Entry into this Sweepstakes constitutes your acceptance of these Official Rules.

DATES:  This Sweepstakes begins August 21, 2019 at 12:01 A.M. and ends August 22, 2019 at 11:59 P.M. (“Sweepstakes Period”). All times appearing in these Official Rules are Pacific Time. Winners will be selected on September 3, 2019.

WHO MAY ENTER:  Open to all legal U.S. residents, age 18 and over who meet the requirements described in the section below entitled, “How To Enter” (“Entrant”). Individuals employed by Chime Financial, Inc. (“Sponsor”) or The Bancorp Bank, their affiliated companies, subsidiaries, or advertising and promotion agencies (collectively “Sweepstakes Parties”) at any time during the Sweepstakes Period, and members of their immediate family (parent, child, sibling or spouse of any of the foregoing) or persons living in the same household (those living in the same household for at least 3 of 12 months preceding the Sweepstakes Period), are not eligible.

HOW TO ENTER: There are two methods to create an Entry. Only five (5) Entries per Entrant.

1. For each automatic Entry, the Chime Member, who must have an open Chime Spending Account, must refer one person who in turn will open a new Chime Spending Account using the Referring Chime Member’s referral link by August 22, 2019 at 11:59 P.M. Only the Referring Chime Member will receive an Entry using this method. Each Entrant is limited to five (5) Entries (automatic or Mail-in).

2. For an Alternate Method of Entry (“AMOE”) without meeting the requirements described above in 1., Entrant should send a post card (“Mail-in Entry”) to Chime at P.O. Box 417, San Francisco, CA 94108 and include: (1) first and last names; (2) date of birth; (3) home address, city, state, and ZIP Code; (4) an email address to verify the potential winner; and (5) name of the Sweepstakes “SUMMER FUNDS SWEEPSTAKES.” Each Mail-in Entry, which must be postmarked during the Sweepstakes Period and received by the Sponsor before potential winners are chosen on September 3, 2019, will constitute one (1) Entry into Sweepstakes. If a Mail-in Entry is received by Sponsor after the potential winner(s) have been chosen, it will not be entered in the Sweepstakes. Each Entrant is limited to five (5) Entries (automatic or Mail-in).

By submitting either an automatic or Mail-in Entry, each Entrant agrees his or her Entry complies with these Official Rules.

Each Entrant also agrees that Sponsor may disqualify the Entrant from the Sweepstakes if Sponsor believes, in its sole and absolute discretion, that an Entry fails to comply with these Official Rules. If Sponsor rejects any Entry, such Entry will be disqualified and will not be considered a valid Entry. Entries may only be made according to one of the methods described above. Only eligible Mail-in Entries postmarked during the Sweepstakes Period and received by the Sponsor before potential winners are chosen on September 3, 2019 will be included in the prize drawing(s). All Entrants are limited to five (5) total Entries.

HOW TO OPT-OUT: Any Chime Member who wishes to opt-out of participating will be given the opportunity through an introductory email to be sent to all current Chime Members at the beginning of the Sweepstakes or can send an email to requesting to opt-out of the Sweepstakes.

HOW TO WIN:  On September 3, 2019, Sponsor will conduct a drawing to randomly select ten (10) potential winners from among all eligible automatic Entries received during the Sweepstakes Period and eligible Mail-in Entries postmarked during the Sweepstakes Period which are received by Sponsor prior to the September 3, 2019 drawing. Each potential winner must meet the eligibility requirements set forth in these Official Rules in order to qualify for a prize. Limit one (1) prize per Entrant, regardless of method of entry. Note: You are not a winner of any prize until you have been verified as a winner by the Sponsor.

ODDS OF WINNING:  The odds of winning depend upon the number of eligible automatic Entries received during the Sweepstakes Period and eligible Mail-in Entries postmarked during the Sweepstakes Period and received by Sponsor prior to the September 3, 2019 drawing.

PRIZES:  Ten (10) winners will each receive: one (1) $1,000.00 one-time deposit into their Chime Spending Account if they are a Chime Member with an open Chime Spending Account, or one (1) $1,000 virtual gift card if not a Chime Member. The total Approximate Retail Value (ARV) of all available prizes in the Sweepstakes is $10,000.00.

Only prizes specified in the amounts indicated will be awarded.  Prizes are non-transferable, with no cash redemption or equivalent.  Sponsor reserves the right to substitute a prize or prize component of equal or greater value should a prize or any component of a prize become unavailable.  Except as specifically provided herein, all applicable taxes and usage charges on prizes are the sole responsibility of the winner.  If required by law, Sponsor or its agents shall require payment from winner of taxes to be remitted to the appropriate taxing authorities.  Sponsor expressly disclaims any responsibility or liability for injury or loss to any person or property relating to the delivery and/or subsequent use of prizes awarded.  Sponsor makes no representation or warranties concerning the appearance, safety or performance of any prize awarded.

