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Whether you need money for the back-to-school season, want to jumpstart your holiday savings, or save for a vacation, selling stuff online can be an easy way to generate extra cash.

You don’t have to be an expert at sales to make money this way. You can list items and sell them right from your smartphone or tablet.

Here are some of the best apps for selling your stuff.

1. OfferUp

OfferUp is a popular app that helps you sell your items locally and fast. You can sell everything from electronics to clothing to vehicles and art.

How to list an item

  • Write a description
  • Upload a picture
  • Set a price and your location

Interested buyers can message you and make you an offer.

With OfferUp, you get a certain amount of free listings each month. The number changes depending on the category of the listing. For instance, if you’re listing a car, you only get one free listing a month. If you’re listing jewelry, you get up to 25 free listings.¹

You have to pay a fee if you exceed the number of free listings. You can get a subscription package to list additional items in a category.

You’re also responsible for the service fee when you ship an item. This is 12.9% of the final price, with a minimum fee of $1.99.² This fee is automatically deducted from the final sale price. If there are no issues with shipping, you can expect payment within five business days.

Another great feature of this app is that buyers and sellers can list their profiles with ratings to see their credibility. OfferUp is a great app to sell items to people in your area.

Available on iOS, Android, and desktop; however, you can only post items for sale using the mobile app.

2. Vestiaire Collective

If you want a marketplace specializing in preloved luxury goods, check out Vestiaire Collective. You can list items including designer handbags, clothing, shoes, jewelry, and accessories.

How to list an item

  • Write an item description, including the brand, condition, and price
  • Upload your best photos

Vestiaire Collective will send you a prepaid label to ship your item. Their experts will check and approve your item, package, and ship it. You can expect payment the next working day after it is shipped.3

On items priced between $80 to $13,000, there is a selling fee of 15%. On items below $80, there is a fixed fee of $12. There is also a payment processing fee of 3%, which covers the external processing costs of the transaction. For sales under $80, you have to pay a flat processing fee of $3.3

If you want to list small, inexpensive, or non-designer items, Vestiaire Collective is probably not the right site for you, as it will not accept items listed under $18.

Available on iOS, Android, and desktop.

3. Poshmark

If you want to downsize your closet, download the Poshmark app.

Poshmark is a popular app for selling trendy fashion, home decor, and beauty products. If you have gently used clothing or accessories in good condition, it’s worth trying this app.

How to list an item

  • Take a photo
  • Upload to your Poshmark closet
  • Share with your network

When you make a sale, Poshmark creates your printable shipping label so you can send the item to the customer. They charge a fee of $2.95 when you make a sale under $15.4

For sales over $15, you keep 80% of the profit, and Poshmark takes 20%. After the buyer receives the item, you should see money in your Poshmark account three days after delivery.5

While Poshmark has a vast network of shoppers looking to buy products, with a 20% selling fee, it charges more than other apps.

Available on iOS, Android, and desktop.

4. Facebook Marketplace

If you’re on Facebook, you should check out the Facebook Marketplace to help you sell your stuff. You can list almost anything on Marketplace, including clothing, furniture, electronics, toys, and more.

How to list an item

  • Write an item description
  • Upload your best photos
  • Share with your network

If someone is interested in buying your items and contacts you, this will appear in your messages on the Messenger app.

You can arrange a local meetup with a buyer or use an online method like PayPal. If you decide on a cash transaction, try to meet up in a public place and bring a friend or family member if possible.

When you sell an item locally and collect the money yourself, there are no fees associated with selling on Facebook Marketplace.

Available on iOS, Android, and desktop.

Ready to put your savings to work? Open a Chime high-yield savings account* to watch your money grow.

5. Craigslist

Founded in 1995, Craigslist is one of the earlier online marketplaces, and millions of users still use it today to sell almost anything to local buyers. You can sell anything from antique items to boat parts, houses, and everything in between.

How to list an item

  • Choose your city
  • Add clear images
  • Include price and description

You can edit, review, and update your listing at any time. You can also manage multiple accounts from your phone.

Listing an item on Craigslist is free except for specific postings, including commercial real estate and vehicle postings.6

One of the main benefits of using Craiglist is that you can sell almost anything, no matter how big or small. However, Craigslist is a massive marketplace, and people might skip over your item among many similar postings.

When meeting in person, make sure buyers pay you in cash or securely via a P2P transfer with services like Chime’s Pay Anyone.

6. eBay

eBay is another online marketplace where you can sell most items, like electronics, collectibles, fashion, toys, and sporting goods.

