Chime® is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

Security and control

We take security seriously.

At Chime, information security is a top priority. Deposits are FDIC insured up to $250,000 through The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. And we work hard to protect your information, such as by using encryption and other measures to help safeguard your money and data.

Instantly block your card.

If your card is missing or you suspect unauthorized use, you can block all transactions on your Chime debit card and Credit Builder card. Open the Chime app and disable transactions to immediately prevent new debit or credit card purchases or ATM withdrawals.

Real-time alerts keep you in the know.

Chime allows you to receive instant transaction alerts anytime you use your Chime debit card. Turn on daily notifications so you always know what’s happening with your money.

Keeping your money secure.

Keeping your money secure.

FDIC Insured.

Deposits are FDIC insured up to $250,000 through The Bancorp Bank, N.A. or Stride Bank N.A.; Members FDIC.

Visa Zero Liability.

Shop worry-free at millions of merchants. Chime debit cards are protected by the Visa Zero Liability** Policy to ensure that cardholders will not be responsible for unauthorized charges.

Privacy and security.

We support two-factor authentication and support fingerprint authentication.

Get started today.

Applying for an account is free and takes less than
2 minutes with no impact to your credit score.