Chime® is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.
September 9, 2025

Chime Makes Fee-Free Banking1 Even More Rewarding: Introducing New Chime Card with Cash Back Rewards and Elevated Design

Chime Team
The new Chime Card™ reinforces Chime’s position as the Most Loved Banking App®

 
Chime® (Nasdaq: CHYM), a leading consumer financial technology company, today introduced the newest way it’s making everyday banking more rewarding. The new Chime Card, which brings 1.5% cash back2 rewards for Chime+3 members, adds even more reasons to love the nation’s most loved banking app. These benefits build on Chime’s existing suite of services—including high-yield savings, early access to pay, credit building, instant loans, and deals—delivering an upgraded fee-free banking1 experience that’s simple and rewarding.
 
“With the new Chime Card, we’re building on top of the everyday banking features our members already rely on, to make the Chime experience even more rewarding,” said Ryan King, Co-founder of Chime. “We’ve kept the benefits people value most and removed the mandatory fees and barriers they don’t. That’s how banking should work when it’s built for everyone.”

Even More Value for Chime+ Members

Chime+ is Chime’s free, enhanced membership tier that unlocks exclusive rewards for members who set up a qualifying direct deposit. Since the launch of Chime+ earlier this year, Chime has continued to bring even more rewards to its most loyal members who reach certain membership tiers. With the Chime Card4, Chime+ members earn 1.5% cash back on rotating categories like groceries, gas, and restaurants, tracked automatically in the app with no cap on earnings. These new cash back rewards are in addition to existing Chime+ features, including:

  • 3.75% APY5on savings
  • Fee-free overdraft protection with SpotMe6
  • Early access to pay with MyPay7
  • Priority support for faster help
  • Access to exclusive Chime Deals8 that can be stacked with cash back

Sleek Design Meets Credit Building

The new Chime Card is a secured credit card that blends premium design with powerful credit-building tools9. Members can choose from free styles in colors like Classic Black or Evergreen, or upgrade to a Titanium finish for $50 plus tax. The new Chime Card helps members build credit with their everyday purchases while adding rewards, a refreshed design, and seamless in-app experience.

Expanding Chime’s Suite of Banking Services

The Chime Card is the latest addition to Chime’s full suite of services. Alongside fee-free checking and savings1, members get access to 47,000 fee-free ATMs10, smart tools like Spending Insights, and 24/7 live support. Additional protections include guardrails against overspending, instant card freeze/unfreeze, real-time transaction alerts, and fraud monitoring. Eligible members can also access SpotMe fee-free overdraft on Chime Card.
 
The Chime Card has already begun rolling out and will become available to all new and existing members over the coming weeks and months. When available, current Credit Builder cardholders can upgrade directly in the app.