How to join the Credit Builder waitlist

By Chime Team
June 30, 2020

Hello, Credit Builder! 👋

We’re excited to announce that, starting today, Chime members can sign up to join our Credit Builder waitlist! 🎉 

Credit Builder is our no fee, 0% APR secured credit card that helps you build your credit. Each month, we report payments to the major credit bureaus so everyday purchases like gas, groceries, bills, and subscriptions can all count towards your credit score.

2 ways to join the Credit Builder waitlist

Joining the waitlist is super easy. And the best part is that it does not require a hard credit check to join the waitlist or to get the Credit Builder card. On average, it takes less than two minutes! 😱 

Here are 2 ways that you can join the waitlist:

Magic Link ✨

Are you a Chime member? Are you reading this on your phone? You should be able to access the waitlist directly through this magical link here.

Chime App 📱

1. Open your Chime app

How to join Chime Credit Builder waitlist 1

2. Find the “Credit Builder Card” section in Settings and click on “Get early access” 

How to join Chime Credit Builder waitlist 2

3. Join the waitlist! 🎉

How to join Chime Credit Builder waitlist 3

4. Invite your friends to jump to the top of the line! 👯‍♀️

How to join Chime Credit Builder waitlist 4 invite friends

🚩 Make sure you have the most up-to-date version of your Chime app. 

Important things to know

 🤗 Who can join the waitlist?

  1. Anyone with a Chime Spending Account can join the waitlist.
  2. To be eligible for the Credit Builder card, you will need to receive direct deposits totaling $200 or more. Be sure to set up direct deposit if you haven’t already!

🤔 Don’t see Credit Builder in your settings? 

Update your app to the latest version to join!

👀 Check your status on the waitlist

Once you’re on the list you can go to Settings to check your status at any time. 

Chime Credit Builder Check Status Waitlist

☝️ The waitlist is only currently available to Chime members. New to Chime?

Now you’re ready to start building credit

Sweet! You’ve taken an important step towards building a great credit score—you should totally give yourself a pat on the back right about now. And remember, whether small or big, now all your purchases can count towards building credit! 🤗 

Check out our Credit Builder page for more info.


Banking services provided by The Bancorp Bank or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Chime Visa® Credit Builder Card is issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see back of your Card for its issuing bank.

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Opinions, advice, services, or other information or content expressed or contributed here by customers, users, or others, are those of the respective author(s) or contributor(s) and do not necessarily state or reflect those of The Bancorp Bank and Stride Bank N.A. (“Banks”). Banks are not responsible for the accuracy of any content provided by author(s) or contributor(s).

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