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About the Author

Jackie Lam
Jackie Lam is an L.A.-based financial writer whose clients include Fortune 500 companies and FinTech startups. Her work has appeared in Forbes, Business Insider, and GOOD. She is currently studying to be a financial coach (AFC®) to help artists and freelancers with their money. In her free time she blogs at

In This ArticleWhat’s a checking account? What’s a savings account? What is the difference between […]

May 30, 2023

In This Article1. Set a grocery budget 2. Be wary of sales tactics 3. Use […]

March 21, 2023

In This ArticleWhat's the last tax filing day? Can I get an extension to file […]

December 13, 2022

In This Article1. The entire benefits package 2. The cost of living 3. The big […]

November 28, 2022

In This ArticleHaving a balance on too many credits Being dangerously close to maxing out […]

October 21, 2022

In This ArticleVideo royalties Stack cash back and reward apps Creating digital products Sell your […]

August 30, 2022

In This Article♈ Aries ♉ Taurus ♊ Gemini 🦀 Cancer 🐆 Leo ♍ Virgo ⚖ […]

August 25, 2022

The conversation and the wine have been flowing. No red flags have come up. Your […]

July 15, 2022

In This ArticleIt's Gemini Season - What's In Store? Gemini Money Horoscope Financial Hacks for […]

May 23, 2022

In This ArticleWhat are the financial benefits of being married or in a relationship? What […]

April 29, 2022

In This ArticleWhat is the 50/30/20 budget? Budget percentages: Crunching the numbers Using the 50/30/20 […]

February 3, 2022

In This ArticleWhat Is A No Spend Month Challenge? No Spend Month Pros and Cons […]

January 25, 2022

While moving can be exciting – hey, new digs, new neighborhood, new possibilities — the […]

December 28, 2021

In This ArticleWhat Is Zip and How Does it Work? What Stores Accept Zip? Does […]

December 15, 2021

In This ArticleHow Do Money Orders Work? How to Get a Money Order How to […]

November 12, 2021

In This ArticleDebt Snowball Method Debt Avalanche Method Debt Snowball vs. Debt Avalanche: How Do […]

October 20, 2021

Fall is here, and that means fun-filled activities for all. Are you ready to enjoy […]

September 21, 2021

In This ArticleWhat is a secured credit card? Why is it important to use a […]

September 8, 2021

In This ArticleKeep a paper trail Reach out to your bank, money app, or credit […]

July 22, 2021

In This ArticleSpeed up payment for government financial assistance 💸 Avoid propaganda sites 🚫 Trust […]

April 30, 2021

In This ArticleNet worth vs. Income Drum up a spending plan Make it easy Start […]

April 26, 2021

In This ArticleThe power of positive habits Dig deep with your money story Exercise 1: […]

April 12, 2021

In This ArticleWhat is identity theft? What are the different types of identity theft? How […]

March 22, 2021

2020 taxes might be more complicated than usual It could help protect your identity You’ll […]

January 18, 2021

What to buy on Black Friday What not to buy on Black Friday (save that […]

November 8, 2020

In This Article1. What are your financial goals? What's your current debt situation? What leisurely […]

October 9, 2020

Get paid. Spend that dough.  When it comes to spending, is there really much more […]

August 18, 2020

Ever wonder what really drives your money decisions? For example, when you get cash for […]

July 14, 2020

Know what forms of economic relief already exist Lower your bills Reach out to your […]

June 17, 2020

Ah, bank accounts. If you’ve been burned by having a negative balance, or a slew […]

May 27, 2020

Have your work hours been scaled back? Or perhaps you’re in the market for a […]

May 1, 2020

    First, Apply for Unemployment  Calculate Your Benefits List Out All of Your Expenses  […]

April 23, 2020

Look For Coupon Codes Online Use a Browser Extension Perfect the Art of Referral Code […]

April 21, 2020

Links to external websites are not managed by Chime or The Bancorp Bank, N.A.. In […]

March 20, 2020

This is likely not a surprise, but stressing out about your money situation can take […]

March 18, 2020

Trying to save money and get ahead financially?  Earning more money through side hustling is […]

February 26, 2020

Good credit, for better or worse, can often feel like a game. And if you’ve […]

February 14, 2020

When it comes to filing taxes, you might not know as much as you think […]

February 13, 2020

Ah, the “jump on the bandwagon” mentality of New Year’s resolutions. The allure of a […]

January 14, 2020

Can you say, new year, new me?  It’s no joke that money health is part […]

January 3, 2020

Sad but true: in our day and age, we’re stressed out and overworked. Perhaps you’re […]

January 2, 2020

Are you a millennial? If so, when someone makes a comment about how you still […]

December 30, 2019

Believe it or not, another year has managed to whiz by. As we round out […]

December 16, 2019

When it comes to saving for upcoming expenses, the holidays have a befuddling way of […]

November 11, 2019

We’ve all made a regrettable purchase. Maybe it was that pair of boots you ended […]

August 12, 2019

When you’re low on funds and waiting on your direct deposit to hit your bank […]

July 31, 2019

When you think of financial independence, you probably think about people who got rich starting […]

July 29, 2019

Did you know that you can grow your money even if you don’t have a […]

