Timothy Moore is a personal finance writer and editor. Find his work on Forbes, USA Today, The Penny Hoarder, Insider, SoFi, and more.
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1On-time payment history can have a positive impact on your credit score. Late payment may negatively impact your credit score. Chime will report your activities to Transunion®, Experian®, and Equifax®. Impact on your credit may vary, as Credit scores are independently determined by credit bureaus based on a number of factors including the financial decisions you make with other financial services organizations.
2Information from Statista as of January 23, 2023: https://www.statista.com/statistics/453122/share-of-new-vehicles-on-lease-usa/
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