Chime® is a financial technology company, not a bank. Banking services, credit, and debit card provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

Sophie Isbell

Sophie is a personal finance writer covering topics such as saving, investing, credit repair, and holistic financial wellness. Specifically, she’s interested in making wealth-building more accessible for all.
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Chime® is a financial technology company, not a bank. Banking services are provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card and the Chime Credit Builder Visa® Credit Card are issued by The Bancorp Bank, N.A. or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit and credit cards are accepted. Please see the back of your Card for its issuing bank.

While Chime doesn’t issue personal checkbooks to write checks, Chime Checkbook gives you the freedom to send checks to anyone, anytime, from anywhere. See your issuing bank’s Deposit Account Agreement for full Chime Checkbook details.

By clicking on some of the links above, you will leave the Chime website and be directed to a third-party website. The privacy practices of those third parties may differ from those of Chime. We recommend you review the privacy statements of those third party websites, as Chime is not responsible for those third parties' privacy or security practices.

Third-party trademarks referenced for informational purposes only; no endorsements implied.

* Chime Checking Account is required to be eligible for a Savings Account.

1 Information from Federal Register’s Regulation D: Reserve Requirements of Depository Institutions as of 4/3/2023: https://www.federalregister.gov/documents/2020/04/28/2020-09044/regulation-d-reserve-requirements-of-depository-institutions

2 Information from Discover’s Money Market Account as of 4/6/2023: https://www.discover.com/online-banking/money-market/?cmpgnid=affl-bk-CJ&src=S00000LIK&van=Dbank&dclid=CPG5lcPTlf4CFcTawAodIFcMuw

3 Information from Sallie Mae’s Money Market Account as of 4/6/2023: https://www.salliemae.com/banking/money-market-account/

4 Information from Western Bank as of 4/6/2023: https://apps.westernbanks.com/

5 Information from Connexus Credit Union’s Money Market Accounts as of 4/6/2023: https://www.connexuscu.org/accounts/money-market/

6 Information from Vio Bank as of 4/6/2023: https://www.viobank.com/#:~:text=CD%20Accounts%3A%20Minimum%20%24500%20deposit,Minimum%20%24100%20deposit%20to%20open

7 Information from Federal Deposit Insurance Corporation’s National Rates and Rate Caps as of 4/3/2023: https://www.fdic.gov/resources/bankers/national-rates/index.html

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