drive Smarter Spending

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Chime Celebrates Financial Progress Month, Reminds Americans ‘You’re Making It’ in New TV Spot

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Chime Enterprise Launches Chime Workplace, an All-in-One Financial Wellness Suite Empowering Employers to Advance Employee Financial Progress

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Chime Launches Premium Membership Tier and More than a Dozen New Features in Redesigned App

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Chime Introduces Instant Loans

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Are Your Tax Habits Written in the Stars? Chime Survey Uncovers Filing Trends By Zodiac Sign

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Chime’s Employer Business Chime Enterprise appoints Nicole Beal as VP of Marketing and Jeffrey Gies as VP of Sales

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Chime Scholars Foundation Applications for 2025-2026 Now Open

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Chime appoints Rachel Dorcelien as VP of People Growth, Performance & Experience

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Chime appoints Matt Valentino as VP of Talent

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Chime Offers Literally and Truly 100% Free In-App Tax Filing

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Orlando Baeza joins Chime as VP of Brand

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A Year of Breakthrough Recognition: Chime’s 2024 Award Milestones

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Sanford Morrow joins Chime as VP of Analytics

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About

Mission

Don’t call us a bank

Chime® is a financial technology company that believes basic banking services should be helpful, easy, and free. We offer better banking products and services by addressing the fundamental misalignment in the industry between what’s good for banks and what’s good for consumers. We want to profit with our members, not from them. That’s why Chime doesn’t rely on overdraft fees, monthly service fees, or minimum balance requirements. Feels like progress™.

To unite everyday people to unlock their financial progress. By eliminating unnecessary fees and simplifying the credit building process, we’ve empowered millions of everyday people to take control of their finances.

Chime is a consumer fintech company and not a bank so we should not be referred to as “Chime Bank”. Chime partners with The Bancorp Bank, N.A. and Stride Bank, N.A., Members FDIC, that power the bank accounts used by Chime Members.

“Thanks to Chime’s SpotMe¹ feature, I played the superhero and saved the day: I was able to get baby formula and food for my family, as well as transportation to work.”

-Daniel S.

“Chime has been a great help in my day-to-day routine. App notifications help me keep track of where my money’s going; the Pay Friends feature allows me to send funds to my daughter, and SpotMe¹ helps me when I'm in a pinch.”

-Tanya A.

"As a mother of five children, there have been times where I couldn't afford groceries. SpotMe¹ covered $45 dollars that I needed for all my groceries. I cried on the way home."

-Latoya T.

"Adulting is always hard. By a certain age, you already want certain things to be lined up—credit especially. Chime’s Credit Builder card⁴ has provided the best way to get a jump start on the financial status I want."

-Ari W.
Chime app on phone with credit and debit cards

Chime Press Kit