About the Author

Rebecca Lake
Rebecca Lake has been writing about personal finance and business for nearly a decade. In addition to covering credit cards and investing for U.S. News, she's a regular contributor to CreditCards.com and The Balance.Lake's other publication credits include a number of credit-focused personal finance sites, such as Credit Karma, Credit Sesame and CreditDonkey.

Two-thirds of Americans have at least one personal finance app on their mobile devices. These apps […]

August 30, 2022

In This Article1. Budgets can make your life easier 2. Saving and investing are not […]

August 30, 2022

In This ArticleHow much to save every month How to save money from your paycheck […]

August 25, 2022

Saving money can spare you stress and help you reach larger financial goals. There’s just […]

August 23, 2022

In This ArticleHow to raise your credit score 7 best ways to improve your credit […]

August 23, 2022

In This ArticleWhat Is Debt Consolidation? What Kinds of Debt Can You Consolidate? Best Way […]

August 16, 2022

In This ArticleWhat is the cheapest grocery store? Best grocery store for produce Cheapest supermarket […]

August 4, 2022

In This ArticleBest financial Podcasts for 2022 FAQs Final Thoughts Personal finance can involve some […]

July 20, 2022

In This ArticleWhat are loans? Top reasons for personal loans Reasons to avoid a personal […]

July 8, 2022

In This ArticleWhy are gas prices going up? When will gas prices go down? How […]

April 20, 2022

In This ArticleWhat is daylight saving time? What is the reason for daylight saving time? […]

February 24, 2022

In This ArticleWhat is a Personal Loan? Different Types of Personal Loans How Do Personal […]

February 8, 2022

In This ArticleWhat Is a High-Yield Savings Account? How Do High-Yield Savings Accounts Work? How […]

February 3, 2022

In This ArticleYou Need a Budget (YNAB) Tiller EveryDollar Mint Personal Capital Chime FAQs Final […]

January 20, 2022

In This ArticleWhat is a data breach/security incident? What steps should consumers take if impacted […]

January 20, 2022

In This ArticleWhat can cause the IRS to send a tax refund to the wrong […]

January 12, 2022

The start of a new year is a great time to consider a money makeover. […]

January 7, 2022

Slowly but surely, the workplace is starting to look a lot like it did in […]

December 17, 2021

Movies, shows, music on the go! Subscription services can bring tons of convenience to your […]

December 16, 2021

In This ArticleWhat's a secured credit card? How to use a secured credit card: pros […]

December 10, 2021

In This ArticleWhat is APR? What is APY? What does compound interest mean? APR vs. […]

December 3, 2021

In This ArticleInterest rate definition Interest formula APR vs. APY How to calculate interest rate […]

December 2, 2021

In This ArticleWhat Are Credit Score Ranges? Credit Rating Scale: What Is a Good Credit […]

November 30, 2021

Working from home comes with some definite perks that you just can’t get when you’re […]

November 22, 2021

In This ArticleWhat Is Klarna? How Does Klarna Work? Klarna Pros and Cons What Stores […]

November 11, 2021

In This ArticleWhat’s a Credit Freeze? How a Credit Freeze Works How Do I Freeze […]

November 10, 2021

In This ArticleIs Rent Negotiable? Why You Should Try to Negotiate Your Rent How to […]

October 22, 2021

In This ArticleWhat is Afterpay and how does it work? The Pros and Cons of […]

October 21, 2021

In This ArticleWhich month is the best month to buy a car? What's the best […]

October 19, 2021

In This ArticleWhat Affects Your Credit Score? Timeline to Rebuilding Your Credit Start Simple: Pay […]

October 18, 2021

Dollar Tree and Walmart: Two go-to stores for budget-friendly shopping. But when you break it […]

October 7, 2021

In This ArticleWhat is a Cash-Out Refinance? What is a Home Equity Loan? Home Equity […]

September 9, 2021

In This ArticleCreate your post-unemployment budget Apply for an unemployment extension Take stock of what […]

September 4, 2021

In This ArticleWhat Is a Credit Inquiry? Soft vs. Hard Credit Checks: What’s the Difference? […]

August 30, 2021

In This ArticleHow payday advance apps work Payday advance app pros and cons 5 payday […]

August 30, 2021

In This ArticleThe Emergency Rental Assistance Program Explained 2021 Updates to the Emergency Rental Assistance […]

August 24, 2021

In This ArticleZero-Based Budgeting Definition Pros and Cons of Zero-Based Budgeting Zero-Based Budgeting Example Tips […]

August 11, 2021

In This ArticleWhat Is a Cashless Society? Do Cashless Societies Exist? Benefits of a Cashless […]

August 11, 2021

In This ArticleWhat Is a Certificate of Deposit? What Is a Savings Account? Choosing Between […]