CLAIMING PRIZE: On September 3, 2019, each potential winner will be notified by email from Each winner who is a Chime Member with an open Chime Spending Account will receive a $1,000.00 deposit to their Chime Spending Account within five (5) business days of being notified. Each winner who is not a Chime Member will receive a $1,000.00 virtual gift card by email within five (5) business days of being verified as a winner.  Potential winners who are not Chime Members will be asked to verify within twenty-four (24) hours of receiving an email from Chime that he or she is the person who submitted an Entry. If any potential winner is found to be ineligible; is not in compliance with these Official Rules; does not comply with Sponsor’s instructions; or the prize is returned as undeliverable, the prize may be deemed forfeited in Sponsor’s sole discretion. If a prize is deemed forfeited, then the prize may be awarded to an alternate winner, selected in a random drawing from among all remaining eligible automatic and Mail-in Entries received, as determined by Sponsor in its sole discretion. Sponsor shall not be held responsible for any delays in awarding the prize for any reason. Each prize will only be awarded to a verified winner. Any unclaimed prizes will be awarded in a random drawing to be held as necessary. By accepting a prize, each Entrant consents to Sponsor’s use of their name, photograph and/or likeness, address, voice, and statements made by or attributed to them, in perpetuity, in any and all media now known or hereafter developed (including, without limitation, print, broadcast and Internet), for all legitimate business purposes including advertising and promotional activities without additional compensation, unless prohibited by law. Upon deposit into the winner’s Chime Spending Account or emailing the virtual gift card, Sponsor will be deemed to have awarded the prize to the winner with winner assuming full responsibility for the prize. Once funds have been deposited to the winner’s Chime Spending Account, the funds are subject to any terms and conditions of the Deposit Account Agreement. Use of the virtual gift card is subject to the terms and conditions provided by the card’s issuer and is not a sponsor of this Sweepstakes. 

MISCELLANEOUS CONDITIONS:  By participating, Entrants agree to abide by and be bound by these Official Rules, which shall be final and binding with respect to all issues relating to this Sweepstakes.  It is the Entrant’s responsibility to ensure compliance with all of the conditions contained in these Official Rules.  Sponsor is not responsible for any lost, late, misdirected, stolen, illegible, incomplete Entries, or for any computer, online, telephone or technical malfunctions that may occur. Sweepstakes Parties are not responsible for any incorrect or inaccurate information, whether caused by Website users, any of the equipment or programming associated with or utilized in the Sweepstakes, or any technical or human error which may occur in the processing of submissions in the Sweepstakes. Sweepstakes Parties assume no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorized access to, or alteration of, entries.  Sweepstakes Parties are not responsible for any problems, failures or technical malfunction of any telephone network or lines, computer online systems, servers, providers, computer equipment, software, email, players or browsers, on account of technical problems or traffic congestion on the Internet, at any website, or on account of any combination of the foregoing.  Sweepstakes Parties are not responsible for any injury or damage to participants or to any computer related to or resulting from participating or downloading materials in this Sweepstakes.  If, for any reason, the Sweepstakes is not capable of running as planned, including infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures, or any other causes beyond the control of the Sweepstakes Parties which corrupt or affect the administration, security, fairness, integrity or proper conduct of this Sweepstakes, Sponsor reserves the right at its sole discretion to cancel, terminate, modify or suspend the Sweepstakes and select winners from among all eligible entries received prior to the cancellation.  Persons found tampering with or abusing any aspect of this Sweepstakes, or whom Sponsor believes to be causing malfunction, error, disruption or damage will be disqualified.  CAUTION: ANY ATTEMPT BY AN ENTRANT OR ANY OTHER INDIVIDUAL TO DELIBERATELY DAMAGE ANY WEBSITE OR UNDERMINE THE LEGITIMATE OPERATION OF THE SWEEPSTAKES MAY BE A VIOLATION OF CRIMINAL AND CIVIL LAWS. SHOULD SUCH AN ATTEMPT BE MADE, SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES FROM ANY SUCH PERSON TO THE FULLEST EXTENT PERMITTED BY LAW.  Sponsor reserves the right to correct any typographical, printing, computer programming or operator errors.

By participating in this Sweepstakes, each Entrant agrees to release and hold harmless Sweepstakes Parties and each of their respective parent companies, affiliates, subsidiaries, officers, directors, representatives, agents and employees, from any and all liability whatsoever for any injuries, losses or damages of any kind arising from or in connection with, either directly or indirectly from: 1) the awarding, acceptance, receipt, possession, use and/or misuse of any prize awarded herein; or 2) participation in the Sweepstakes or any prize related activities.

Privacy: Entrants may review Sponsor’s Privacy policy at

Arbitration and Choice of Law: Except where prohibited by law, as a condition of participating in this Sweepstakes, Entrant agrees that (1) any and all disputes and causes of action arising out of or connected with this Sweepstakes, or any prizes awarded, shall be resolved individually, without resort to any form of class action, and exclusively by final and binding arbitration under the rules of the American Arbitration Association (AAA) and held at the AAA regional office nearest the Entrant’s residence; (2) the Federal Arbitration Act shall govern the interpretation, enforcement and all proceedings at such arbitration; and (3) judgment upon such arbitration award may be entered in any court having jurisdiction. Under no circumstances will Entrant be permitted to obtain awards for, and Entrant hereby waives all rights to claim, punitive, incidental or consequential damages, or any other damages, including attorneys’ fees, other than Entrant’s actual out-of-pocket expenses (i.e., costs associated with entering this Sweepstakes), and Entrant further waives all rights to have damages multiplied or increased.  All issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules, or the rights and obligations of Entrants and Sponsor in connection with this Sweepstakes, shall be governed by, and construed in accordance with, the substantive laws of the State of California, USA without regard to California’s choice of law rules.

WINNERS LIST: To obtain an official list of the names of the winners, send a self-addressed stamped business-size envelope to: Summer Funds Sweepstakes List, Chime, PO Box 417, San Francisco CA 94104. Requests must be received by September 10, 2019.

Official Rules: If you would like a copy of these Official Rules, please send a self-addressed stamped envelope to:  Summer Funds Sweepstakes Official Rules, Chime, PO Box 417, San Francisco CA 94104. Vermont residents may omit the return postage.  Requests received after  September 10, 2019 will not be honored.


Chime, PO Box 417, San Francisco CA 94104.

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