Sign up for Chime today.
It’s easy to open an online banking account through Chime. All it takes is a few quick clicks.
Learn how we collect and use your information by visiting our Privacy Notice
Sign up for Chime in just 2 minutes.
Enter your personal information.
You'll need to enter some basic information - like your name and date of birth - in order to verify your identity.
Download the Chime app.
From our mobile app, you'll be able to manage your account, deposit money, view your balance, and more.
Set up direct deposit.
Once you've set up direct deposit using your Chime routing and account numbers, you'll be able to take advantage of Chime's many helpful features.
Find ATMs in your area.
Chime members have access to over fee-free ATMs1.
Chime is great for people looking to
Open an online checking account with no minimum balance requirement or monthly fee
Receive up to $500 of their paycheck before payday with Chime MyPay2
Start building credit with Chime Card3
Overdraft up to $200 fee-free4 with SpotMe®
Keep their money safe and secure
Open your Chime account.
Get all the perks of the Chime mobile banking app when you sign up for a Chime® Checking Account online.
Why Chime?
How do I sign up for a Chime account?
Signing up for Chime is simple. Just start your enrollment application by filling out basic personal information like your name, birthday, and social security number. Then, you’ll just need to download the Chime app to set up your direct deposit. That’s all it takes!
Is there a Chime sign up bonus?
In some cases, we may run certain promotions that could grant bonuses for setting up your direct deposit. In order to be eligible for these promotions, members must meet the conditions of the promotion.
Is Chime a real bank?
Chime is not a bank. Chime is a financial technology company that offers banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A.; Members FDIC. Chime members can have a Checking Account with an optional Savings Account, and can grow their credit history by applying for a secured Chime Visa® Credit Card – all while enjoying the benefits of online banking and mobile banking. Eligibility requirements apply for Chime Card. To apply for a Chime Card, you must also open a Chime Checking Account.
