Chime® is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

Download the Chime mobile banking app today.

Everything you want out of your banking app without any monthly fees. Find out why Chime is the #1 Most Loved Banking App™.¹


Chime app shown on cell phone device

A banking app designed with you
in mind.

The Chime app gives you the tools you need to plan your finances for the present and future. Download our mobile banking app today to gain access to Mobile Check Deposit², online bill pay, and instant transfers³ with Pay Anyone.

1,000,000+ five star reviews

The #1 Most Loved Banking App™¹

Download on the App Store
Get it on Google Play

1 / 5

Finance in one place.

  • Check your account at any time
  • Pay bills online with ease
  • Transfer money to and from your other accounts

2 / 5

Deposit checks
from anywhere.

Whether you’re on the go or having a relaxing day at home, Chime mobile check deposit² allows you to seamlessly deposit your checks right from our app.

3 / 5

Pay Anyone
without the fees.

With Pay Anyone, you can make safe and secure payments to your friends and family. Even if they don’t have Chime, your transfers will be instant³ and fee-free.

4 / 5

50,000+ fee-free ATMs.⁴

A mobile banking app that actually makes it easier to find an ATM? That’s right! We have more fee-free ATMs than the top three national banks combined.⁴

5 / 5


Mobile check deposit²
is easy

Learn how it works

Pay Anyone without
the fees

Find out how


What is the Chime mobile banking app?

Think about your normal banking experience. Now picture an easier, more efficient, and more accessible one. That’s the Chime mobile banking app. It can be used to deposit checks², send money, check your balance, find nearby ATMs, and more.

Is the Chime app safe?

Chime is incredibly focused on the safety and security of your finances. To keep you protected, we use 128-bit AES encryption, access control, and security processes. If you notice an unauthorized transaction, you can disable transactions on your Chime card immediately in the settings section of the Chime app and website to prevent further unauthorized card transactions. Additionally, deposits in Chime accounts are insured up to the standard maximum deposit insurance amount of $250,000 through our partners, The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

Can my entire Chime account be managed from the mobile app?

Absolutely! From setting up a direct deposit to managing your Chime cards, any of your account needs can be handled completely within our mobile banking app.

What is a mobile banking app?

A mobile banking app is an application that allows you to seamlessly manage everyday finance responsibilities like transferring funds, paying bills, and managing your bank account. Think of it like an app for all of your banking needs.

Is it safe to use mobile banking apps?

When looking for a banking app, it is important to find one that utilizes proper security features and implements regular updates to stay up-to-date on all of the latest technologies. Otherwise, you may run the risk of exposing your finances.

Is a debit card necessary for mobile banking?

While a debit card is not necessary to gain access to a banking app or service, it will likely prevent you from being able to make any transactions. In other words, you’ll be able to browse and manage your accounts, but you may not be able to buy anything using those accounts without a debit card.

Chime® is a financial technology company, not a bank. Banking services are provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card and the Chime Credit Builder Visa® Credit Card are issued by The Bancorp Bank, N.A. or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit and credit cards are accepted. Please see the back of your Card for its issuing bank.

While Chime doesn’t issue personal checkbooks to write checks, Chime Checkbook gives you the freedom to send checks to anyone, anytime, from anywhere. See your issuing bank’s Deposit Account Agreement for full Chime Checkbook details.

By clicking on some of the links above, you will leave the Chime website and be directed to a third-party website. The privacy practices of those third parties may differ from those of Chime. We recommend you review the privacy statements of those third party websites, as Chime is not responsible for those third parties' privacy or security practices.

Opinions, advice, services, or other information or content expressed or contributed here by customers, users, or others, are those of the respective author(s) or contributor(s) and do not necessarily state or reflect those of The Bancorp Bank, N.A. and Stride Bank, N.A. (“Banks”). Banks are not responsible for the accuracy of any content provided by author(s) or contributor(s).

Third-party trademarks referenced for informational purposes only; no endorsements implied.

1 #1 Most Loved Banking App Source: Chime is recommended by more of its users than that of any brand per 2023 Qualtrics® NPS score.

2 Mobile Check Deposit eligibility is determined by Chime in its sole discretion and may be granted based on various factors including, but not limited to, a member's direct deposit enrollment status.

3 Pay Anyone transactions will be monitored and may be held, delayed or blocked if the transfer could result in fraud or another form of financial harm. Sometimes instant transfers can be delayed. Non-Chime members must use a valid debit card to claim funds.

4 Out-of-network ATM withdrawal and over the counter advance fees may apply except at MoneyPass ATMs in a 7-Eleven, or any Allpoint or Visa Plus Alliance ATM. Bank ranking and number of ATMs according to U.S. News & World Report® 2023.

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