Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank or Stride Bank N.A.; Members FDIC

Send and Receive Money

Pay anyone the fee-free way

Pay friends and family, no matter what bank account they use. They claim funds to their bank account, instantly¹ and fee-free. No sign-up needed.

Send money instantly, to anyone

They never pay instant cash-out fees

All payments are safe and secure

Pay anyone instantly1

Send money using a member’s $ChimeSign or to non-members who can claim to their bank account, no sign-up needed.

Cash-out fees?
Not our bag.

When you pay with Chime, you’re helping friends and family avoid instant cash-out fees.

Your payments are protected

Paying with Chime isn’t just safe, it’s protected too. Deposits in Chime accounts are FDIC insured through The Bancorp Bank or Stride Bank; Members FDIC.

Share more than money

Add an emoji or drop some LOLZ. After all, it’s not just money, it’s money from you.

How it works

  • Tap "Pay Anyone" to find a friend or enter their $ChimeSign. You can pay by email or phone # for someone who isn’t on Chime

How it works

  • Enter a dollar amount and note
    (like an emoji)

How it works

  • Choose “Pay” Non-members have 14 days to claim their money by entering their debit card details. Friends on Chime get money instantly.

Banking services provided by The Bancorp Bank or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Chime Visa® Credit Builder Card is issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see back of your Card for its issuing bank.

While Chime doesn’t issue personal checkbooks to write checks, Chime Checkbook gives you the freedom to send checks to anyone, anytime, from anywhere. See your issuing bank’s Deposit Account Agreement for full Chime Checkbook details.

By clicking on some of the links above, you will leave the Chime website and be directed to a third-party website. The privacy practices of those third parties may differ from those of Chime. We recommend you review the privacy statements of those third party websites, as Chime is not responsible for those third parties' privacy or security practices.

1 Sometimes instant transfers can be delayed. The recipient must use a valid debit card to claim funds. Once you are approved for a Chime Checking Account, see your issuing bank’s Deposit Account Agreement for full Pay Anyone Transfers details. Please see the back of your Chime debit card for your issuing bank. See Terms and Conditions

© 2013-2022 Chime. All Rights Reserved.