Chime® is a financial technology company, not a bank. Banking services, credit, and debit card provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

How to Address an Envelope: Step-by-Step Guide

Choncé Maddox • September 27, 2023

Addressing an envelope may seem fairly simple, but one overlooked detail can delay or prevent your mail from being delivered correctly. Whether you’re sending a card to a friend, mailing a check from your checking account, or a paper application by mail, knowing how to address an envelope correctly is essential.

This easy step-by-step guide will help you know how to address an envelope and which envelope format to use for different scenarios, whether you’re sending mail to a couple, P.O. Box, or military personnel.

Step-by-step instructions for addressing an envelope

To learn how to label an envelope, you must first have the correct name, address information, and the proper postage. You probably don’t want to start the process at home or the post office only to discover you don’t have what you need. Here are five steps to follow to know how to label an envelope.

1. Confirm the sender’s and recipient’s complete name and address

Check that the sender and recipient’s address contains their complete details, including the following:

  • First and last name
  • Street address
  • Apartment/unit number
  • City
  • State
  • Zip code

Double-check the recipient’s information to ensure the name and mailing address are correct. If you put the wrong address, city, or zip code, the letter could end up somewhere else or get sent back.

2. Place the sender’s information at the top left corner of the envelope

If you are sending the mail yourself, write your details on the envelope correctly in case the package gets returned. Place your or the sender’s information (if you’re sending mail on someone else’s behalf) in the envelope’s top left corner.

Always confirm the full name(s) and address and write legibly in blue or black ink. Avoid cursive or intricate fonts that can make it difficult to make out what the envelope says.

Some envelopes are labeled with a return address section and lines where you can write your name and address. Either way, the placement for the sender’s information is always at the top left corner.

3. Add the recipient’s details at the lower center of the envelope

Next, add the recipient’s name and address information to the bottom center area of the envelope. Ensure that the address is legible and the spelling is correct. Avoid abbreviations, especially when sending formal or business mail.

4. Attach postage to the top right corner

You don’t want to get the mail delivered back to you because there wasn’t enough postage. Check how many stamps you need depending on where you’re sending the envelope from and to.1 You can always call your local post office or stop in and check with the clerk to see what type of postage you’d need.

The postage should be fixed on the upper right side of the envelope. The post office can weigh your envelope before mailing it. To calculate your postage price, the USPS rounds up the package’s weight to the nearest pound or ounce for heavier packages.

The USPS also has a retail postage calculator online calculator to help you estimate how much postage will cost depending on the type of package and the destination.

Deposit checks from anywhere* and get paid up to two days early with direct deposit† – just use the Chime online banking app.

How to send mail to a military address

Certain addresses have different formats, particularly if you’re sending mail to a military. Military addresses don’t use city and state names the same way as personal or business addresses.

Instead, the city name will be either:

  • APO (Air/Army Post Office)
  • FPO (Fleet Post Office)
  • DPO (Diplomatic Post Office)

For the state, you will need to use one of these options depending on the duty station:

  • AA (Armed Forces America)
  • AE (Armed Forces Europe)
  • AP (Armed Forces Pacific)

You may need to add the four extra digits at the end for the zip code to ensure delivery.2 For example, a military address may be addressed like this:3

SGT. Bill JonesUnit 4567, Box 124APO AE 09350

How to send mail to an international address

For international mail that isn’t military-related, you must add the country to the last line after the recipient’s name, address, and zip code. You should also write the recipient’s full name and address in English. If you need to write it in another language, you can add the English translation after each line.

