Chime Free Mobile Payment App
Pay Friends. Always Free.
Pay Friends is a payment app feature that is built into your mobile bank account. Instantly send money to your friends, family, or roommates when they open a Chime Spending Account.
Mobile Payments Done Right
That starts with no fees. Ever. We believe sending money should always be free, so we do not charge the common wire fees charged by other mobile payment apps, because you can transfer money for free between Chime online bank accounts. Just like our commitment to providing you a Spending Account with no hidden fees, when you pay friends, family, or anyone, there will always be no fees.
Access Your Money Instantly from other Chime Members
Pay Friends is different than other Peer 2 Peer (P2P) payment apps because Pay Friends is connected to your bank account. No need to worry about connecting your Chime Spending Account to yet another money transfer app, simply use Pay Friends with total convenience.
Mobile Payments on iPhone® & Android™
Pay Friends is available on both iOS and Android and can be used to transfer money to friends regardless of which device they use. Pay Friends will automatically pull in your contacts from your contact list to help you find and pay friends quickly. You can also pay friends or family using their phone number or email address.
4 Reasons to Use Pay Friends vs. Other P2P Apps
Here’s how our Pay Friends transfers compare to other payment apps:*
How to Start Mobile Paying Your Friends
Send money in a snap:
- Open the Chime mobile app and tap ‘Pay Friends’.
- Input your friend’s email or phone number or select them from your contact list.
- Enter the amount of money you want to transfer and click ‘Send’
Your friend will receive a message with directions on how to sign up for a Chime Spending Account and claim the money if they don’t have Chime. Remember, Chime mobile payments are always free!