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February 13, 2026

Chime Submits Comment Letter Backing Administration’s Vision for Expanding Trump Accounts Nationwide

Chime Team

Trump Accounts are set to launch on July 4, 2026. As the Administration finalizes the details of these new investment accounts designed to help children and families build long-term wealth, Chime® has been investing heavily in consumer education and enrollment efforts to help our members make the most of this unique opportunity. We have also been actively engaging with the Administration and providing input as the program is implemented to help support its effectiveness and ensure it reaches everyday Americans. To support this goal, we recently submitted a comment letter to the U.S. Department of the Treasury and IRS highlighting our readiness to partner with the Administration to ensure Trump Accounts help as many people as possible.
 
As the primary financial account for more than 9 million everyday Americans—the very families Trump Accounts are intended to reach—Chime is uniquely positioned to help the program succeed.
 
CEO and co-founder Chris Britt underscored this point in our comment letter:

“Chime offers these comments based on its experience serving millions of everyday Americans as their primary financial account, with a focus on how implementation choices will affect families’ ability to access and use Trump Accounts in practice. With its national scale, consumer trust, and experience providing access to free and low-cost financial products, Chime is well positioned to support broad adoption and sustained engagement as Trump Accounts are rolled out….”
 

Chime supports participation in the Trump Accounts program because it aligns squarely with our mission to unlock progress for everyday Americans. At its core, this initiative reflects our longstanding view that families should have access to the tools, resources, and education they need to begin investing early in their children’s futures. By making it easier to start building financial security and wealth from day one, we believe this program has the potential to strengthen long-term stability, expand pathways to generational wealth, and create meaningful new opportunities for families across the country.

In our letter, we advocate for three key steps to ensure this important program launches smoothly and helps more families build long-term financial security:

  1. Ensure Trump Accounts are easy for families to open and use through trusted providers;
  2. Allow leading fintechs with national reach to help families manage their Trump Accounts; and
  3. Partner with the private sector to keep costs low for families.

By implementing Trump Accounts in a way that supports broad scale and meets families where they already manage their financial lives, we can ensure the program truly jumpstarts meaningfully advances the promise of the American dream for millions of children.

We look forward to working with the Administration to make this program a success. Click here to read the letter.