Chime® is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

Eric Rosenberg

Eric Rosenberg, CFEI®, is a financial writer, speaker, and consultant based in Ventura, California. He is an expert in topics including banking, credit cards, investing, cryptocurrency, insurance, real estate, and business finance. He has professional experience as a bank manager and nearly a decade in corporate finance and accounting. His work has appeared in many online publications, including Business Insider, Nerdwallet, Investopedia, and U.S. News & World Report. You can connect with him and learn more at EricRosenberg.com.

Chime® is a financial technology company, not a bank. Banking services are provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card and the Chime Credit Builder Visa® Credit Card are issued by The Bancorp Bank, N.A. or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit and credit cards are accepted. Please see the back of your Card for its issuing bank.

While Chime doesn’t issue personal checkbooks to write checks, Chime Checkbook gives you the freedom to send checks to anyone, anytime, from anywhere. See your issuing bank’s Deposit Account Agreement for full Chime Checkbook details.

By clicking on some of the links above, you will leave the Chime website and be directed to a third-party website. The privacy practices of those third parties may differ from those of Chime. We recommend you review the privacy statements of those third party websites, as Chime is not responsible for those third parties' privacy or security practices.

Third-party trademarks referenced for informational purposes only; no endorsements implied.

‡ SpotMe® for Credit Builder is an optional, no interest/no fee overdraft line of credit tied to the Secured Deposit Account. SpotMe on Debit is an optional, no fee service attached to your Chime Checking Account (individually or collectively, “SpotMe”). Eligibility for SpotMe requires $200 or more in qualifying direct deposits to your Chime Checking Account each month.

*Out-of-network ATM withdrawal fees may apply except at MoneyPass ATMs in a 7-Eleven, or any Allpoint or Visa Plus Alliance ATM.

1 Information from Amazon.com as of June 21, 2023: https://www.amazon.com/Amazon-Visa/dp/B007URFTYI.

2 Information from Citi Costco Anywhere Visa Credit Card as of June 21, 2023: https://www.citi.com/credit-cards/citi-costco-anywhere-visa-credit-card.

3 Information from My Kohl's Charge as of June 21, 2023: https://www.kohls.com/sale-event/my-kohls-charge.js

4 Information from Walmart.com as of June 21, 2023: https://www.walmart.com/cp/walmart-credit-card/632402

5 Information from Lowe's Consumer Credit Center as of June 21, 2023: https://www.lowes.com/l/Credit/consumer-credit-center.

6 Information from Target RedCARD Program Rules as of June 21, 2023: https://www.target.com/redcard#program-rules

7 Information from REI Co-Op Mastercard as of June 21, 2023: https://www.rei.com/membership/mastercard.

8 Information from Do Retail Cards Affect Your Credit Score as of June 21, 2023: https://www.experian.com/blogs/ask-experian/do-retail-credit-cards-affect-your-credit-score/.

9 Information from What is a Credit Score as of June 21, 2023: https://www.consumerfinance.gov/ask-cfpb/what-is-a-credit-score-en-315/.

~ Out-of-network ATM withdrawal and over the counter advance fees may apply except at MoneyPass ATMs in a 7-Eleven, or any Allpoint or Visa Plus Alliance ATM.

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