Timothy Moore

Certified Financial Education Instructor®

Timothy Moore, CFEI^®, is a personal finance writer and editor. Find his work on Forbes, USA Today, The Penny Hoarder, Business Insider, TIME Magazine, SoFi, and more.

The latest from Timothy

How Much Money Should You Keep in Your Checking Account?

Banking Basics

Fraud vs. Scams: What’s the Difference?

Safety & Security

Tax Refund Deposited Into the Wrong Account? Here’s What to Do

Taxes

The Best Tax Deductions and Credits You Should Know About

Taxes

How to File Independent Contractor Taxes

Taxes

What Is Fintech? Definition, Uses, and Impact Explained

Banking Basics

Crypto for Beginners: A Complete Guide

Banking Basics

How to Apply for a Credit Card in 7 Steps

Credit

Average Cost for Car Maintenance in 2026

Money Habits

Should You Get a Joint Account With Your Partner?

Money Habits

How to Send Money Online

Banking Basics

What Is a Returned Check Fee? Definition, Costs, and How To Avoid Fees

Banking Basics

What is a Debit Card? How They Work, Fees, and More

Banking Basics

What is a Cashless Society? What Are the Pros and Cons?

Banking Basics

How to Buy a Used Car on a Budget

Money Habits

Best Student Loans With No Credit Check

Managing Debt

How to Borrow Money: 7 Best Ways

Payday

What Is Compound Interest, and How Does It Work?

Banking Basics

Hard Money Loans: A Complete Guide

Managing Debt

11 Holiday Budgeting Tips for a Season of Joy (Not Debt)

Money Habits

Top 9 Most Common Scams and How to Avoid Them

Safety & Security

5 Steps to Take If Someone Opens a Credit Card in Your Name

Safety & Security

How to Read a Pay Stub

Payday

Moving Back in With Parents: Is It the Right Move for You?

Money Habits

7 Best Driving Apps to Make Money

Money Habits

6 Tips for Managing Delinquent Accounts

Banking Basics

How Many Credit Cards Should I Have?

Credit

How to Read a Credit Report

Credit

Should You Lease or Buy a Car?

Money Habits

6 Tips to Avoid P2P Fraud and Money Scams

Safety & Security

9 Ways to Lower Your Electric Bill This Summer

Money Habits