July 26, 2019

      Check Your Bank Balance Create a Money To-Do List Work on Your […]

July 18, 2019

As consumers, we accept pesky — and exorbitant — bank fees as a regular part […]

July 8, 2019

I grew up relatively poor. While I never felt deprived — there was always food […]

July 4, 2019

We hear the same rules of personal finance again and again. Save up three to […]

June 24, 2019

When I moved out of my mom’s house when I was at 23, my greatest […]

June 12, 2019

While forming good financial habits will help keep your spending in check, there are still […]

April 26, 2019

Let’s say you’re hanging out with a bunch of wine snobs. Everyone is talking about […]

April 12, 2019

In our digital age, podcasts are the continuation school for busy grown-ups. They’re snack-sized audible […]

March 26, 2019

When it comes to financial wellness, saving money can feel like an uphill battle. Just […]

March 15, 2019

Links to external websites are not managed by Chime or The Bancorp Bank, N.A.. As […]

February 27, 2019

Create a Designated Account Drum Up “Use Rules” for Your Spends Pay Yourself Forward It’s […]

February 26, 2019

Links to external websites are not managed by Chime or The Bancorp Bank, N.A.. Unless […]

February 25, 2019

Life without YouTube is like a morning without your cup of joe. You can spend […]

January 31, 2019

Just like dirty laundry that tends to pile up if left unintended, keeping your financial […]

January 28, 2019

In the All Things Pesky universe, overdraft fees rank right up there with mismatched socks and […]

January 17, 2019

Sad truth: Americans are spending more on overdraft fees than ever. In fact, the 10 […]

January 10, 2019

In This ArticleTrack your spending Your inflow needs to be greater than your outflow Automate […]

December 26, 2018

Talking about money with trusted pals and your boo may be hard enough. But, envisioning […]

November 19, 2018

It’s no surprise that heavy-duty spending over the holidays is a major budget-buster. In fact, […]

November 16, 2018

Earlier this year, my partner and I were at the tide pools at a beach […]

November 13, 2018

If you haven’t noticed the buzz surrounding the new movie Crazy Rich Asians, you must […]

August 28, 2018

Sure, you may know that rap songs and the baller lifestyle can send the wrong […]

August 20, 2018

When my apartment complex was sold a couple of months ago, I had a hunch […]

July 14, 2018

So you’re doing the whole Tinder thing. It’s sort of a given that a “Netflix […]

June 25, 2018

Livin’ large, cavorting around town in fancy cars, and spending the Benjamins on hot chicks […]

June 24, 2018

You probably already know this: it’s a cardinal rule to make a budget and stick […]

June 8, 2018

We know how awkward – and frightening – talking about money can be. Yup, it’s […]

June 6, 2018

Fact: Dating is expensive. Wining and dining, paying for dating apps and other hidden costs can take […]

June 3, 2018

No surprise, but millenials have trouble saving money. A major culprit? FOMO, apparently. There’s now […]

May 25, 2018

Listen up. The basic rules of financial wellness are as follows: earn more, spend less, and […]

May 6, 2018

Have you ever thought about pet sitting to help you go on a summer vacation? […]

May 4, 2018

When it comes to dating, spending money on dinner or a movie may seem like […]

April 27, 2018

Stepping away from a job you hate. Deciding to work on your passion business instead […]

April 25, 2018

When it comes to spending smarter on certain things, you may already be on the […]

April 18, 2018

If you spend a pretty penny wining and dining, you’re certainly not alone. In fact, […]

April 6, 2018

Ah, there’s nothing quite like receiving a windfall of money. It may come by way […]

March 19, 2018

Are these a few of your favorite things? Monthly subscription boxes that end up in your […]

December 10, 2017

Truth: Talking about money can be awkward. In fact, we’d much rather shoot the hay over […]

November 27, 2017

‘Tis the season—to go broke. If the stress and inherent hustle-bustle of traveling during the […]

November 12, 2017

When it comes to saving money, you’ve most likely heard stories about cheapskates who go […]

October 29, 2017

When you’ve hit the sweet spot moneywise, it’s not that difficult to squirrel away money […]

September 27, 2017

Confession: I’m attracted to men who know how to manage money. That’s right. My top […]

September 22, 2017

I don’t care what hardcore romantics say. You can put a price on love. In fact, with […]

September 15, 2017

When it comes to money goals, let’s face it: What you want to do and what […]

May 8, 2017

Budgeting can be just as personal as say, decorating your home or planning a wedding […]

April 12, 2017

Flashback several years ago to my last relationship. The guy I was dating at the […]

April 6, 2017

As someone who is lazy when it comes to managing my money, I abhor traditional […]

March 1, 2017

Ah, roommates. While it’s great to have someone to split the rent with, those convos […]

January 26, 2017

So you’ve netted a tax refund — congrats! For 2015 taxes, the average tax refund […]

January 23, 2017

As you look back on this past year, you might think about some money mistakes […]

January 3, 2017

Do yourself a favor and before the year winds down, add one more item to […]

December 27, 2016

Every January, 40% of Americans make new year’s resolutions, but it turns out only 8% […]

December 21, 2016

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