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Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank, N.A. or Stride Bank, N.A.; Members FDIC.

Bank Fees and Charges

Banks Fees

If you are considering a new online bank account, it is important to research the bank account’s requirements and the bank fees and charges you may be asked to pay once you open a new account.

Many banks charge fees for requirements and behaviors many customers did not even realize they were being charged for. In fact, the top 5 largest banks in the United States made over $34 Billion in overdraft fees alone in 2017.  Financial technology companies such as Chime are trying to change that with access to bank accounts with no hidden fees and offer a great banking alternative to many of the fee-riddled big bank accounts.

Below is a list of resources that describe each type of bank fee and how many banks compare on their fees.

Types of bank fees to look out for:

Comparision of bank fees for the largest banks in the United States:

Bank fees for the largest banks by city and state:

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Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank, N.A. or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Chime Visa® Credit Builder Card and the Chime Visa® Cash Rewards Card are issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see back of your Card for its issuing bank.

While Chime doesn’t issue personal checkbooks to write checks, Chime Checkbook gives you the freedom to send checks to anyone, anytime, from anywhere. See your issuing bank’s Deposit Account Agreement for full Chime Checkbook details.

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