Chime® is a financial technology company, not a bank. Banking services, credit, and debit card provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

People like customer support reps, service workers, restaurant staff, and healthcare workers keep our society moving – something we might be tempted to take for granted in the hustle of everyday life. But these frontline workers deserve a big shout-out for their hard work day in and day out. Tipping has existed in the U.S. since the 1800s to show gratitude for workers who make our lives better.

At Chime®, we believe in paying progress forward, spreading kindness, and showing appreciation for our community. Our mission is to unite everyday people to unlock financial progress™. That’s why Chime is creating Chime Tipping Week, a celebration of gratitude and community in honor of National Tipping Day on March 21.

Flipping the script on tipping with Keith Lee

Chime is partnering with Keith Lee to help launch the first-ever Chime Tipping Week.

Keith Lee is a TikTok food creator known for giving back to the community and empowering others through his content. Recently, he left a $2,000 tip at a struggling Black woman-owned dessert shop in Texas, and, through the power of social media and his community, Lee is inspiring many to do the same. Check out how Keith is igniting a giving movement to tip people who are working hard to make financial progress.


Giving back and celebrating @Chime Financial Tipping Week. For more information on how to PayProgress Forward, go to #ChimeTippingWeek

♬ original sound – Keith Lee

Ready to send instant* and fee-free transfers to anyone? Get started with Pay Anyone today. Payments are safe and secure.

How much should I tip?

The tipping culture in the U.S. was originally intended to show gratitude to those who go above and beyond. According to a recent survey by the Pew Research Center, almost 60% of Americans say they would tip 15% or less for an average meal at a sit-down restaurant, and a quarter say they’d tip 20% or more.¹

So, how much should you tip? As a general rule of thumb, 15% to 20% of the bill is a solid starting point. If you’re feeling generous or want to give back to those who deserve it, you can always leave more.

While tipping isn’t mandatory, it’s a kind gesture that service providers like waitresses, bartenders, and rideshare drivers will appreciate. Some states don’t have minimum wage laws, and employees could be getting paid as little as $2.13 an hour and rely on tips to make a livable income.²

Every tip is a reminder of the kindness and generosity in the world and can brighten up a waiter or delivery driver’s day or quite literally change their lives. With the cost of living going up, it might feel like a stretch to tip generously when you’re already watching your budget. That’s why Chime’s Pay Anyone incentive is reimbursing eligible members $10 so you can bless someone with a bigger-than-usual tip this Chime Tipping Week to acknowledge their hard work.

Rediscover the joy of paying it forward

For Chime Tipping Week, Chime is also encouraging members with a history of paying it forward to spread goodwill to those who need a little boost. Chime is surprising these members with funds to help pay progress forward in their own communities.

For further support, Chime has collaborated with additional influencers to share the love. Chime has provided these partners $1,000 each for tips so that they can pay it forward in their local communities by tipping extra this week!


“Kindness is the best tip I ever received” 🥺❤️ @Chime Financial #ChimeTippingWeek #ChimePartner Join me in sharing the love for Chime Tipping Week starting today! All you need to do is show some gratitude to someone by sending them $10 using Chime’s Pay Anyone feature with #ChimeTippingWeek in the description and Chime will reimburse the first 50,000 eligible people. We are really giving 50,000 people the opportunity to tip on Chime for a limited time and encouraging you to Pay Progress Forward in your community. You have to be a Chime member to send the funds, but if you’re not a member and someone sends you money, you can claim it. Limited rewards available, see details at

♬ original sound – Zachery Dereniowski

Help others Unlock Financial Progress™

Just like happiness, financial success is better when shared. If you have money left over each month after paying your bills and contributing to your savings accounts and financial goals, consider paying it forward with a tip!

If you want to continue paying it forward once Chime’s Pay Anyone incentive wraps up, explore our blog for practical tips on boosting your financial well-being and building better money habits. After all, the more you have, the more you can give.

Chime® is a financial technology company, not a bank. Banking services are provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card and the Chime Credit Builder Visa® Credit Card are issued by The Bancorp Bank, N.A. or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit and credit cards are accepted. Please see the back of your Card for its issuing bank.

While Chime doesn’t issue personal checkbooks to write checks, Chime Checkbook gives you the freedom to send checks to anyone, anytime, from anywhere. See your issuing bank’s Deposit Account Agreement for full Chime Checkbook details.

By clicking on some of the links above, you will leave the Chime website and be directed to a third-party website. The privacy practices of those third parties may differ from those of Chime. We recommend you review the privacy statements of those third party websites, as Chime is not responsible for those third parties' privacy or security practices.

Third-party trademarks referenced for informational purposes only; no endorsements implied.

‡ SpotMe® for Credit Builder is an optional, no interest/no fee overdraft line of credit tied to the Secured Deposit Account. SpotMe on Debit is an optional, no fee service attached to your Chime Checking Account (individually or collectively, “SpotMe”). Eligibility for SpotMe requires $200 or more in qualifying direct deposits to your Chime Checking Account each month.

Opinions, advice, services, or other information or content expressed or contributed here by customers, users, or others, are those of the respective author(s) or contributor(s) and do not necessarily state or reflect those of The Bancorp Bank, N.A. and Stride Bank, N.A. (“Banks”). Banks are not responsible for the accuracy of any content provided by author(s) or contributor(s).

¹ Information from Pew Research Center's Tipping Culture in America: Public Sees a Changed Landscape as of February 29, 2024:

² Information from U.S. Department of Labor’s Minimum Wage for Tipped Employees as of February 29, 2024:

* Pay Anyone transactions will be monitored and may be held, delayed or blocked if the transfer could result in fraud or another form of financial harm. Sometimes instant transfers can be delayed. Non-Chime members must use a valid debit card to claim funds.

Funds are automatically debited from your Checking Account and typically deposited into the recipient’s Checking Account within seconds. Pay Anyone transactions will be monitored and may be held, delayed or blocked if the transfer could result in fraud or another form of financial harm. Sometimes instant transfers can be delayed.

Address: 101 California Street, Floor 5, San Francisco, CA 94111, United States.

No customer support available at HQ. Customer support details available on the website.

© 2013-2024 Chime Financial, Inc. All rights reserved.