Stimulus payments are coming. We’ve got your back with SpotMe

By Chime Team
December 28, 2020
Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank or Stride Bank, N.A.; Members FDIC

A lot has changed since the first round of stimulus payments in April. What hasn’t changed is our commitment to our members. 

A second wave of stimulus payments is coming. And we know that every minute counts. So we’re offering temporary access to $200 of spending power through SpotMe to a random selection of eligible Chime members.

We’re happy that we can now offer this temporary increase in spending power to 5X more members than we were able to in April, and hope it brings financial peace of mind in advance of stimulus payments. 

If you’re eligible keep in mind that:

The new SpotMe limit is temporary and limits will be adjusted to normal levels once stimulus payments are distributed. 

All eligible members will be notified through email, so keep on the lookout for additional notifications in your inbox. 

This increase cannot be combined with any offers or other bonuses. Your maximum SpotMe limit is $200.

Your increased SpotMe limit is not an advance from Chime, a loan, or an addition to the government stimulus. 

We can’t guarantee that any individual will receive a government stimulus payment. 

And remember, Chime members who direct deposit will also receive their stimulus checks up to 2 days faster than some banks¹. No matter what your current situation is, we hope having faster access to this money will help put your mind at ease. 

We’ve got your back. 

We want to hear from you. Share some ❤️ using #ChimeCares on Twitter or share on Facebook


¹Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.

Banking services provided by The Bancorp Bank or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Chime Visa® Credit Builder Card is issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see back of your Card for its issuing bank.

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