Chime® is a financial technology company, not a bank. Banking services, credit, and debit card provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

Rebecca Lake

Rebecca Lake, CEPF, has been writing about personal finance and business for nearly a decade. Her work has been featured on CreditCards.com, Credit Karma, Credit Sesame, and other personal finance sites.
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Chime® is a financial technology company, not a bank. Banking services are provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card and the Chime Credit Builder Visa® Credit Card are issued by The Bancorp Bank, N.A. or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit and credit cards are accepted. Please see the back of your Card for its issuing bank.

While Chime doesn’t issue personal checkbooks to write checks, Chime Checkbook gives you the freedom to send checks to anyone, anytime, from anywhere. See your issuing bank’s Deposit Account Agreement for full Chime Checkbook details.

By clicking on some of the links above, you will leave the Chime website and be directed to a third-party website. The privacy practices of those third parties may differ from those of Chime. We recommend you review the privacy statements of those third party websites, as Chime is not responsible for those third parties' privacy or security practices.

Third-party trademarks referenced for informational purposes only; no endorsements implied.

1 Information from the FDIC's "Deposit Insurance FAQs" as of June 13, 2023: https://www.fdic.gov/resources/deposit-insurance/faq/index.html

2 Information from the FDIC's "FDIC Knowledge Center" as of June 13, 2023: https://ask.fdic.gov/fdicinformationandsupportcenter/s/article/Q-What-happens-when-a-bank-fails?language=en_US

3 Information from the FDIC's "Request for Information on FDIC Sign and Advertising Requirements and Potential Technological Solutions" as of June 13, 2023: https://www.fdic.gov/news/press-releases/2020/pr20014a.pdf

4 Information from the FDIC's "BankFind Tool" as of June 13, 2023: https://banks.data.fdic.gov/bankfind-suite/bankfind

5 Information from the FDIC's "Deposit Insurance at a Glance" as of June 13, 2023: https://www.fdic.gov/resources/deposit-insurance/brochures/deposits-at-a-glance/

6 Information from the FDIC's "Deposit Insurance Estimator" as of June 13, 2023: https://edie.fdic.gov/calculator.html

7 Information from the FDIC's "When a Bank Fails - Facts for Depositors, Creditors, and Borrowers" as of June 13, 2023: https://www.fdic.gov/consumers/banking/facts/

8 Information from MyCreditUnion.gov's "Share Insurance Toolkit" as of June 13, 2023: https://mycreditunion.gov/share-insurance

9 Information from the SIPC's "What SIPC Protects" as of June 13, 2023: https://www.sipc.org/for-investors/what-sipc-protects

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