Chime is a financial technology company, not a bank. Banking services and debit card provided by The Bancorp Bank, N.A. or Stride Bank, N.A.; Members FDIC.

Rebecca Lake

Rebecca Lake has been writing about personal finance and business for nearly a decade. In addition to covering credit cards and investing for U.S. News, she's a regular contributor to CreditCards.com and The Balance.Lake's other publication credits include a number of credit-focused personal finance sites, such as Credit Karma, Credit Sesame and CreditDonkey.
Filing for Bankruptcy: Pros and Cons

Filing for Bankruptcy: Pros and Cons

PPP Loans: Ultimate Beginners Guide

PPP Loans: Ultimate Beginners Guide

What Are Overdraft Fees? How to Avoid Them

What Are Overdraft Fees? How to Avoid Them

Paying Off Your Car Loan Early: Pros and Cons

Paying Off Your Car Loan Early: Pros and Cons

What Is Afterpay and How Does It Work? Explained

What Is Afterpay and How Does It Work? Explained

ChexSystems Report Removal: The Ultimate Guide

ChexSystems Report Removal: The Ultimate Guide

Pros and Cons of Cashing Out Your 401(k) and Things to Consider

Pros and Cons of Cashing Out Your 401(k) and Things to Consider

What Is a Balance Transfer Credit Card? A Complete Guide

What Is a Balance Transfer Credit Card? A Complete Guide

CD or Savings Account: Which One Is Better?

CD or Savings Account: Which One Is Better?

How to Pay Your Credit Card Bill

How to Pay Your Credit Card Bill

How Much of Your Paycheck Should You Save? Percentages Explained

How Much of Your Paycheck Should You Save? Percentages Explained

What Is a Personal Loan?

What Is a Personal Loan?

How to Consolidate Debt: 5 Options

How to Consolidate Debt: 5 Options

11 Travel Tips for Your Upcoming Trip

11 Travel Tips for Your Upcoming Trip

20 Best Finance Podcasts to Help You Master Your Money

20 Best Finance Podcasts to Help You Master Your Money

How Do Credit Cards Work? The Beginners Guide

How Do Credit Cards Work? The Beginners Guide

How to Get a Loan With Bad Credit

How to Get a Loan With Bad Credit

What is an Individual Retirement Account (IRA)? 4 Types and How It Works Explained

What is an Individual Retirement Account (IRA)? 4 Types and How It Works Explained

FDIC Insurance: How It Works

FDIC Insurance: How It Works

7 Ways to Improve Your Credit Score

7 Ways to Improve Your Credit Score

5 Best Pay Advanced Apps That Cover You Until Payday

5 Best Pay Advanced Apps That Cover You Until Payday

FICO® Scores vs. Other Credit Scores – What’s the Difference?

FICO® Scores vs. Other Credit Scores – What’s the Difference?

Bad Credit vs. No Credit: Which is Worse?

Bad Credit vs. No Credit: Which is Worse?

APR vs. APY: What’s the Difference?

APR vs. APY: What’s the Difference?

How to Pay Bills + Tools to Ease Bill Payments in 2023

How to Pay Bills + Tools to Ease Bill Payments in 2023

Foreign Transaction Fees: What Are They and How to Avoid Them

Foreign Transaction Fees: What Are They and How to Avoid Them

How Long Does It Take To Build Credit? What To Expect When Building Credit From Scratch

How Long Does It Take To Build Credit? What To Expect When Building Credit From Scratch

How to Build Credit: The 7-Step Guide for 2023

How to Build Credit: The 7-Step Guide for 2023

Which Bank Has The Best Overdraft Limit?

Which Bank Has The Best Overdraft Limit?

Inflation Is Up: How to Save Money

Inflation Is Up: How to Save Money

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1 Information from the U.S. Bureau of Labor Statistics’ News Release “Consumer Price Index Summary" as of November 29, 2022: https://www.bls.gov/news.release/cpi.nr0.htm

2 Information from the Board of Governors of the Federal Reserve System FAQs, "Why does the Federal Reserve aim for inflation of 2 percent over the long run?" as of November 29, 2022: https://www.federalreserve.gov/faqs/economy_14400.htm

3 Information from Ibotta, "How do I earn cash back with a loyalty program?", as of November 29, 2022: https://help.ibotta.com/hc/en-us/articles/360008385080-How-do-I-earn-cash-back-with-a-loyalty-account-

4 Information from the Bureau of Transportation Statistics, "Record Breaking Increases in Motor Fuel Prices in 2022," as of November 29, 2022: https://www.bts.gov/data-spotlight/record-breaking-increases-motor-fuel-prices-2022

5 Information from Verizon, "Get our best unlimited plans ever," as of November 29, 2022: https://www.verizon.com/plans/unlimited/

6 Information from Tello, "Unlimited everything for $29 a month," as of November 29, 2022: https://tello.com/

7 Information from the Department of Energy, "Programmable Thermostats," as of November 29, 2022: https://www.energy.gov/energysaver/programmable-thermostats

8 Information from the Department of Energy, "Lighting Choices to Save You Money," as of November 29, 2022: https://www.energy.gov/energysaver/lighting-choices-save-you-money

9 Information from CNN, "Netflix is raising prices," as of November 29, 2022: https://www.cnn.com/2022/01/14/media/netflix-raises-prices/index.html

10 Information from C+R Research's "Subscription Services Statistics and Costs", as of November 29, 2022: https://www.crresearch.com/blog/subscription-service-statistics-and-costs

11 Information from the Consumer Financial Protection Bureau, "When can my credit card company increase my rate?", as of November 29, 2022: https://www.crresearch.com/blog/subscription-service-statistics-and-costs

12 Round Ups automatically round up debit card purchases to the nearest dollar and transfer the round up from your Chime Checking Account to your savings account.

13 Save When I Get Paid automatically transfers 10% of your direct deposits of $500 or more from your Checking Account into your savings account.

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