#1 most loved banking app
Chime is a financial technology company, not a bank. Banking services and checking account provided by The Bancorp Bank, N.A. or Stride Bank N.A.; Members FDIC. Credit Builder card issued by Stride Bank N.A.
Your account shouldn’t cost you money
no late fees
no minimum balance
no monthly service fees
no foreign transaction fees
no transfer fees
Get paid up to 2 days earlyˆ with direct deposit
Over 60k fee-free ATMs˜
Fee-free overdraft up to $200*
24/7 live support, with a real human
Chime Checking Account and Visa® Debit Card
Chime offers a Checking Account with no minimum balance fees, no monthly fees, and fee-free overdraft.
Use your Chime debit card to withdraw cash at over 60K fee-free ATMs˜ and make purchases wherever Visa® debit cards are accepted.
Safe, secure & trusted by millions
Your funds are FDIC insured up to $250,000 through The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC and we keep your money safe and secure with periodic security tests of our systems.
Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank, N.A. or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Chime Visa® Credit Builder Card and the Chime Visa® Cash Rewards Card are issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see back of your Card for its issuing bank.
#1 Most Loved Banking App Source: Chime received the highest 2022 Qualtrics® NPS score.
* SpotMe/Fee-Free Overdraft Chime SpotMe is an optional, no fee service that requires a single deposit of $200 or more in qualifying direct deposits to the Chime Checking Account each month and Visa debit card activation. All qualifying members will be allowed to overdraw their account up to $20 on debit card purchases and cash withdrawals initially, but may be later eligible for a higher limit of up to $200 or more based on member's Chime Account history, direct deposit frequency and amount, spending activity and other risk-based factors. Your limit will be displayed to you within the Chime mobile app. You will receive notice of any changes to your limit. Your limit may change at any time, at Chime's discretion. Although there are no overdraft fees, there may be out-of-network or third party fees associated with ATM transactions. SpotMe won't cover non-debit card transactions, including ACH transfers, Pay Anyone transfers, or Chime Checkbook transactions. See terms and conditions.
^ Early Payday/Get Paid Up to Two Days Early Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.
~ Fee-Free ATMs Get fee-free transactions at any MoneyPass ATM in a 7-Eleven location or at any Allpoint or Visa Plus Alliance ATM. Otherwise, out-of-network ATM withdrawal fees may apply.
P.O. Box 417
San Francisco, CA 94104-0417
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