Sign up for Chime today.
It’s easy to open an online banking account through Chime. All it takes is a few quick clicks.
Learn how we collect and use your information by visiting our Privacy Notice
It’s easy to open an online banking account through Chime. All it takes is a few quick clicks.
Learn how we collect and use your information by visiting our Privacy Notice
Enter your personal information.
You'll need to enter some basic information - like your name and date of birth - in order to verify your identity.
Download the Chime app.
From our mobile app, you'll be able to manage your account, deposit money, view your balance, and more.
Set up direct deposit.
Once you've set up direct deposit using your Chime routing and account numbers, you'll be able to take advantage of Chime's many helpful features.
Chime members have access to over 47,000+ fee-free ATMs1.
Open an online checking account with no minimum balance requirement or monthly fee
Receive up to $500 of their paycheck before payday with Chime MyPay2
Start building credit with Chime Card3
Overdraft up to $200 fee-free4 with SpotMe®
Keep their money safe and secure
Get all the perks of the Chime mobile banking app when you sign up for a Chime® Checking Account online.
Signing up for Chime is simple. Just start your enrollment application by filling out basic personal information like your name, birthday, and social security number. Then, you’ll just need to download the Chime app to set up your direct deposit. That’s all it takes!
In some cases, we may run certain promotions that could grant bonuses for setting up your direct deposit. In order to be eligible for these promotions, members must meet the conditions of the promotion.
Chime is not a bank. Chime is a financial technology company that offers banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A.; Members FDIC. Chime members can have a Checking Account with an optional Savings Account, and can grow their credit history by applying for a secured Chime Visa® Credit Card – all while enjoying the benefits of online banking and mobile banking. Eligibility requirements apply for Chime Card. To apply for a Chime Card, you must also open a Chime Checking Account.
Chime® is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.
Chime is not FDIC-insured. The Bancorp Bank, N.A. and Stride Bank, N.A. are the FDIC-insured members. Deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. FDIC deposit insurance limit is $250,000 per depositor, per insured bank, per ownership category.
Chime Checkbook: While Chime doesn’t issue personal checkbooks to write checks, Chime Checkbook gives you the freedom to send checks to anyone, anytime, from anywhere. See your issuing bank’s Deposit Account Agreement for full Chime Checkbook details.
By clicking on some of the links above, you will leave the Chime website and be directed to a third-party website. The privacy practices of those third parties may differ from those of Chime. We recommend you review the privacy statements of those third party websites, as Chime is not responsible for those third parties' privacy or security practices.
Opinions, advice, services, or other information or content expressed or contributed here by customers, users, or others, are those of the respective author(s) or contributor(s) and do not necessarily state or reflect those of The Bancorp Bank, N.A. and Stride Bank, N.A. (“Banks”). Banks are not responsible for the accuracy of any content provided by author(s) or contributor(s).
APPLE and the Apple Logo are registered trademarks of Apple Inc. GOOGLE PLAY and the Google Play Logo are registered trademarks of Google LLC. Third-party trademarks referenced for informational purposes only; no endorsements implied.
MyPay® line of credit provided by The Bancorp Bank, N.A. or Stride Bank, N.A. MyPay services provided by Chime Capital, LLC (NMLS ID 2316451).
Licenses
Chime Capital, LLC, Nationwide Multistate Licensing System ("NMLS") ID 2316451
Chime Payments, Inc., Nationwide Multistate Licensing System (“NMLS”) ID 2538752
Address: 101 California Street, Floor 5, San Francisco, CA 94111, United States.
No customer support available at HQ. Customer support details available on the website.
© 2013-2026 Chime Financial, Inc. All rights reserved.
Chime® is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.
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