5 Money Lessons You Can Learn from Cats

By Melanie Lockert
August 7, 2020

International Cat Day is right around the corner. And whether you own a furry friend or not, there’s a ton we can learn from them!

Here are my top 5 life and money lessons to learn from cats. 

1. Be more mindful of your money

Cats can teach you the best things in life are free, but being a cat owner can also teach you about the cost of things. 

A few months after adopting my kittens, one of them, aka the Chewmonster, chewed through two Macbook chargers, three ethernet cables, and countless pairs of socks! The Macbook chargers alone cost me around $70 a pop, so not exactly cheap. My other cat loves to knock things down. He has ruined two French presses, numerous bowls, glasses and even some beloved trophies. 

Having to spend money on replacing a Macbook charger or French press made me more mindful of the cost of things. It also gave me a better appreciation for taking care of my belongings. 

2. Pounce on a good opportunity


Cats are renowned for their pouncing abilities—and for going after what they want. Like when they see a mouse or a bird…or in my cat’s case, a pair of socks. 

Similarly, we can learn to pounce on a good opportunity when we see it. Whether it’s a tool to help us automatically save or build credit, score a discount or deal on something we need, or go after that new work opportunity to earn more, there are always good opportunities out there.

So, like a cat on the prowl, you can learn to be more open and willing to pounce the good ones that come your way!

3. Reuse whenever you can

Something that’s good for the environment as well as our wallet is to reuse. When you choose to reuse or repurpose an item instead of buying something new, you’re saving money and helping the environment by avoiding more waste.

Cats reign supreme when it comes to the art of creatively reusing and repurposing! My cats have two separate beds, but where do they prefer to sleep? An old Amazon box! And instead of playing with their toys, they love to play hide-and-go-seek in Trader Joe’s bags. 

For more inspo on ways to reuse like a cat, you can check out this guide to repurposing.

4. Rest is important


In today’s hustle culture, we can feel pressure to work, work, work. While that can seem like a good way to make money, it also has the potential to backfire—leading to burnout or overspending. 

Cats make the most of their rest and play by sleeping for most of the day and playing hard for the hours they’re awake. You can carry that inspiration by letting your body rest, and using your money strategically to buy things that enhance your life during the hours you’re not working.

In other words, simply take more time to relax, and enjoy life! 🤗 😎


5. Do what’s right for you (for your life and money)

There’s a common theme in all these lessons: you can never make a cat do something they don’t want to do—sometimes to their owner’s chagrin!

Similarly, it’s important we remember to do what’s right for us when it comes to our personal finances. Afterall, personal finance is personal—and we should never feel like we have to do something because of what others think.

So, when it comes to your money, be like a cat! Whether that means paying the minimum on your student loans in order to save, or using your down payment for something else entirely, your personal finances should be based on what works for you and your goals.

The pur-fect time to get your money in order

Cats don’t need anything to be amused, find a reason to play, or simply enjoy life—which is something else we can learn from! 

They remind us that the joy of life is in the being, and that the best things in life are free. You can feel this clearly when a feline is nuzzled against your lap, or if your cat decides to rub their head against your leg as a sign of affection. Having a furry friend like a cat can fill your life with joy and special moments that don’t cost a thing. 

This International Cat Day, don’t just celebrate with cuddles or with fun cat gifs online. You can also take some life and money lessons from them!

Melanie Lockert is the founder of the blog and author of the book, Dear Debt. Her work has appeared on Business Insider, Time, Huffington Post and more. She is also the co-founder of the Lola Retreat, which helps bold women face their fears, own their dreams and figure out a plan to be in control of their finances.

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