Sophie Isbell

Sophie is a personal finance writer covering topics such as saving, investing, credit repair, and holistic financial wellness. Specifically, she’s interested in making wealth-building more accessible for all.

The latest from Sophie

How to Avoid a Tax Audit

Taxes

What Is Fica On My Paycheck? How it Works in 2025

Taxes

Secured Credit Card vs. Unsecured Credit Card: Which Is Right for You?

Credit

Romance Scams: Scam Tactics to Know and How to Avoid Them

Safety & Security

What Is a Personal Line of Credit? How It Works + Pros and Cons

Managing Debt

How To Calculate Discretionary Income

Banking Basics

What Is a Traveler’s Check? Definition and How to Use

Banking Basics

Statement Balance vs. Current Balance: What’s the Difference?

Banking Basics

How to Get Overdraft Fees Refunded: The Ultimate Guide

Banking Basics

What Is a Certificate of Deposit?

Banking Basics

College Savings Calculator: Estimate How Much to Save

Calculators

How to Choose a Financial Advisor

Money Habits

Building Credit Without a Credit Card: 10 Ways Explained

Credit

How to Get a Credit Card as a Student in 5 Steps

Credit

How to Save for College: 4 Best College Fund Options

Money Habits

40 Side Hustle Ideas to Make Money Outside of Your 9-5

Money Habits

How to Get a Mortgage: A 7-Step Guide

Money Habits

Money Market Account Explained + 5 Best Options

Banking Basics

Generational Wealth 101 + Famous Examples to Learn From

Money Habits

34 Money Saving Hacks

Money Habits

How To Cancel a Credit Card: A 6-Step Guide for 2023

Credit