Chime® is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

Get up to $500 before
payday with MyPay™.

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The #1 most loved banking app.

Chime Visa Debit Card

Overdraft fee-free with SpotMe.®

We’ll spot you up to $200 on debit card purchases with no overdraft fees. Eligibility requirements apply.2

Get paid
when you say.

Life doesn’t wait for payday, and you shouldn’t have to either. Get up to $5003 of your pay before payday. Finally, you’re in control. There’s no interest4. No credit check. No mandatory fees.

Get paid early.

Set up direct deposit and get your paycheck up to 2 days earlier than some of your co-workers!5

No overdraft. No minimum balance. No monthly fees. No foreign transaction fees. 50,000+ fee-free ATMs6 at stores you love, like Walgreens®, CVS®, 7-Eleven®, and Circle K. Out-of-network fees apply.

Credit Builder app on mobile device and Chime Visa credit card

A new way to build credit.

Help increase your FICO Score® by an average of 30 points with our new secured credit card.7 No interest, no annual fees, no credit check to apply. Eligibility requirements apply.8

Regular on-time payment history can have a positive impact on your credit score.

Pay Anyone the fast, fee-free way.

Pay friends and family fee-free, no matter what bank account they use. They can cash out instantly9 and securely, no sign-up needed.

2.00% Annual Percentage Yield (APY).10 Set money aside with Automatic Savings features. And never pay a fee on your Savings Account.

Chime member depositing cash at Walgreens register
Chime app notification after cash deposit

Chime | Walgreens
Make fee-free
cash deposits11
at Walgreens®.

Deposit cash fee-free, exclusively at Walgreens®.
Walk right up to the counter at over 8,000
convenient locations, more than any bank
in the US.

Stay in control with alerts.

You’re always in-the-know with balance notifications and transaction alerts.

Security &
support you

can trust.

Security &
support you

can trust.

Serious security

Chime uses secure processes to protect your information and help prevent unauthorized use

Protection and peace of mind

Your funds are FDIC insured up to $250,000 through The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

Anytime, anywhere support

If you need help, Chime’s support channels are standing by 24/7. Reach our friendly team by phone, in the app, or check out the Help Center.

Learn more

Get started.

Applying for an account is free and takes less than 2 minutes. It won’t affect your credit score!