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Chime® is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.
With Chime, it’s not a refund. It’s a free-fund.^
This January, file your taxes 100% free. Zero fees to file. No upsells. It’s that simple.
Learn how we collect and use your information by visiting our Privacy Notice
There’s so many reasons to file through Chime.
“Free” shouldn’t mean “with fees”.
Why should you pay to file your taxes? Answer: you shouldn’t. When you file through Chime, you won't. See why we’re the best place to file.
Additional fees 
The average Chime member receives a tax refund of $3,500.4
Filing my taxes through Chime was incredibly easy! I liked it 10x better than Turbo Tax and I wasn’t charged to file my taxes! And nothing beat that!
Jessie W.
I noticed the offer to do my taxes for free through Chime. Yep, I was skeptical. I filled out the forms for federal & state and it truly was just that....FREE.
Katie L.
First time ever filing my own taxes. It was so easy took less that 10 min. AND IT WAS FREE!! And received my refund before the IRS even gave me a deposit date.
Pamela S.
Real members. Paid testimonials.
Have questions about filing with Chime?
How do I file my taxes through Chime?
File your taxes for free directly in the Chime app. Yes, it’s actually free for both federal and state. Plus, get your federal tax refund up to 6 days early when you direct deposit it with Chime.
File with someone else last year? No problem. Just upload last year’s form and we’ll take care of the rest.
If you’re not a Chime member already, enroll today so you don’t have to pay to file your taxes this season.
Why is it free to file taxes through Chime?
At Chime, we want banking services to be easy, accessible, and most of all, free. And now we’ve made tax filing free when you file through Chime.
So far, we’ve processed $27B in refund deposits—with the average refunds coming in at $3,500.
File through Chime for a better way to file your taxes:
- Truly 100% free to file, including for federal and state
- Accurate calculations guaranteed to get you your max refund. Don’t settle for less that what you’re owed.
- Get your federal tax refund up to 6 days earlier when you direct deposit it with Chime.
If you’re not a Chime member already, enroll today so you can enjoy 100% free tax filing.
When can I start filing my taxes?
You can start filing through Chime starting early January.
File in early January to be one of the first in line when the IRS starts processing returns.
How long does it take to get a tax refund?
The IRS typically issues most refunds in less than 21 calendar days. If you direct deposit your federal tax refund through Chime, we make it available to you even sooner—up to 6 days early.
When is the tax filing deadline?
The tax filing deadline is April 15, unless you file for an extension. Make sure to file before the deadline to avoid IRS penalties.
Where’s my tax refund?
Need help tracking down your refund? Once you receive confirmation that your federal return has been accepted, you’ll be able to start tracking your refund at the IRS Where’s My Refund? site.
What tax situations are covered through Chime?
Just about everything. Salary, self-employed, freelance, gig work income, unemployment income, crypto or stock sales, and itemized deductions.
And remember it’s 100% free to file. Always.