Some countries may place the zip code before the city, so confirm the address order before adding it to your envelope.4

How to address envelopes for different situations

Addressing envelopes for a specific event may call for a different address. For more formal occasions such as weddings, graduations, or sending condolences, the format used to address your envelope may differ. Here are some examples of what to write on an envelope for these different scenarios:

  • Wedding invitations. Wedding invitations are considered formal mail, so you’ll want to use the recipient’s full name and avoid any abbreviations in the address. The recipient’s name should include the names of the people being invited. For example, if it’s for a couple using the same last name, you can address the recipient as ‘Mr. and Mrs. Smith’ or ‘Mr. and Mr. Jones’. If the couple does not share the last name, you should write out each other names and titles like ‘Mr. John Smith and Mrs. Anne Roberts’.5
  • P.O. Box. You may find yourself sending mail to someone’s P.O. Box. In this case, you will still include their name, city, state, and zip code on the envelope. Instead of the street address, you’ll write ‘P.O. Box’ followed by the correct number.6
  • Business. If you’re sending mail to a company, you should include the name of the business and ‘ATTN:’ followed by the recipient’s name and their department in addition to the address details. This can help your mail get to the correct person and place, especially if it’s going to a big company.
  • Postcard. You won’t include the sender’s address or the sender’s name on a postcard. You can add a short note and include the recipient’s name and address on the right side of the card and add postage before sending it.
  • Family. When addressing mail to a family, you might use the family’s name like ‘The Johnson Family’. Or, you can include the parents’ names with ‘and Family’ added afterward. If you’re sending a formal invitation, be sure to include each family member’s name that is invited on the envelope.

Get your mail to the right place

Knowing how to address an envelope is a useful skill. Depending on the occasion, you may need to include additional information to ensure your mail gets to the right place.

When it comes to receiving important mail on time, like your paycheck, you can set up direct deposit to speed up the process of getting paid. Learn more about how to set up direct deposit.

Chime® is a financial technology company, not a bank. Banking services are provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card and the Chime Credit Builder Visa® Credit Card are issued by The Bancorp Bank, N.A. or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit and credit cards are accepted. Please see the back of your Card for its issuing bank.

While Chime doesn’t issue personal checkbooks to write checks, Chime Checkbook gives you the freedom to send checks to anyone, anytime, from anywhere. See your issuing bank’s Deposit Account Agreement for full Chime Checkbook details.

By clicking on some of the links above, you will leave the Chime website and be directed to a third-party website. The privacy practices of those third parties may differ from those of Chime. We recommend you review the privacy statements of those third party websites, as Chime is not responsible for those third parties' privacy or security practices.

Third-party trademarks referenced for informational purposes only; no endorsements implied.

Opinions, advice, services, or other information or content expressed or contributed here by customers, users, or others, are those of the respective author(s) or contributor(s) and do not necessarily state or reflect those of The Bancorp Bank, N.A. and Stride Bank, N.A. (“Banks”). Banks are not responsible for the accuracy of any content provided by author(s) or contributor(s).

* Mobile Check Deposit eligibility is determined by Chime in its sole discretion and may be granted based on various factors including, but not limited to, a member's direct deposit enrollment status.

† Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.

1 Information from USPS' "How to send a letter or postcard: domestic" as of September 7, 2023: https://www.usps.com/ship/letters.htm

2 Information from Today's "How to address an envelope to friends, family, and everyone else" as of September 7, 2023: https://www.today.com/home/how-address-envelope-t156576

3 Information from USPS' "How do I address military mail?" as of September 19, 2023: https://faq.usps.com/s/article/How-Do-I-Address-Military-Mail

4 Information from USPS' "International addressing requirements" as of September 7, 2023: https://faq.usps.com/s/article/International-addressing-requirements

5 Information from Office Depot's "How to address an envelope for 8 different cases and occasions" as of September 7, 2023: https://www.officedepot.com/l/ideas-center/find-solutions/how-to-address-envelopes-8-cases

6 Information from Capital One's "How to address an envelope" as of September 7, 2023: https://www.capitalone.com/learn-grow/life-events/how-to-address-an-envelope/

Address: 101 California Street, Floor 5, San Francisco, CA 94111, United States.

No customer support available at HQ. Customer support details available on the website.

© 2013-2024 Chime Financial, Inc. All rights reserved.