How to list an item

  • Write a description
  • Upload a photo

eBay charges two main fees – an insertion fee and a final value fee. The insertion fee is another name for a listing fee. Depending on the item category you’re selling, you have a certain number of free listings. If you go over this number, you must pay an insertion fee of $0.35 per listing.7 For items including clothing, shoes, accessories, jewelry, watches, and more, you have 250 free listings per month.

The final value fee also depends on the category of the item you’re selling. It’s a percentage of the final order amount plus $0.30 per order. For instance, if you’re selling a handbag, you will pay 15% of the total sale amount up to $2,000. Then you pay 9% if the total sale amount is over $2,000, plus $0.30.

When you sell on eBay, your payouts are linked to your checking account. You can schedule daily, weekly, biweekly, or monthly payouts. If you choose daily payout, you can expect payment two business days after confirming the buyer’s order.

Like Craigslist, a benefit of selling on eBay is that you can sell almost anything. However, unlike Craigslist, fees are associated with every item you sell.

Available on iOS, Android, and desktop.

7. Etsy

If you like to create handmade goods and crafts or have a collection of vintage items you want to sell, download the Etsy app. Etsy is a global marketplace that sells unique items to millions of customers.

How to list an item

  • Create an account
  • Set your shop location
  • Choose your shop name
  • Select a payment and billing method

There are three main fees on Etsy – a listing fee, a transaction fee, and a payment processing fee. The listing fee is $0.20. Once an item sells, you have to pay a transaction fee of 6.5% of the sale price. If you use Etsy’s payment processing service, you must pay an additional 3% plus $0.25 on item sales.8

You can choose when you get paid by setting a daily, weekly, biweekly, or monthly deposit schedule.

Available on iOS, Android, and desktop.

8. thredUP

ThredUP promotes online thrifting to support sustainability and sells pre-used fashion for women and children.

Using thredUP’s Clean Out service, they send you a bag for $2.99, which also covers shipping. You can use your box if you don’t want to pay for the bag.9

You place the provided shipping label on the bag and drop it off at FedEx or USPS.

How to list an item

  • Ship your stuff to thredUP
  • thredUp will inspect, photograph, and list your items for you

ThredUP will package and send your items to the buyers when the items sell.

You receive cash or shopping credit for eligible items. There is a $14.99 payment processing fee, or you can pay more for expedited processing at $25.98.

How much you make depends on the type of items you list:

  • Premium/designer brands: Up to 80% of the selling price10
  • Mid-priced brands: Up to 60% of the selling price
  • Low-priced brands: thredUp will still take the items but often won’t offer a price. In this case, they can donate them, or you can reclaim them.

When you sell an item, you can expect payment after the return time frame has passed (14 days).11

While thredUP offers a helpful way to clean out your closet and get rid of items you no longer use, if they don’t sell within a certain period (60 to 90 days), you have 14 days to reclaim your item, after which thredUP will keep the items.

Available on iOS, Android, and desktop.

9. Nextdoor

Nextdoor is more than an online marketplace. It provides multiple ways to connect with the people in your neighborhood. You can log on to read local news, find local businesses, or sell stuff online to people in your community. You can sell homemade goods, list your property, or offer free or paid services such as babysitting or dog walking.

How to list an item

  • Choose your neighborhood and listing category
  • Add a description and set a price
  • Upload a photo

It is completely free to sell on Nextdoor. You receive payment when you meet up with the buyer or when they send you money through a payment app.

The benefit of using Nextdoor is you are dealing with people in your local area. A potential drawback to using Nextdoor is that it doesn’t provide product quality checks common with some online marketplaces, so there could be a difference in the quality of some products.

For instance, at thredUp, all items are reviewed to ensure there are no rips, tears, odors, or missing parts. This helps buyers feel more confident when making a purchase. At Nextdoor, there are no experts checking the items.

Available on iOS, Android, and desktop.

10. DeCluttr

If you’re looking for a place to get rid of your used tech, Decluttr is where to go. On Decluttr, you can trade in or sell your used electronics, from iPhones to laptops, wearable watches, and video game consoles.

