Declare Your Independence From Unnecessary Fees

By Shane Steele
July 2, 2015
Chime is a financial technology company. Banking services provided by The Bancorp Bank or Stride Bank, N.A.; Members FDIC

We hold these truths to be self-evident, that everyone wants to protect and save their hard earned money; that we are endowed with unalienable rights to life, liberty, and the pursuit of a world with no unnecessary bank fees.

It’s Independence Day in America: once upon a time, it was a celebration of America’s independence from Britain. Today, it’s more about parades, barbecues, and celebrating our families, our communities, and American traditions. Americans are more likely to make a nice cold pot of iced tea out of English tea than dump a shipload into the ocean in protest.

But that doesn’t mean Americans are free from tyranny. Right at the top of the tyranny list: unnecessary bank fees. In the first three months of 2015 alone, the three biggest banks made over $1 billion in overdraft fees.

This July, we hope you’ll join us in declaring independence from unnecessary bank fees. Forget British tea, if you could dump those fees overboard, and never have them imposed on you again, wouldn’t you do it in a second?

Well, you can, and it’s easy. Declare your independence from unjust fees and switch to a better bank account with Chime today, and live in a world free of overdraft fees, with no hidden or unnecessary fees, and no monthly minimums. And you don’t have to sacrifice convenience: sign up for direct deposit with Chime and you get fee-free ATM transactions1 at over 24,000 locations and get paid from your employer up to two days early2 with early direct deposit in the app.

Now that’s worth a few fireworks, don’t you think?


1Effective June 15, 2015, fee-free transactions at MoneyPass ATMs are available for 30 calendar days following the posting of each direct deposit to the member’s account; otherwise, standard ATM transaction fees described in the Cardholder Agreement apply.

2Faster access to funds is based on a comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct Deposit and earlier availability of funds are subject to payer’s support of the feature and timing of payer’s funding.

This page is for informational purposes only. Chime does not provide financial, legal, or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for financial, legal or accounting advice. You should consult your own financial, legal and accounting advisors before engaging in any transaction.

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