Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank or Stride Bank N.A.; Members FDIC

Stimulus payments are coming. We’ve got your back with SpotMe

By Chime Team
December 28, 2020

A lot has changed since the first round of stimulus payments in April. What hasn’t changed is our commitment to our members. 

A second wave of stimulus payments is coming. And we know that every minute counts. So we’re offering temporary access to $200 of spending power through SpotMe to a random selection of eligible Chime members.

We’re happy that we can now offer this temporary increase in spending power to 5X more members than we were able to in April, and hope it brings financial peace of mind in advance of stimulus payments. 

If you’re eligible keep in mind that:

The new SpotMe limit is temporary and limits will be adjusted to normal levels once stimulus payments are distributed. 

All eligible members will be notified through email, so keep on the lookout for additional notifications in your inbox. 

This increase cannot be combined with any offers or other bonuses. Your maximum SpotMe limit is $200.

Your increased SpotMe limit is not an advance from Chime, a loan, or an addition to the government stimulus. 

We can’t guarantee that any individual will receive a government stimulus payment. 

And remember, Chime members who direct deposit will also receive their stimulus checks up to 2 days faster than some banks¹. No matter what your current situation is, we hope having faster access to this money will help put your mind at ease. 

We’ve got your back. 

We want to hear from you. Share some ❤️ using #ChimeCares on Twitter or share on Facebook

This page is for informational purposes only. Chime does not provide financial, legal, or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for financial, legal or accounting advice. You should consult your own financial, legal and accounting advisors before engaging in any transaction.

Chime is a financial technology company, not a bank. Banking services and debit card provided by The Bancorp Bank or Stride Bank, N.A.; Members FDIC. Credit Builder card issued by Stride Bank, N.A.

While Chime doesn’t issue personal checkbooks to write checks, Chime Checkbook gives you the freedom to send checks to anyone, anytime, from anywhere. See your issuing bank’s Deposit Account Agreement for full Chime Checkbook details.

By clicking on some of the links above, you will leave the Chime website and be directed to a third-party website. The privacy practices of those third parties may differ from those of Chime. We recommend you review the privacy statements of those third party websites, as Chime is not responsible for those third parties' privacy or security practices.

Opinions, advice, services, or other information or content expressed or contributed here by customers, users, or others, are those of the respective author(s) or contributor(s) and do not necessarily state or reflect those of The Bancorp Bank and Stride Bank N.A. (“Banks”). Banks are not responsible for the accuracy of any content provided by author(s) or contributor(s).

¹Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.

© 2013-2022 Chime. All Rights Reserved.