August 6, 2021

In This ArticleWhat Does ACH Mean? What Is an ACH Payment? Types of ACH transfers […]

July 20, 2021

In This ArticleWhat is a mortgage interest rate? How do mortgage interest rates work? Fixed […]

July 15, 2021

In This ArticleWhat is the Child Tax Credit? How Much Are the Child Tax Payments? […]

July 8, 2021

In This ArticleWhat Are Overdraft Fees, and How Do They Work? Types of Overdraft Fees […]

June 25, 2021

In This ArticleWhat is Cryptocurrency? How Does Cryptocurrency Work? How Many Cryptocurrencies Are There? How […]

June 8, 2021

In This ArticleWhat is a student loan? How do student loans work? Different types of […]

June 3, 2021

In This ArticleWhat's a FICO Score anyway? What other credit scores are there? Are there […]

May 4, 2021

In This ArticleWhat is a credit score anyway? Where do credit scores come from? Why […]

April 30, 2021

In This ArticleWhat is a PPP loan? Who is eligible to apply for a PPP […]

April 28, 2021

In This ArticleWhat is an overdraft? Types of overdrafts Why do overdrafts happen? What's the […]

April 14, 2021

In This ArticleHow does credit card debt affect credit scores? Credit card bill payment: What […]

February 3, 2021

How do I know if I have to file a tax return? What filing status […]

February 1, 2021

How long does it take to get a tax refund? What is the fastest tax […]

January 11, 2021

In This ArticleLease vs. buy a car: What's the difference? What are the pros and […]

January 6, 2021

First, here’s how your credit is calculated Put credit card payments on autopilot Keep track […]

December 2, 2020

In This ArticleWhat is holiday pay? Who's eligible to receive holiday pay? How do you […]

November 5, 2020

Keep your coverage through COBRA Purchase health insurance through the marketplace Consider enrolling on your […]

October 2, 2020

What is a credit score and how is it calculated? 5 ways to build good […]

August 14, 2020

What is a credit report and why is it important? How do I get a […]

June 29, 2020

        Missing a car payment isn’t ideal but it’s a situation you […]

May 8, 2020

Losing your job or side hustle can deal a blow to your finances, especially if […]

May 5, 2020

If you have a balance due after preparing your tax return, you might need to […]

April 6, 2020

When you need some extra cash to pay your bills or supplement your income, figuring […]

March 23, 2020

One of the most common mistakes you can make when filing taxes is not claiming […]

March 16, 2020

When opening a new bank account, you should be prepared to have your ChexSystems report […]

February 11, 2020

Starting a first job means you may be opening a bank account for the first […]

January 28, 2020

Filing your tax return may not be high on your list of fun ways to […]

January 24, 2020

As tax season gets underway, you might be dreading the paperwork but looking forward to […]

January 22, 2020

Between all the tempting sales and last-minute purchases, holiday spending can take a serious toll […]

December 15, 2019

Whether you rent or own, looking for tips on how to lower utility bills might […]

October 14, 2019

Does this sound familiar? You plan to save. In fact, this is going to be […]

October 10, 2019

You might have a five year plan in place for your career but what about […]

October 4, 2019

When it comes to planning for retirement, do you think you’re on track or do […]

September 30, 2019

Being a broke college student is a rite of passage. But that doesn’t mean having […]

August 1, 2019

          🍟 Deliver Food 👗 Sell Off Unused Items 🧘🏼‍♂️ Become […]

July 23, 2019

If you’re skipping a summer getaway this year because you’re trying to save money, don’t […]

July 15, 2019

Warmer weather can provide some serious motivation to work on your beach body – or […]

July 3, 2019

Summertime brings warm weather — and a major temptation to spend money. From hitting the […]

June 21, 2019

Nurses perform a valuable service in hospitals, doctor’s offices, schools and other places where on-site […]

May 16, 2019

As if you weren’t in enough of a frenzy over filing your taxes this month, […]

April 25, 2019

Perhaps you’ve read your daily horoscope hoping to gain insight about your career or personal […]

April 8, 2019

What’s better than watching your hard-earned dollars hit your bank account on payday? Not much – […]

April 4, 2019

Save or pay down debt? It’s a tough call and one that many Americans seem […]

March 5, 2019

When it comes to saving money — and spending it — it’s all about priorities. For […]

February 13, 2019

Is boosting your income on your to-do list? If so, you can start a side […]

January 25, 2019

There are two types of people: the ones who make New Year’s resolutions and the […]

January 22, 2019

Are you planning to make any New Year’s resolutions once January rolls around? The most […]

December 28, 2018

As the year winds down, you may be ready to ring in the new one […]

December 12, 2018

It’s easy to have a love/hate relationship with the holidays, especially on the job. According […]

November 14, 2018

How to Save on Utilities (and Still Have Fun) Over the Holidays The holidays are […]

November 10, 2018

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