How to list an item

  • Enter the item you want to list into the search bar
  • Provide details about your item, including the device’s make, model, and condition

Decluttr will give a proposed offer price. Decluttr will email you a free shipping label if you like the offer. Package your item in a box, print out your shipping label, and attach it to the box. Then, ship your box for free by dropping it off at the nearest shipping location. Once Decluttr receives your item, their experts will examine it and pay you. You can get paid through direct deposit or PayPal. Direct deposit usually takes three business days, and PayPal typically clears in 24 hours.12

The benefit of selling to Decluttr is that you are guaranteed their offered price unless you’ve missed something in your initial assessment. In this case, you might receive a revised offer. You then have 14 days to accept or reject the updated price. If it’s rejected, Decluttr will send your item back for free.13

Available on iOS, Android, and desktop.

11. Mercari

Mercari brands itself as the marketplace to help you declutter. With categories including toys, electronics, handbags, home, vintage, sports, and handmade goods, you can sell pretty much anything small enough to ship.

How to list an item

  • Upload photos
  • Write a description and set your price

While it’s free to list your items on Mercari, there are two listing fees – a selling fee of 10% and a payment processing fee of 2.9% of the sale price (plus shipping costs) and $0.50 per transaction.14

When your item sells, your funds will appear in your online balance, and your buyer will confirm they’ve received the product. You can get paid through direct deposit, which can take two to five business days and costs $2 for cash-outs under $10. Or, you can select instant pay and receive your funds within minutes for a $3 cash-out fee.15

Mercari makes sense for smaller items you can ship in the mail. If you want to list a larger item, like a bike or car, you might want to consider a different selling app.

Available on iOS, Android, and desktop.

Make an informed choice: Choose the best app for you

If you’re looking for ways to sell stuff to earn extra cash, and you’re not interested in having a garage sale, plenty of online marketplaces are available. You can focus on selling locally with apps like OfferUp, Facebook Marketplace, Craigslist, and Nextdoor. Or, you can start your own business selling homemade goods or vintage items on Etsy.

Before choosing an app, compare selling fees, shipping costs, and whether the app includes a free shipping label. Also, consider how long it takes to get paid and how you can get paid – is it through direct deposit or an option like PayPal? Finally, check out reviews of the app to see what customers are saying.

Want to learn other ways to generate income? Check out our top side hustle ideas.

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Opinions, advice, services, or other information or content expressed or contributed here by customers, users, or others, are those of the respective author(s) or contributor(s) and do not necessarily state or reflect those of The Bancorp Bank, N.A. and Stride Bank, N.A. (“Banks”). Banks are not responsible for the accuracy of any content provided by author(s) or contributor(s).

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1 Information from OfferUp's “About free listing limits" as of September 4, 2023: https://help.offerup.com/hc/en-us/articles/13072929390228-About-free-listing-limit

2 Information from OfferUp's “Shipping policy" as of September 4, 2023: https://help.offerup.com/hc/en-us/articles/360039017352

3 Information from Bestiaire Collective's “Selling fees" as of September 4, 2023: https://faq.vestiairecollective.com/hc/en-us/articles/360001326277-Selling-Fees

4 Information from Poshmark's “Seller fee policy" as of September 4, 2023.

5 Information from Poshmark's “When do I get paid for a shipped order?" as of September 4, 2023: https://support.poshmark.com/s/article/773838096

6 Information from Craigslist's “Posting fees" as of September 4, 2023: https://www.craigslist.org/about/help/posting_fees

7 Information from eBay's “Selling fees" as of September 4, 2023: https://www.ebay.com/help/selling/fees-credits-invoices/frais-pour-les-vendeurs-particuliers?id=4822

8 Information from Etsy's “What are the fees and taxes for selling on Etsy?" as of September 4, 2023:https://help.etsy.com/hc/en-gb/articles/115014483627?segment=selling

9 Information from thredUP's “How do our fees work?" as of September 4, 2023: https://help.thredup.com/en_us/how-do-our-fees-work-H106jQyih

10 Information from thredUP's “Here's what happens after you Clean Out" as of September 4, 2023: https://www.thredup.com/cleanout/consignment

11 Information from thredUP's “Can you explain how I get paid out?" as of September 4, 2023: https://help.thredup.com/en_us/can-you-explain-how-i-get-paid-out-HJoArZeon#

12 Information from Decluttr's “When will I get paid?" as of September 4, 2023: https://help.decluttr.com/hc/en-gb/articles/360010189720-When-will-I-get-paid

13 Information from Decluttr's “The Decluttr price promise" as of September 4, 2023: https://www.decluttr.com/price-promise/

14 Information from Mercari's “Fees on Mercari" as of September 4, 2023:https://www.mercari.com/us/help_center/article/169/

15 Information from Mercari's “When do I get paid?" as of September 4, 2023: https://www.mercari.com/us/help_center/article/91

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