Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank N.A.; Members FDIC

Chime Guides

How to Deposit¹ Cash Into Your Chime Account

Depositing cash to your Chime account has never been easier. You can deposit cash for free at Walgreens or make deposits at other retail locations.

Chime Team • October 18, 2022

In This Article

  1. Chime cash deposit partner locations
  2. Deposit cash at Walgreens
  3. Add money to your Chime account at other retailers
  4. Using ATMs with Chime
  5. FAQs
  6. Cash in, cash out with Chime

Depositing cash into a bank account can be less convenient than using mobile check deposit or direct deposit for checks. And it can be a hassle if you don’t have a branch nearby.

But here’s the good news: you don’t have to worry about deposit headaches when you bank through Chime. We make it easy to add cash to your account at 8,500+ Walgreens locations for free.¹ And you can also deposit money through other retail partners. 

Keep reading to learn how to make the most of this feature.

Enjoy free cash deposits at any Walgreens location when you open a Chime Checking Account.

Chime cash deposit partner locations

Where can I add money to my Chime Visa® Debit Card? The short answer is: more places than you might think. 

Chime cash deposit locations include 8,500+ Walgreens stores. You can deposit cash in person with no fee.

But Chime deposit partners aren’t limited to Walgreens. You can also deposit cash at over 75,000 retail locations, including:

  • Walmart
  • CVS
  • 7-Eleven

Cash deposits made at Walgreens or other retailers will typically arrive in your Chime account within minutes, though some may take up to two hours.

You can make cash deposits at retailers like Walgreens long after the closing hours of traditional banks. Gig workers and anyone working irregular hours can deposit cash when and where it’s convenient.

Chime Pro Tip

You can also set up direct deposit to your Chime account and get paid up to two days early.²

Deposit cash at Walgreens

Depositing cash to your Chime account at Walgreens is a simple process. Here’s how it works:

  1. Go to the register
  2. Give the cashier your money and Chime Visa® Debit Card
  3. Walk away ready to spend, save, or send money via Pay Anyone³

There’s no fee to add cash to your account at Walgreens. And you can visit any of Walgreens’ 8,500+ stores, which is more walk-in locations than you’d have using any bank in the US. 

There are a few limits to know when making a deposit at Walgreens. You’re limited to:

  • Three (3) deposits per day
  • $1,000 per day
  • $10,000 per calendar month

Whether your roommate pays you their share of the rent, your friends pay back the money you sent them on Pay Anyone, or you sell an old cellphone to make a few bucks, you can take that cash straight to Walgreens to deposit it to your Chime account.

Add money to your Chime account at other retailers

Not sure where to load a Chime card when there isn’t a Walgreens around? You can still deposit cash to your Chime account at more than 75,000 retail locations across the U.S. Find the closest cash deposit location in the Chime app!

Adding cash at Walmart, CVS, or other retailers isn’t that different from adding cash at Walgreens. You’ll need to give the cashier your Chime card and the cash you want to deposit.

There is one thing to know, however. Cash deposit fees may apply if using a retailer other than Walgreens.

It’s up to retailers to decide what to charge. If you’re all about avoiding fees, depositing cash at Walgreens might be the better option. Finding a Walgreens cash deposit location is simple with the Chime app. 

To do that, you’d simply:

  1. Open the Chime app
  2. Tap Move Money
  3. Select Deposit Cash 
  4. Tap to see Walgreens locations near you

If there are no Walgreens near you, you’ll also be able to view other locations where you can deposit cash to your Chime account. When possible, we show you the deposit fee in-app for locations other than Walgreens.

Using ATMs with Chime

You might be wondering if you can add money to a Chime account at an ATM. Unfortunately, you won’t be able to deposit cash at an ATM. 

You can, however, withdraw cash at more than 60,000 fee-free ATM locations.³ Some of the places you can find fee-free ATMs to withdraw cash include: Walgreens, 7-Eleven, Target, CVS Pharmacy, and Circle K.

Chime Pro Tip

If you need to find a nearby ATM, you can use the ATM Map in the Chime app.

FAQs

Where can I load my Chime card?

To deposit¹ cash into your Chime Checking account, visit one of Chime’s cash deposit partners at over 75,000 retailer locations. To find a nearby cash deposit partner: 

  • Go to the app
  • Tap Move Money 
  • Select Deposit Cash 
  • Tap See locations near me 

When you’re at the retailer location, ask the cashier to deposit the cash to your Chime Checking Account and give them your Chime Visa® Debit Card. You can make up to three deposits every 24 hours. 

Deposit cash for free to your Chime Checking Account at Walgreens locations (including Duane Reade). 

Other third-party money transfer services you can use to add funds to your Chime Checking Account might set their own fees or limits. For instance: 

  • Fees per transaction 
  • Additional daily, weekly, or monthly limits on the frequency or amount of cash you may add to your checking account  

Does Chime deposit on weekends?

Chime’s direct deposit schedule is Monday through Friday. Our bank partners don’t process payments on weekends or bank holidays. Check out our 2022 holiday schedule to learn more about direct deposit timing. 

If you anticipate your direct deposit will drop over the weekend, that money will show up in your Chime account the following Monday. Your funds should appear the next business day if it’s a holiday.

Can you deposit cash at an ATM for Chime?

Chime does not accept cash deposits at ATMs. You can still deposit cash at Walgreens or other retail locations. And you can set up direct deposit for your paychecks or schedule an ACH transfer from a linked account at an external bank. 

Can you load a Chime card at Walgreens?

Yes, you can add cash to your Chime account at 8,500+ Walgreens locations. You’ll just need to have your Chime card and your cash. Deposit cash for free into your account at Walgreens.

Cash in, cash out with Chime

Adding cash to your Chime account is quick and easy, and you can do it for free at Walgreens. Adding money to your account when you need it means you don’t have to wait to pay bills, buy groceries, or work on your savings goals. And, of course, we make getting money from your Chime account just as convenient. 

Locate any of our 60,000+ fee-free ATMs4 to withdraw cash from your account whenever you need it.

Chime is a financial technology company, not a bank. Banking services and debit card provided by The Bancorp Bank, N.A. or Stride Bank, N.A.; Members FDIC. Credit Builder card issued by Stride Bank, N.A.

While Chime doesn’t issue personal checkbooks to write checks, Chime Checkbook gives you the freedom to send checks to anyone, anytime, from anywhere. See your issuing bank’s Deposit Account Agreement for full Chime Checkbook details.

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Opinions, advice, services, or other information or content expressed or contributed here by customers, users, or others, are those of the respective author(s) or contributor(s) and do not necessarily state or reflect those of The Bancorp Bank, N.A. and Stride Bank, N.A. (“Banks”). Banks are not responsible for the accuracy of any content provided by author(s) or contributor(s).

1 The retailer that receives your cash will be responsible to transfer the funds for deposit into your Chime Checking Account. Cash deposit fees may apply if using a retailer other than Walgreens.

2 Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.

3 The recipient must use a valid debit card to claim funds. See your issuing bank's Deposit Account Agreement for full Pay Anyone Transfers details.

4 Out-of-network ATM withdrawal fees may apply except at MoneyPass ATMs in a 7-Eleven, or any Allpoint or Visa Plus Alliance ATM.

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