Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank or Stride Bank N.A.; Members FDIC


Now, use Chime to pay anyone

Send money to anyone, even if they’re not on Chime. They claim funds to their bank account instantly¹ and for free.

Chime Team • April 13, 2021

Pay Friends is this awesome way Chime members can send and receive money fee-free. Up until now, Chime members could only give and get money with friends that had a Chime account. That all changes today.

Because Chime is better with friends, members can spread the love (and money) to anyone regardless if they have a Chime account or not.

Send money to anyone and everyone

Ok, we know what you might be thinking: 

  • “They have to be on Chime to receive money?” Nope. They don’t need to be on Chime or download an app. They can claim funds instantly¹ to their bank account using a valid debit card. 
  • “I still have to use other payment apps.” Again, nope. You can send money to anyone, whether they’re on Chime or not, all within the Chime app.
  • “One of us will be charged a fee.” Gasp, no! Fee-free means no fees to you for sending and no fees for them to claim funds instantly¹.

So, how does it work exactly?

1. Go to the Pay Friends tab 


2. Find your friend on Chime, or enter email/phone # of someone who isn’t on Chime


3. Enter a dollar amount and note (like an emoji)


4. Choose “Pay”


5. Your friend has 14 days to enter their required info and instantly claim the funds!

how to use chime payfriends step five

Spend, save, and now pay all on Chime

Whether you need to go dutch on a meal, pay the babysitter, or just treat a family member, Chime has you covered. Paying anyone has never been easier.


Banking services provided by The Bancorp Bank or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Chime Visa® Credit Builder Card is issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see back of your Card for its issuing bank.

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