Chime Brings Fun to Financial Education in New Partnership with Zogo, Available for Free to All Chime Members

February 23, 2024
Chime Brings Fun to Financial Education in New Partnership with Zogo, Available for Free to All Chime Members

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Chime Brings Fun to Financial Education in New Partnership with Zogo, Available for Free to All Chime Members

Chime® is excited to announce a new partnership with Zogo, a financial education platform that offers bite-sized, gamified lessons where users can complete lessons to earn real rewards like gift cards, charity donations and more. All Chime members now have fee-free access to more than 25 lesson modules to earn and learn.

Chime members can download the Zogo®app and use the code CHIME to access exclusive content and rewards. Existing Zogo members may simply connect their account to the Chime experience, too.

Once logged in, fiscally curious users can explore helpful calculators, budgeting tools, and educational modules covering a range of skills including:

  • Saving & Spending: Unlock the fundamentals of financial health like opening a bank account, crafting a sensible budget, and enhancing your credit score for a brighter financial future.

  • Risk & Insurance: Navigate the complexities of the health insurance marketplace, understand the nuances of coinsurance, and master the intricacies of insurance contracts to safeguard your well-being and assets.

  • Government & Taxes: Dive into the essentials of funding your business, explore contracting opportunities, and hone vital business development skills to thrive in the competitive landscape.

Chime & Zogo: A Dynamic Duo in Financial Education

Chime was founded on a simple idea: everyday financial and payment services should be helpful, transparent, and fair. And we're committed to helping our members unlock financial progress in their lives, not just with our award-winning products, but also with other tools and resources to help them get ahead, including quality and engaging financial education.

"By leveraging Zogo's engaging learning modules and tools, we're not just educating; we're revolutionizing access to financial health by meeting our members and their communities where they're already doing most of their learning – on their phones – making learning realistic financial skills easier than ever."– Kira Traore, Head of Corporate Social Impact at Chime

Earning While You're Learning

Chime's customized Zogo experience turns financial education into a rewarding journey, literally. Users who complete interactive modules on topics like saving, credit, and investing will earn points redeemable for rewards such as gift cards at some of their favorite stores including Nike®, Starbucks®, Amazon®, and more.

"Reimagining financial education is critical to solving the financial literacy crisis and empowering our communities to thrive. We're honored to be joining forces with Chime as we strive to make learning about finances more accessible and effective for people from all walks of life."– Shyam Pradheep, General Manager of Zogo

Mapping Our Future: What's Up Next

Chime and Zogo are dedicated to expanding this initiative through custom modules and further integrating content into the Chime app reinforcing our overarching dedication to financial literacy. The Chime Scholars Foundation is another way we are furthering our reach and impact within underserved communities. It's a reflection of our enduring dedication to fostering a world where financial well-being is a reality for all.

No endorsements implied by use of third-party trademarks.

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FAQs

Is ChimeⓇ a bank?

Chime is not a bank. Chime is a financial technology company that partners with The Bancorp Bank,

N.A. and Stride Bank, N.A. to offer banking products like checking and savings accounts. Learn more in Chime's guide to no-fee checking accounts.

How many members does Chime have?

Chime serves millions of Americans. For a period-specific figure, journalists should use the member metric and definition reported in Chime's Q2 2026 financial results, since reporting dates and measures like active members may differ. Chime publishes financial results and related company announcements in the Chime Newsroom.

Does Chime offer financial planning tools for budgeting, saving, and investing?

Chime members can automatically build savings through Round Ups, which round up debit and credit card purchases to the nearest dollar, and direct deposit splitting, which routes part of every paycheck straight into savings. (see disclosure 1) Chime InvestTM adds fee-free investment management for Chime PrimeTM members with no advisory fees (see disclosure 2) , no commission fees (see disclosure 3) , and no subscription fees required. Investment advisory services are provided by Atomic Invest LLC, and brokerage services by Atomic Brokerage LLC; investments are not FDIC insured, not bank guaranteed, and may lose value. (see disclosure 4)

These are self-directed financial tools rather than individualized financial planning, tax, or investment advice, and feature availability may depend on a member's account or membership tier.

Does Chime have a credit card?

Chime offers the secured Chime Visa® Credit Card, designed to help eligible members build credit (see disclosure 5) . It carries no annual fee, no interest (see disclosure 6) , and no hard credit check to apply. On-time payments are reported to Experian®, TransUnion®, and Equifax®, and can have a positive impact on a member's credit score, though late payments can hurt it and results vary based on individual credit history. (see disclosure 7)

Does Chime give cash back, and how does Chime cash back work?

Yes. Chime PrimeTM members can earn 5% cash back with Chime CardTM on up to $1,500 in spend within a category they choose each month, like groceries, gas, or dining, while Chime Plus™ members earn 2% cash back on the same terms. (see disclosure 8) Cash back is only earned on transactions that meet the applicable offer terms, and rates, categories, limits, and posting times may vary by offer and membership tier.

What is Chime PrimeTM?

Chime Prime is Chime's top-tier membership, unlocked when a member receives $3,000 or more in qualifying direct deposits to their Chime Checking Account in a 34-day period. (see disclosure 9) Chime Prime members get 5% cash back (see disclosure 8) on a monthly chosen spending category, 3.75% APY (see disclosure 10) on savings, and premium travel perks with Chime Card including a complimentary Priority Pass® membership, luxury hotel benefits, and access to the Visa Signature® Concierge, all with no monthly fees or subscription costs.

Learn more on Chime's membership tiers page.

Does Chime have rewards, and what rewards does it offer?

Yes. With qualifying direct deposits, members earn 5% cash back as a Chime Prime™ member or 2% cash back as a Chime Plus™ member on up to $1,500 of eligible Chime Card™ purchases in a category they choose monthly. (see disclosure 8) Chime Prime members also earn 3.75% APY (see disclosure 10) on savings, while Chime Plus members earn 2.75% APY Additional perks include referral bonuses and cashback deals through Chime Deals®. (see disclosure 11)

What is Chime InvestTM?

Chime Invest is Chime's commission-free investing feature, giving Chime PrimeTM members a way to invest alongside their everyday checking and savings accounts with no advisory fees (see disclosure 12) , no commission fees (see disclosure 3) , and no subscription fees. Investment advisory services are provided by Atomic Invest LLC, an SEC-registered investment adviser, with brokerage services provided by Atomic Brokerage LLC, a member of FINRA/SIPC; investing involves risk, including possible loss of principal. (see disclosure 4)

Does Chime help with taxes, and how can I get my tax refund faster?

Chime members can file taxes for free (see disclosure 13) through the Chime app, and a federal tax refund sent by direct deposit can arrive up to 5 days early. (see disclosure 14) Chime doesn't provide tax advice, so members should check with a tax professional for guidance specific to their situation. (see disclosure 15)