Saving members over $9 billion in overdraft fees¹
450,000+ 5-Star app reviews
"Chime has your back!"
The “SpotMe*" option helps me to still get my groceries when I'm short with no overdraft fees... Everything is done online and efficiently.
"Trustworthy and secure"
You can call customer service and get a live representative. And your security and privacy is their number one concern. I recommend this app to everybody Chime is the best…
"Super intuitive to use!"
Love it! Everything is so easy and INSTANT! Turn on and off card? Instant! Texts after spending? Instant!…
Security and control on the go.
Get instant transaction alerts anytime you use your Chime debit card, when you turn on transaction notifications. Instantly block your card if it goes missing or you suspect unauthorized use.
Your funds are FDIC insured up to $250,000 through The Bancorp Bank or Stride Bank, N.A., Members FDIC.
Visa’s Zero-Liability Policy protects all unauthorized purchases.◆
Banking services provided by The Bancorp Bank or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. Please see back of your Card for its issuing bank.
¹ Based on eligible members use of SpotMe v. $33 average overdraft fee from 2012 to 2020 based on Bankrate Checking Account Fee Study.
See Terms and Conditions.
# June 2020 Overdraft Fees Report https://www.responsiblelending.org/sites/default/files/nodes/files/research-publication/crl-overdraft-covid19-jun2019.pdf
+ The Annual Percentage Yield ("APY") for the Chime Savings Account is variable and may change at any time. The disclosed APY is effective as of August 1, 2021. No minimum balance required. Must have $0.01 in savings to earn interest.
◆ You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.
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