Get Paid Faster Using a Mobile Banking App

By Laura Klein
October 24, 2018
Chime is a financial technology company. Banking services provided by The Bancorp Bank or Stride Bank, N.A.; Members FDIC

Tired of waiting for that paycheck to come in? Then worry no more. Employees who are sick of having their paychecks get lost or stolen now have a way to be assured that it will not happen again. No more waiting, no more wondering when their pay will come through. With the use of a mobile banking application, money will be right at people’s fingertips in an instant. It’s as easy as 1-2-3.

Struggles of living paycheck to paycheck

Employees sometimes have to wait for their checks to be cleared before getting their hard-earned money. The time spent on waiting could have been used to pay bills on time or have easy access to money in case of emergencies. It is frustrating when there’s no cash in hand and something needs to be bought or paid.

A lot of people are also struggling to budget their money for important things while they wait for their paychecks. With limited time on their hands, everything gets piled up and people scramble with what to set aside their money for. Finances tend to be all over the place without proper money management. Sometimes living paycheck to paycheck means people are spending more rather than saving money. The question now is how to avoid these kinds of problems.

How to start getting paid early:

People now have the opportunity to receive their pay two days early in just a few clicks. Chime Account is an online banking app which offers a feature that would be beneficial for employees. This feature allows its users to receive earlier pay than those who don’t use this. When employers release salaries, it is automatically deposited in the employee’s bank account. No more waiting for days to receive a check.

Banking consumers that would like to receive pay early just need to follow these steps simple steps:

  1. Download the Chime app and apply for an account
  2. Fill out the pre-filled direct deposit form, print, and give it to employer and;
  3. Wait for it to be approved and then enjoy an early pay.

With this, consumers don’t have to worry about their money getting lost in the mail. The app allows people to have direct access to their money anytime, anywhere. It’s very convenient for those who do not have the time to deposit checks personally at the bank or ATM. The Chime app also alerts its users whenever their employers have deposited their salaries. So whether the user is at work, relaxing at home, or out getting groceries, a notification will be sent to their phones when the money is received.

See? The steps to make a convenient and hassle-free way of receiving pay early is fairly easy. With the help of the mobile banking app, it is easy to control finances and plan how much one should save. It’s also less headache for people who have a busy life by allowing them to access their money quickly and easily. This could be an effective solution to money handling problems.

This page is for informational purposes only. Chime does not provide financial, legal, or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for financial, legal or accounting advice. You should consult your own financial, legal and accounting advisors before engaging in any transaction.

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