Chime Credit Builder Secured Visa® Credit Card
Travelers – credit card with no credit check to apply
- No annual fee or interest¹
- No credit check to apply
- No minimum security deposit required²
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For Chime Checking Account holders5
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Still have questions about
Chime’s credit card?FAQs
Are there credit cards for travel?
Yes! There are many credit cards used for travel. Travel credit cards are helpful for people looking for travel-related benefits, such as airline miles, hotel points, travel insurance, and lounge access. In fact, some credit cards even allow travelers to redeem miles or points for flights, hotel stays, and car rentals.
Is it better to use a credit card or debit card for traveling?
Choosing a credit card or debit card for travel depends on what you're looking for. While credit cards provide point rewards, consumer protection, travel benefits, and the ability to build credit, debit cards are useful for budgeting and help limit the risk of debt since you use your funds from your Checking Account. The best choice depends on what you're looking for while traveling.
Is it good to have a credit card for travel?
Yes, having a credit card for travel can help you get the most out of your next trip. You can earn travel points or miles rewards, avoid foreign transaction fees with some cards, or relax in an exclusive airport lounge before your flight. You can also build credit during your travels by using your credit card to pay for your food, transportation, and other travel needs.
How do I qualify for a credit card for travel?
Once you apply for a credit card, the issuer will usually take a look at your credit score (each issuer will likely have different credit score requirements), monthly income, credit history, debt-to-income ratio, and other factors. They will then use this information to determine whether or not you qualify and your maximum credit limit.
What are the benefits of a credit card for travel?
The benefits of credit cards for travel help frequent travelers explore the world with more convenience. The majority of these credit cards earn points and miles that can be redeemed for hotel stays or flights. Additionally, some may offer cashback on your purchases, no foreign transaction fees, travel insurance, access to airport lounges, and some even have concierge services to help you plan your trip.